Post a Comment On: land-family.co.uk

The process of buying a house - well according to me !


You get your house valuedYou start internet searchesYou refine your search as you cant afford the areas you wantYou contact estate agents and hand your intimate details over and over again to arrange viewingsYou make many trips and then eventually the agents start to show you houses that match your brief. (Why do they always show you properties just a bit more expensive than you can afford ! )You compromise on your ideals ! Garden, Space, Street, Facilities to meet your budget.You start using words like 'its got potential!' You do your sums, and work out if you can actually afford it!Get a mortagage extension, or a new mortgage - this is worth a rant on its own at some point.PUT an offer in - MILESTONEYou wait nervously to see if it is acceptedAt this stage your wallet is preparing to start hemeraging cash !


You contact the estate agent who valued your property at the highest priceYou put your own house on the market and WAIT !At this stage you instruct a solicitorYou move forward with the mortgageYou spend time on the phone with your solictor and keep writing chequesYou get your home buyers survey back and it reads like a horror filmWhile someone is doing this to you !You plan all the new things to buy and line up about 6 years worth of future workYou tell all your friends that you are going to be moving while it is still no guaranteedThis is as far as I have got as of today.

I am expecting


To go through many iterations of paperwork with the solictor, laughing at funny covenaces from 1936 about common ground for the Duke of somewhere can graze their sheep.To have a target date setTo exchange contractsTo completeTo move inTo start to furnish the houseIts now 3-5 months later on. You have just moved in and then the conversation starts about where to move to next !

In summary
So, you are paying a lot of money. Stamp duty - how ridiculous is that?! Yet you cant get yourself too involved in the house otherwise rational thought goes out of the window. You have many people working for you - but you cant tell them to hurry up. Your financial and spirtual well being is in the hands of completely strangers in a call centre. Why do we do it??