tag:blogger.com,1999:blog-82597641258953543002009-06-09T00:14:43.166-07:00My Blog brings a wide range of information on all things "Real Estate" to one place. You'll find; stats on market conditions, investing tips, real estate news, advice for real estate professionals, and much more. For up to date information, subscribe to my blog via <a href="http://www.sellingnorthernnv.com/rss.xml">RSS</a> or <a href="http://www.sellingnorthernnv.com/atom.xml">ATOM</a> <br> <img src="http://www.sellingnorthernnv.com/images/New_Logo.JPG">Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.comBlogger65125tag:blogger.com,1999:blog-8259764125895354300.post-79136008343948454452009-06-09T00:08:00.000-07:002009-06-09T00:14:43.220-07:00<p>Freddie Mac released bulleting Number: 2009-5 on March 4, 2009 in support of the federal Making Home Affordable Program. The bulletin included eligibility requirements for the Freddie Mac Relief Refinance Mortgage. The following are key aspects of that Bulleting:</p><p><a href="http://sellingnorthernnv.com/2009/06/freddie-mac-single-family-sellerservicer-guide-bulletin/" >Freddie Mac Bulleting</a></p><p>Should you have any questions or need further information,<br>please don't hesitate to contact me, (775) 220-1630<br>Or visit my blog at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></p><p><a href="http://www.sellingnorthernnv.com" ><img src="http://sellingnorthernnv.com/wordpress/wp-content/uploads/2009/02/josh_chase1.jpg"></a></p><p>Joshua Talayka<br>Chase International<br>Office: 775 850 5900<br>Toll Free: 877 922 5900<br>Cell: 775 220 1630<br>Fax: 775 850 5901<br>985 Damonte Ranch Pkwy, Ste. 110<br>Reno, Nevada (NV) 89521</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-7913600834394845445?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-23229548166297165232009-06-08T23:59:00.000-07:002009-06-09T00:00:47.564-07:00<p>Per: Servicing Guide, Part VII, Section 504.02: Contacting Selected Borrowers</p><p>Pre-foreclosure Sales Commission guidelines are as follows</p><p><a href="http://sellingnorthernnv.com/2009/06/fanniemae-pre-foreclosure-sales-commission/" >FannieMae Commission</a></p><p>Should you have any questions or need further information,<br>please don't hesitate to contact me, (775) 220-1630<br>Or visit my blog at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></p><p><a href="http://www.sellingnorthernnv.com" ><img src="http://sellingnorthernnv.com/wordpress/wp-content/uploads/2009/02/josh_chase1.jpg"></a></p><p>Joshua Talayka<br>Chase International<br>Office: 775 850 5900<br>Toll Free: 877 922 5900<br>Cell: 775 220 1630<br>Fax: 775 850 5901<br>985 Damonte Ranch Pkwy, Ste. 110<br>Reno, Nevada (NV) 89521</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-2322954816629716523?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-18809328592635140242009-06-08T23:29:00.000-07:002009-06-08T23:31:07.677-07:00<p>What is a Short Sale?</p><p>Why would a mortgage lender agree to a Short Sale? </p><p>What are the requirements to begin the short sale process? </p><p>Will I be responsible to pay taxes on the amount forgiven? </p><p>What if I don’t want to sell? Should I try a loan modification? </p><p>See <a href="http://sellingnorthernnv.com/2009/06/basic-short-sale-qa/" >Short Sale Q&A</a> for the answers to these questions.</p><p>Should you have any questions or need further information,<br>please don't hesitate to contact me, (775) 220-1630<br>Or visit my blog at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></p><p><a href="http://www.sellingnorthernnv.com" ><img src="http://sellingnorthernnv.com/wordpress/wp-content/uploads/2009/02/josh_chase1.jpg"></a></p><p>Joshua Talayka<br>Chase International<br>Office: 775 850 5900<br>Toll Free: 877 922 5900<br>Cell: 775 220 1630<br>Fax: 775 850 5901<br>985 Damonte Ranch Pkwy, Ste. 110<br>Reno, Nevada (NV) 89521</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-1880932859263514024?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-1546273175498635472009-06-08T22:23:00.000-07:002009-06-08T22:47:19.692-07:00<p>In February 2008, the Short Sales Work Group (established by NAR) met to put together a report which addressed Realtor’s concerns about Short Sales. The work group submitted its report in May 2008.</p><p>The following recommendations were included in the report:</p><p><a href="http://sellingnorthernnv.com/2009/06/national-association-of-realtors-and-short-sale/" >NAR Short Sale Concerns</a></p><p>Should you have any questions or need further information,<br>please don't hesitate to contact me, (775) 220-1630<br>Or visit my blog at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></p><p><a href="http://www.sellingnorthernnv.com" ><img src="http://sellingnorthernnv.com/wordpress/wp-content/uploads/2009/02/josh_chase1.jpg"></a></p><p>Joshua Talayka<br>Chase International<br>Office: 775 850 5900<br>Toll Free: 877 922 5900<br>Cell: 775 220 1630<br>Fax: 775 850 5901<br>985 Damonte Ranch Pkwy, Ste. 110<br>Reno, Nevada (NV) 89521</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-154627317549863547?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-51952248933554637282009-06-08T21:06:00.000-07:002009-06-08T21:53:47.916-07:00<p>When the first lender carries out a foreclosure sale, the second mortgage lender may be able to take the following steps:</p><p>See <a href="http://sellingnorthernnv.com/2009/06/what-happens-to-the-second-mortgage-if-the-first-forecloses/" >What Happens to the Second Mortgage if the First Forecloses</a></p><p>Should you have any questions or need further information,<br>please don't hesitate to contact me, (775) 220-1630<br>Or visit my blog at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></p><p><a href="http://www.sellingnorthernnv.com" ><img src="http://sellingnorthernnv.com/wordpress/wp-content/uploads/2009/02/josh_chase1.jpg"></a></p><p>Joshua Talayka<br>Chase International<br>Office: 775 850 5900<br>Toll Free: 877 922 5900<br>Cell: 775 220 1630<br>Fax: 775 850 5901<br>985 Damonte Ranch Pkwy, Ste. 110<br>Reno, Nevada (NV) 89521</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-5195224893355463728?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-37350954039829117642009-06-08T20:36:00.000-07:002009-06-08T21:06:31.732-07:00<p>Everyday more and more Americans are at risk of becoming default on their mortgage, and simply do not know what they can do. You’ve tried contacting your lender via the (800) numbers on your bill to explain that you are not going to be able to make your payments for much longer, and want to know if there is any help. Instead of getting help, you found yourself in an endless loop on their automated system. Eventually (if you’re lucky) you were able to reach a live person who then transferred you to another, who transferred you to another, and so on, while remaining on hold for twenty plus minutes between each person. Finally, the last person you speak with tells you there is nothing they can do, and that you should try back once you’re behind.</p><p>If you haven’t already had the experience described above, here are some things you should know before going down that road.</p><p><a href="http://sellingnorthernnv.com/2009/06/four-things-you-should-know-if-you%E2%80%99re-in-default-on-your-mortgage-or-about-to-be/" >Things you Should Know when in Default</a></p><p>Should you have any questions or need further information,<br>please don't hesitate to contact me, (775) 220-1630<br>Or visit my blog at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></p><p><a href="http://www.sellingnorthernnv.com" ><img src="http://sellingnorthernnv.com/wordpress/wp-content/uploads/2009/02/josh_chase1.jpg"></a></p><p>Joshua Talayka<br>Chase International<br>Office: 775 850 5900<br>Toll Free: 877 922 5900<br>Cell: 775 220 1630<br>Fax: 775 850 5901<br>985 Damonte Ranch Pkwy, Ste. 110<br>Reno, Nevada (NV) 89521</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-3735095403982911764?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-80644244356414375882009-06-08T19:54:00.000-07:002009-06-08T20:25:16.093-07:00<p>Many people make the mistake in thinking that because their lender foreclosed on their home, that they no longer owe on their debt. This is dangerous misconception. In the state of Nevada (check your state laws) after your lender forecloses, they may file a deficiency judgment against you.</p><p><a href="http://sellingnorthernnv.com/2009/06/don%E2%80%99t-mistake-a-foreclosure-with-forgiveness-of-debtnrs-40455-deficiency-judgment/" >See Deficiency Judgment</a></p><p>Should you have any questions or need further information,<br>please don't hesitate to contact me, (775) 220-1630<br>Or visit my blog at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></p><p><a href="http://www.sellingnorthernnv.com" ><img src="http://sellingnorthernnv.com/wordpress/wp-content/uploads/2009/02/josh_chase1.jpg"></a></p><p>Joshua Talayka<br>Chase International<br>Office: 775 850 5900<br>Toll Free: 877 922 5900<br>Cell: 775 220 1630<br>Fax: 775 850 5901<br>985 Damonte Ranch Pkwy, Ste. 110<br>Reno, Nevada (NV) 89521</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-8064424435641437588?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-55496940679385592912009-06-08T18:57:00.000-07:002009-06-08T19:52:26.252-07:00<p>The U.S. Department of Housing and Urban Development issued Mortgagee Letter 2009-15 on May 11, 2009. A portion of this letter outlined the use of the First-Time Homebuyer Tax Credits for use as a Down payment on an FHA mortgage.</p><p><a href=http://sellingnorthernnv.com/2009/06/tax-credit-for-fha-down-payment/ >Tax Credit Down Payment</a></p><p>Should you have any questions or need further information,<br>please don't hesitate to contact me, (775) 220-1630<br>Or visit my blog at <a href=http://www.sellingnorthernnv.com >www.SellingNorthernNV.com</a></p><p><a href="http://www.sellingnorthernnv.com"><img src="http://sellingnorthernnv.com/wordpress/wp-content/uploads/2009/02/josh_chase1.jpg"></a></p><p>Joshua Talayka<br>Chase International<br>Office: 775 850 5900<br>Toll Free: 877 922 5900<br>Cell: 775 220 1630<br>Fax: 775 850 5901<br>985 Damonte Ranch Pkwy, Ste. 110<br>Reno, Nevada (NV) 89521</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-5549694067938559291?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-19028348219047045602009-05-21T17:25:00.000-07:002009-05-21T17:29:10.871-07:00<p>The garage is said to be the largest yet most underutilized place in our homes. To often is it a place where things are thrown into it like a storage shed, and we rarely even park our cars there anymore. But, it doesn't have to stay that way. Here are some things you can do to turn that wasted space, into usable space.</p><p><a href=" http://sellingnorthernnv.com/2009/04/garage-transformation/" >Garage Transformation</a></p><p>Should you have any questions or need further information,<br>please don't hesitate to contact me, (775) 220-1630<br>Or visit my blog at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></p><p><a href="http://www.sellingnorthernnv.com" ><img src="http://sellingnorthernnv.com/wordpress/wp-content/uploads/2009/02/josh_chase1.jpg"></a></p><p>Joshua Talayka<br>Chase International<br>Office: 775 850 5900<br>Toll Free: 877 922 5900<br>Cell: 775 220 1630<br>Fax: 775 850 5901<br>985 Damonte Ranch Pkwy, Ste. 110<br>Reno, Nevada (NV) 89521</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-1902834821904704560?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-64975539661163296572009-04-30T23:34:00.000-07:002009-04-30T23:37:10.132-07:00<p>The Section 203(k) FHA Program can be used to not only purchase a home, but also improve/repair it. Its FHAs primary program for the rehabilitation and repair of single family properties. It has been a great tool for community and neighborhood revitalization. Many lenders have successfully used the program to help borrowers purchase and rehabilitate properties.</p><p>See the complete 203(k) details: <a href="http://sellingnorthernnv.com/2009/04/fha-203k-program-additional-funds-for-property-rehabilitation/">FHA 203K</a></p><p>Should you have any questions or need further information,<br>please don't hesitate to contact me, (775) 220-1630<br>Or visit my blog at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></p><p><a href="http://www.sellingnorthernnv.com" ><img src="http://sellingnorthernnv.com/wordpress/wp-content/uploads/2009/02/josh_chase1.jpg"></a></p><p>Joshua Talayka<br>Chase International<br>Office: 775 850 5900<br>Toll Free: 877 922 5900<br>Cell: 775 220 1630<br>Fax: 775 850 5901<br>985 Damonte Ranch Pkwy, Ste. 110<br>Reno, Nevada (NV) 89521</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-6497553966116329657?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-17603333475983582292009-04-28T16:42:00.000-07:002009-04-28T16:43:44.590-07:00<p>Part of the Economic Stimulus Plan presented in March included some provisions designed to help promote energy-efficient investments in homes.</p><p>See <a href="http://sellingnorthernnv.com/2009/04/economic-stimulus-energy-incentives/">Economic Stimulus Energy Incentives</a> for details.</p><p>Should you have any questions or need further information, <br>please don't hesitate to contact me, (775) 220-1630<br>Or visit my blog at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></p><p><a href="http://www.sellingnorthernnv.com" ><img src="http://sellingnorthernnv.com/wordpress/wp-content/uploads/2009/02/josh_chase1.jpg"></a></p><p>Joshua Talayka<br>Chase International<br>Office: 775 850 5900<br>Toll Free: 877 922 5900<br>Cell: 775 220 1630<br>Fax: 775 850 5901<br>985 Damonte Ranch Pkwy, Ste. 110<br>Reno, Nevada (NV) 89521</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-1760333347598358229?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-57480114756317447722009-04-24T23:09:00.000-07:002009-04-24T23:10:31.256-07:00<p>If you have a debt canceled or forgiven, that amount may be taxable as income.</p><p>The Mortgage Debt Relief Act of 2007 allows taxpayers to exclude this amount as income if the discharge of debt was on their principal residence. This included debt reduced through mortgage restructuring, short sale, or mortgage debt forgiven in connection with a foreclosure.</p><p>The provision applies to debt forgiven between 2007 and 2012, on amounts up to $2 Million ($1 Million if married filing separately).</p><p>Here are some Common Q&As regarding The Mortgage Debt Relief Act of 2007 <a href="http://sellingnorthernnv.com/2009/04/the-mortgage-debt-relief-act-of-2007-qa/" >Mortgage Debt Relief Act of 2007</a></p><p>Should you have any questions or need further information,<br>please don't hesitate to contact me, (775) 220-1630<br>Or visit my blog at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></p><p><a href="http://www.sellingnorthernnv.com" ><img src="http://sellingnorthernnv.com/wordpress/wp-content/uploads/2009/02/josh_chase1.jpg"></a></p><p>Joshua Talayka<br>Chase International<br>Office: 775 850 5900<br>Toll Free: 877 922 5900<br>Cell: 775 220 1630<br>Fax: 775 850 5901<br>985 Damonte Ranch Pkwy, Ste. 110<br>Reno, Nevada (NV) 89521</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-5748011475631744772?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-67734035569734710612009-04-13T19:07:00.000-07:002009-04-13T19:08:46.835-07:00<p>One of the provisions of the Housing and Economic Recovery Act of 2008 was the First-Time Homebuyer Tax Credit. The Credit is designed to encourage first time buyers to go ahead and purchase their first home. The Credit amounts to 10% of the purchase price, and may be as much as $8,000.</p><p>See <a href=" http://sellingnorthernnv.com/2009/04/first-time-home-buyer-tax-credit/" >First-Time Home Buyer Tax Credit</a> for the complete details.</p><p>Should you have any questions or need further information,<br>please don't hesitate to contact me, (775) 220-1630 <br>Or visit my blog at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></p><p><a href="http://www.sellingnorthernnv.com" ><img src="http://sellingnorthernnv.com/wordpress/wp-content/uploads/2009/02/josh_chase1.jpg"></a></p><p>Joshua Talayka<br>Chase International<br>Office: 775 850 5900<br>Toll Free: 877 922 5900<br>Cell: 775 220 1630<br>Fax: 775 850 5901<br>985 Damonte Ranch Pkwy, Ste. 110<br>Reno, Nevada (NV) 89521</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-6773403556973471061?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-56470210520269960892009-04-07T18:34:00.000-07:002009-04-07T18:35:04.163-07:00<p>Both UCLA and UCSB predict California’s unemployment rate will continue to soar and remain in the double digits until at least 2012. Both universities also had poor predictions for California’s retail spending, income, and future home prices.</p><p> See <a href="http://sellingnorthernnv.com/2009/04/california%E2%80%99s-unemployment-rate-predicted-to-soar-even-higher/" > California’s unemployment rate</a> for the complete statistics and information.</p><p>Should you have any questions or need further information,<br>please don't hesitate to contact me,(775) 220-1630<br>Or visit my blog at <a href="http://www.sellingnorthernnv.com">www.SellingNorthernNV.com</a></p><p><a href="http://www.sellingnorthernnv.com" ><img src="http://sellingnorthernnv.com/wordpress/wp-content/uploads/2009/02/josh_chase1.jpg"></a></p><p>Joshua Talayka<br>Chase International<br>Office: 775 850 5900<br>Toll Free: 877 922 5900<br>Cell: 775 220 1630<br>Fax: 775 850 5901<br>985 Damonte Ranch Pkwy, Ste. 110<br>Reno, Nevada (NV) 89521</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-5647021052026996089?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-88053358760667324632009-03-25T14:58:00.001-07:002009-03-25T14:58:48.194-07:00<p>With lenders becoming more and more cautious about whom they loan money to, seller financing is becoming more desirable to both buyers and sellers. The buyer obviously benefits by being able to purchase a home they otherwise may not qualify for. However, it is the seller that really has the opportunity to reap the majority of the benefits from the transaction, including tax benefits.</p><p>See <a href="http://sellingnorthernnv.com/2009/03/tax-advantages-of-seller-financing-in-today%E2%80%99s-market/" >Seller Financing in Today’s Market</a> for the complete blog post.</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-8805335876066732463?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-83375782184946877812009-03-16T19:15:00.000-07:002009-03-16T19:16:05.348-07:00<p>Last week Fannie Mae and Freddie Mac announced their requirements to allow home owners (whether owner-occupied, second home, or investor) to refinance their current mortgage as part of Obama's Massive Housing Relief Efforts.<br><a href="http://sellingnorthernnv.com/2009/03/loan-modification-program-series-5-housing-relief-effort-refinancing-with-fannie-mae-and-freddie-mac/" >Loan Modification Series 5</a></P><p>Should you have any questions or need further information, please don't hesitate to contact me,(775) 220-1630 Or visit my blog at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></p><p><a href="http://www.sellingnorthernnv.com" ><img src="http://sellingnorthernnv.com/wordpress/wp-content/uploads/2009/02/josh_chase1.jpg"></a></p><p>Joshua Talayka<br>Chase International<br>Office: 775 850 5900<br>Toll Free: 877 922 5900<br>Cell: 775 220 1630<br>Fax: 775 850 5901<br>985 Damonte Ranch Pkwy, Ste. 110<br>Reno, Nevada (NV) 89521</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-8337578218494687781?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-81644227785289228602009-03-06T14:34:00.000-08:002009-03-06T14:35:44.075-08:00<p>The “Smart Home: Green + Wired” located at Chicago’s Museum of Science and Industry ended its exhibit on end January 4, 2009, but can still be found online. This home featured a range of Smart and Green technology that would appeal to both the average homeowner looking to cut down energy costs, to the late flower child whose ultimate goal is to reduce their carbon footprint to a negative figure.</p><p><a href="http://sellingnorthernnv.com/2009/03/the-smart-and-green-home/ " >View the Complete Post</a></p><p>Similar Post:<br><a href="http://sellingnorthernnv.com/2008/05/go-green-and-save-some-dough/" >Go Green & Save Some Dough</a></p><p>Should you have any questions or need further information,<br>please don't hesitate to contact me, (775) 220-1630<br>Or visit my blog at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></p><p><a href="http://www.sellingnorthernnv.com" ><img src="http://sellingnorthernnv.com/wordpress/wp-content/uploads/2009/02/josh_chase1.jpg"></a></p><p>Joshua Talayka<br>Chase International<br>Office: 775 850 5900<br>Toll Free: 877 922 5900<br>Cell: 775 220 1630<br>Fax: 775 850 5901<br>985 Damonte Ranch Pkwy, Ste. 110<br>Reno, Nevada (NV) 89521</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-8164422778528922860?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-89203605469437393732009-03-03T16:03:00.001-08:002009-03-03T16:03:56.398-08:00<p>USDA Rural Development’s Guaranteed Rural Housing (GRH) Loan program assists rural home buyers who have the dependable income and credit history to qualify for a conventional mortgage, but lack the down payment. See <a href=" http://sellingnorthernnv.com/2009/03/usda-guaranteed-rural-housing-loan/" >USDA Rural Housing Loan</a> for more information and requirements. </p><p>Related Posts:<br><a href="http://sellingnorthernnv.com/2008/12/2009-fha-loan-limits-in-nv/" >FHA Loan Limits</a><br><a href="http://sellingnorthernnv.com/2008/08/general-rules-for-fha-financing/" >General Rules for FHA</a><br><a href="http://sellingnorthernnv.com/2008/12/va-loan-limits-and-requirements/" >VA Loan Limits & Requirments</a></p><p>Should you have any questions or need further information,<br>please don't hesitate to contact me, (775) 220-1630<br>Or visit my blog at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></p><br><a href="http://www.sellingnorthernnv.com" ><img src="http://sellingnorthernnv.com/wordpress/wp-content/uploads/2009/02/josh_chase1.jpg"></a><br><p>Joshua Talayka<br>Chase International<br>Office: 775 850 5900<br>Toll Free: 877 922 5900<br>Cell: 775 220 1630<br>Fax: 775 850 5901<br>985 Damonte Ranch Pkwy, Ste. 110<br>Reno, Nevada (NV) 89521</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-8920360546943739373?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-24341592083538268012009-03-02T17:27:00.000-08:002009-03-02T17:28:59.438-08:00<p>Chase is expanding its mortgage modification program in an effort to allow more families to keep their homes. They are extending its program to Washington Mutual (WaMu) and EMC Mortgage Corp. The program begins January 31, 2009 and will be in effect for 2 years. The program offers: <a href="http://sellingnorthernnv.com/2009/03/loan-modification-program-series-jpmorgan-chase-co-program/" >Loan Modification Program Series 4: JPMorgan Chase</a></p><p>Should you have any questions or need further information,<br>please don't hesitate to contact me, (775) 220-1630<br>Or visit my blog at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></p><br><a href="http://www.sellingnorthernnv.com" ><img src="http://sellingnorthernnv.com/wordpress/wp-content/uploads/2009/02/josh_chase1.jpg"></a><br><p>Joshua Talayka<br>Chase International<br>Office: 775 850 5900<br>Toll Free: 877 922 5900<br>Cell: 775 220 1630<br>Fax: 775 850 5901<br>985 Damonte Ranch Pkwy, Ste. 110<br>Reno, Nevada (NV) 89521</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-2434159208353826801?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-62736363994258468102009-02-23T18:30:00.000-08:002009-02-23T18:33:49.965-08:00<p>IndyMac Federal, FDIC Loan Modification Program is designed to achieve affordable and sustainable mortgage payments and increase the value of distressed mortgages by rehabilitating them into performing loans.<br><a href="http://sellingnorthernnv.com/2009/02/loan-modification-program-series-3-indymac-federal-fdic-program/" >Loan Modification Program Series 3</a></p><p>Should you have any questions or need further information,<br>please don't hesitate to contact me,(775) 220-1630<br>Or visit my blog at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></p><br><br><a href="http://www.sellingnorthernnv.com"><img src="http://sellingnorthernnv.com/wordpress/wp-content/uploads/2009/02/josh_chase1.jpg" alt="" /></a><br><p>Joshua Talayka<br>Chase International<br>Office: 775 850 5900<br>Toll Free: 877 922 5900<br>Cell: 775 220 1630<br>Fax: 775 850 5901<br>985 Damonte Ranch Pkwy, Ste. 110<br>Reno, Nevada (NV) 89521</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-6273636399425846810?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-40927067644976867442009-02-20T13:51:00.000-08:002009-02-20T13:52:04.236-08:00<p>Before choosing an area/group to farm, try seeing things from their perspective. Your potential clients are looking for more than just an agent, their looking for someone who’s generally concerned about their needs and well being. On average, people change home every 4-5 years, so you’re going to be locked into a very long commitment. Once you determine who you’re going to farm to, you need to determine your method of farming.</p><p>Complete Post: <a href="http://sellingnorthernnv.com/2009/02/real-estate-farming/">Real Estate Farming</a></p><p>Related Topics:<br><a href="http://sellingnorthernnv.com/2007/06/postcard-tips/">Postcards Tips</a><br><a href="http://sellingnorthernnv.com/2007/05/how-to-generate-leads/">How to Generate Leads</a> <br><a href="http://sellingnorthernnv.com/2007/05/creating-an-effective-message/">Creating an Effective Message</a>)</p><p>Should you have any questions or need further information,<br>please don't hesitate to contact me,(775) 220-1630<br>Or visit my website at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></p><br><br><a href="http://www.sellingnorthernnv.com" ><img src="http://www.sellingnorthernnv.com/images/josh_chase.jpg"></a><br><p>Joshua Talayka<br>Chase International<br>Office: 775 850 5900<br>Toll Free: 877 922 5900<br>Cell: 775 220 1630<br>Fax: 775 850 5901<br>985 Damonte Ranch Pkwy, Ste. 110<br>Reno, Nevada (NV) 89521</p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-4092706764497686744?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-1774141274634075442009-02-19T18:53:00.000-08:002009-02-19T18:54:04.498-08:00<P>The Majority of Lenders are offering Loan Modification Programs for borrowers who are in/at risk of Default. I am featuring a series of weekly posts on my blog regarding this loan modification programs, and how they differ from lender to lender.</P><P>This weeks post: <a href="http://sellingnorthernnv.com/2009/02/loan-modification-program-series-2-countrywide-bank-of-america-homeowner-retention-program/" > Countrywide Default program series 2</a></P><P>Related Topics:<BR><a href="http://sellingnorthernnv.com/2009/01/loan-modification-program-series-1-citigroup-citimortgage-program/" >Series 1: CitiGroup/CitiMortgage Program</a><BR><a href="http://sellingnorthernnv.com/2008/05/hope-now-national-hotline/" >Hope Now Program</a></P><P>Should you have any questions or need further information,<BR>please don't hesitate to contact me,(775) 220-1630</P><P>Or visit my blog at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></P><BR><BR><a href="http://www.sellingnorthernnv.com" ><img src="http://www.sellingnorthernnv.com/images/josh_chase.jpg"><br /></a><BR><P>Joshua Talayka<BR>Chase International<BR>Office: 775 850 5900<BR>Toll Free: 877 922 5900<BR>Cell: 775 220 1630<BR>Fax: 775 850 5901<BR>985 Damonte Ranch Pkwy, Ste. 110<BR>Reno, Nevada (NV) 89521</P><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-177414127463407544?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-24274976914630739132009-02-03T09:06:00.000-08:002009-02-19T11:14:38.863-08:00<P>The Majority of Lenders are offering Loan Modification Programs for borrowers who are in/at risk of Default. I am featuring a series of weekly posts on my blog regarding this loan modification programs, and how they differ from lender to lender.</P><P>This weeks post: <a href="http://sellingnorthernnv.com/2009/02/loan-modification-program-series-2-countrywide-bank-of-america-homeowner-retention-program/" > Citigroup/Citimortgage Default program series 1</a></P>Related Topics:<BR><a href="http://sellingnorthernnv.com/2009/01/loan-modification-program-series-1-citigroup-citimortgage-program/" >Series 1: CitiGroup/CitiMortgage Program</a><BR><a href="http://sellingnorthernnv.com/2008/05/hope-now-national-hotline/" >Hope Now Program</a></P><P>Should you have any questions or need further information,<BR>please don't hesitate to contact me,(775) 220-1630</P><P>Or visit my blog at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></P><BR><BR><a href="http://www.sellingnorthernnv.com" ><img src="http://www.sellingnorthernnv.com/images/josh_chase.jpg"><br /></a><BR><P>Joshua Talayka<BR>Chase International<BR>Office: 775 850 5900<BR>Toll Free: 877 922 5900<BR>Cell: 775 220 1630<BR>Fax: 775 850 5901<BR>985 Damonte Ranch Pkwy, Ste. 110<BR>Reno, Nevada (NV) 89521</P><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-2427497691463073913?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-87292590198435964522009-01-30T14:43:00.000-08:002009-02-19T11:15:37.473-08:00<P>Transform your kitchen without having to break the bank. Here are a few tips that will not only bring that kitchen of yours into the modern age, but also save you from having to decide between remodeling the kitchen or taking that vacation this year.</P><P><a href="http://sellingnorthernnv.com/2009/01/save-on-kitchen-remodel/" >Save on Your Kitchen Remodel</a></P><BR><BR><a href="http://www.sellingnorthernnv.com" ><img src="http://www.sellingnorthernnv.com/images/before-after1.jpg " Alt=”Before & After” title=”Before & After”></a><BR><BR><P>Related Topics:<BR><a href="http://sellingnorthernnv.com/2008/05/make-your-home-scream-own-me/" >Make Your Home Scream “Own Me”</a><BR><a href="http://sellingnorthernnv.com/2007/09/profit-with-%E2%80%9Cfixer-uppers%E2%80%9D-in-today%E2%80%99s-slow-market/" >Profit with Fixer Uppers</a><BR><a href="http://sellingnorthernnv.com/2008/05/four-key-points-to-good-home-design/" >Four Key Points to Good Home Design</a></P><P>Should you have any questions or need further information,<BR>please don't hesitate to contact me,(775) 220-1630<<BR>Or visit my blog at <a href="http://www.sellingnorthernnv.com" >www.SellingNorthernNV.com</a></P><BR><BR><a href="http://www.sellingnorthernnv.com" ><img src="http://www.sellingnorthernnv.com/images/josh_chase.jpg"></a><BR><BR><P><br />Joshua Talayka<BR>Chase International<BR>Office: 775 850 5900<BR>Toll Free: 877 922 5900<BR>Cell: 775 220 1630<BR>Fax: 775 850 5901<BR>985 Damonte Ranch Pkwy, Ste. 110<BR>Reno, Nevada (NV) 89521</P><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-8729259019843596452?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0tag:blogger.com,1999:blog-8259764125895354300.post-29857300210974546502009-01-28T12:11:00.000-08:002009-02-19T11:16:15.654-08:00<P>You can earn up to a $7,500 tax credit on your first home. The Tax credit works as an interest free loan that is repaid over a 15 year period.</P><P>See all the requirements needed to qualify for the <a href="http://sellingnorthernnv.com/2009/01/federal-housing-tax-credit/" >Federal Housing Tax Credit</a></P><P>Should you have any questions or need further information,<BR>please don't hesitate to contact me,(775) 220-1630<BR>Or visit my blog at <a href="http://www.sellingnorthernnv.com">www.SellingNorthernNV.com</a><BR><a href="http://www.sellingnorthernnv.com" ><img src="http://www.sellingnorthernnv.com/images/josh_chase.jpg"></a><BR><P><br />Joshua Talayka<BR>Chase International<BR>Office: 775 850 5900<BR>Toll Free: 877 922 5900<BR>Cell: 775 220 1630<BR>Fax: 775 850 5901<BR>985 Damonte Ranch Pkwy, Ste. 110<BR>Reno, Nevada (NV) 89521</P><br />><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8259764125895354300-2985730021097454650?l=sellingnorthernnv.blogspot.com'/></div>Joshua Talaykahttp://www.blogger.com/profile/07141741765509032219jtalayka@chaseinternational.com0