wannabe frugal

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Occupation retired
Location south east kent, United Kingdom
Introduction i am 60 years old and semi retired. i "wannabe frugal" as we still have two credit card debts to clear and i am determined to clear them in the next year so that i can enjoy my life and not worry about the future. we are lucky to own our home outright although it was hard work to get there. i have a lovely partner and a great son and now a 4 month old beautiful baby grandson who is the light of my life.