tag:blogger.com,1999:blog-76766711044320602152009-11-23T12:34:10.777-08:00kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.comBlogger363125tag:blogger.com,1999:blog-7676671104432060215.post-59340430492509431722009-11-22T18:35:00.000-08:002009-11-23T05:37:47.129-08:00

As discussed previously, frugal living, reducing expenses, investments guaranteed to beat inflation, and passive income generation are key issues on one’s road to financial independence. Each of these contributes to either:Reducing the amount of money required on a monthly basis, and Generating income without outside employment.Having been in the software industry for over 15 years, and having

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com1tag:blogger.com,1999:blog-7676671104432060215.post-12478878989684822882009-11-20T21:20:00.000-08:002009-11-22T18:42:39.335-08:00

Belgium is a country in Western Europe bordered by the North Sea to the West, Netherlands to the North, France to the South, and Germany & Luxembourg to the East. Belgium has a total land area of just under 12,000 square miles and a population of around 10.7 million making it a densely populated country at more than 800 per square mile. The country has two main ethnic groups – the Flemish

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com0tag:blogger.com,1999:blog-7676671104432060215.post-82092857667534897832009-11-18T17:15:00.000-08:002009-11-18T17:31:59.841-08:00

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kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com1tag:blogger.com,1999:blog-7676671104432060215.post-68532379800235159472009-11-17T17:04:00.001-08:002009-11-17T17:04:59.808-08:00

<!-- InstaCarnival Beta Draft HTML for Carnival Edition http://blogcarnival.com/bc/spreview_32926.html --><!-- The next few lines insert the BlogCarnival LogoLink for the November 17, 2009 edition of "road to financial independence" here. Presence of the BlogCarnival LogoLink allows this carnival edition to be listed at blogcarnival.com. This example puts it in the upper right corner, but it can

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com1tag:blogger.com,1999:blog-7676671104432060215.post-43642251070465060952009-11-16T17:31:00.001-08:002009-11-16T17:31:50.489-08:00

As twittered previously, we sold our entire position in Patni Computer Systems Limited (PTI) at a loss of close to 8%. The Indian stock market had a great run and Patni stock outperformed the index by rising almost 300%. With this transaction, our cash position has increased to 14%.Another development in the last month is Harvest Energy (HTE) selling out to Korea’s KNOC. The transaction is

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com0tag:blogger.com,1999:blog-7676671104432060215.post-52826213567074840582009-11-14T19:42:00.000-08:002009-11-14T19:48:27.356-08:00

We published a set of articles listing elementary, middle school, and high school CD/DVD Versions of Textbooks followed in US public schools. This is a follow-up that lists Advanced Placement (AP) CD/DVD Versions of Textbooks listed by subject. Here is our list::AP Math:.nobrtable br { display: none }ISBN-10, ISBN-13List PriceBest Online PriceBrooks Cole – Kindle Edition – Calculus; early

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com0tag:blogger.com,1999:blog-7676671104432060215.post-12267243109356077752009-11-13T06:36:00.000-08:002009-11-13T07:44:18.229-08:00

We did a weekend road trip through the 17-mile drive in Monterey peninsula and onto San Luis Obispo through Highway 1, a scenic stretch of 250 miles along the Pacific Ocean, dotted all along with world famous attractions. Our first stopover was at the 17-mile drive ($9.25 per vehicle except for residents). 68W from Highway 1 gets one easily to the park entrance. It was the weekend of the 15th of

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com1tag:blogger.com,1999:blog-7676671104432060215.post-29222847438479991092009-11-11T05:47:00.000-08:002009-11-11T05:50:19.277-08:00

We published a set of articles listing elementary, middle school, and high school teacher’s edition textbooks followed in US public schools. This is a follow-up that lists Advanced Placement (AP) Teacher’s Editions listed by subject. Here is our list:AP Math:.nobrtable br { display: none }ISBN-10, ISBN-13List PriceBest Online PricePrentice Hall – Calculus: Teacher’s Guide with Answers (2005) 978-

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com0tag:blogger.com,1999:blog-7676671104432060215.post-9473936936826147342009-11-09T20:45:00.000-08:002009-11-11T05:39:36.284-08:00

This August we made a 5-day trip to Grand Canyon via Las Vegas. Though the two of us can be labeled as seasoned travelers to this area this was the first time with grandparents and kids. Southwest again scored with the best fares from Oakland to Las Vegas (~$70 one-way inclusive of all taxes). The early morning flight from Oakland landed on time but the Alamo car rental center had shifted to

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com0tag:blogger.com,1999:blog-7676671104432060215.post-20470493134473220622009-11-08T06:06:00.000-08:002009-11-08T07:37:00.970-08:00

We published a set of articles listing elementary, middle school, and high school textbooks followed in US public schools. This is a follow-up that lists High School Advanced Placement (AP) Textbooks, guides, workbooks, etc listed by subject. Here is our list:AP Math:.nobrtable br { display: none }ISBN-10, ISBN-13List PriceBest Online PriceBrooks - Cole - Stewart's Multivariable Calculus -

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com0tag:blogger.com,1999:blog-7676671104432060215.post-70749310641344791352009-11-06T16:14:00.000-08:002009-11-06T16:15:18.859-08:00

Belarus is a small land-locked country in Eastern Europe bounded by Russia, Ukraine, Poland, Lithuania, and Latvia. The country of Belarus has a total land area of just over 80,000 square miles and a population of just under 9.7 million. The country has 11,000 lakes and the landscape is very flat. Ethnicities from neighboring countries dominated the area of present day Belarus until the early

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com0tag:blogger.com,1999:blog-7676671104432060215.post-35309816867571306932009-11-04T22:25:00.000-08:002009-11-04T22:32:05.725-08:00

The baseline for piano comparison is on these fundamental criteria:Have 88-keys,At-least “Graded Hammer Standard” Key Action Technology, andAt-least 32-note polyphony.These criteria would ensure the piano be suitable for a beginner. In general, the odds of outgrowing the piano diminishes as you opt for more features, but then costs also rise proportionally. For a beginner, it is a tough call as

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com1tag:blogger.com,1999:blog-7676671104432060215.post-40847340661742859102009-11-04T22:23:00.000-08:002009-11-04T22:32:21.989-08:00

The baseline for piano comparison is on these fundamental criteria:Have 88-keys,At-least “Graded Hammer Standard” Key Action Technology, andAt-least 32-note polyphony.These criteria would ensure the piano be suitable for a beginner. In general, the odds of outgrowing the piano diminishes as you opt for more features, but then costs also rise proportionally.For a beginner, it is a tough call as

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com0tag:blogger.com,1999:blog-7676671104432060215.post-80029279506740905562009-10-29T05:36:00.000-07:002009-11-04T22:32:41.435-08:00

We baseline the pianos for comparison on these basic criteria:Have 88-keys,At-least “Graded Hammer Standard” Key Action Technology, andAt-least 32-note polyphony.These criteria would ensure the piano be suitable for a beginner taking piano lessons. In general, the chances of outgrowing the piano diminishes as you opt for more features, but then costs also rise proportionally. For a beginner, it

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com0tag:blogger.com,1999:blog-7676671104432060215.post-30942631438590827132009-10-29T05:30:00.000-07:002009-11-04T22:32:54.358-08:00

.nobrtable br { display: none }We baseline the pianos for comparison on these basic criteria:Have 88-keys,At-least “Graded Hammer Standard” Key Action Technology, andAt-least 32-note polyphony.These criteria would ensure the piano be suitable for a beginner taking piano lessons. In general, the chances of outgrowing the piano diminishes as you opt for more features, but then costs also rise

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com0tag:blogger.com,1999:blog-7676671104432060215.post-50839435538043651372009-10-26T05:48:00.000-07:002009-10-26T14:26:00.517-07:00

Flip Camcorders are the dominant players in the Shoot and Share Camcorder market. As mentioned in our comparative review of Flip Camcorders and Flash Camcorders in general, Flip has a tight grip in the Shoot & Share Camcorder segment with an array of products sporting a combination of distinct features (Hand Grip, Integrated LCD, Flip-out USB & Charging) and design compromises (fixed-focus lens,

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com0tag:blogger.com,1999:blog-7676671104432060215.post-10627189092827885092009-10-25T09:41:00.000-07:002009-10-25T09:42:15.760-07:00

Barbuda is a small Island and is a part of the country of Antigua & Barbuda consisting of the two islands. The Island of Barbuda has a total land area of just over 60 square miles and diminutive population of just under 1400. Nevertheless, they have issued close to 2000 different stamps. The obvious explanation is that Barbuda issues stamps primary for the philately market. Stamps of Barbuda has

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com0tag:blogger.com,1999:blog-7676671104432060215.post-24304644263940683512009-10-23T19:38:00.000-07:002009-11-05T18:31:08.477-08:00

Early in August this year we set forth to explore Northern California and beyond. Our goal was to make it all the way to the Crater Lake in Oregon. With grandparents and kids in tow we did this with stopovers in Mount Shasta and Klamath Falls. Crater Lake is more than 8 hours drive from the Bay Area and the Shasta area provides as a convenient stopover location with its own set of unique

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com0tag:blogger.com,1999:blog-7676671104432060215.post-32875755176802625502009-10-21T07:21:00.000-07:002009-10-21T07:22:08.063-07:00

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kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com1tag:blogger.com,1999:blog-7676671104432060215.post-951302257289767972009-10-20T09:15:00.001-07:002009-10-20T09:15:54.637-07:00

<!-- InstaCarnival Beta Draft HTML for Carnival Edition http://blogcarnival.com/bc/spreview_32348.html --><!-- The next few lines insert the BlogCarnival LogoLink for the October 20, 2009 edition of "road to financial independence" here. Presence of the BlogCarnival LogoLink allows this carnival edition to be listed at blogcarnival.com. This example puts it in the upper right corner, but it can

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com3tag:blogger.com,1999:blog-7676671104432060215.post-71513686936580275032009-10-19T18:12:00.001-07:002009-10-19T18:12:53.685-07:00

As twittered previously, we added Sysco Corporation (SYY) to our portfolio over the last month. We also wrote covered calls against 40% of our shares of ICICI Bank(IBN). The details follow:Sysco Corporation (SYY) on 10/13/2009 at $25.23 with around 5.5% of our overall portfolio. Wrote March 2010, 40 Covered Calls on 40% of our shares of ICICI Bank (IBN) at $5.90.Added cash of about 5.5% of our

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com0tag:blogger.com,1999:blog-7676671104432060215.post-67593340143207995702009-10-18T07:00:00.000-07:002009-10-18T07:56:19.941-07:00

Barbados is an island country in the Caribbean located north-east of Venezuela and is considered part of the Lesser Antilles. It is a small country with a total land area of 170 square miles and a population of just under 300,000. Almost 90% of the population are of African descent, mostly descendants of slave laborers used in the Sugar plantations from the early 17th century. The island was

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com0tag:blogger.com,1999:blog-7676671104432060215.post-64392893810652202502009-10-17T19:47:00.000-07:002009-11-05T18:30:50.823-08:00

Our fourth break while on the East Coast road-trip over the summer was at Washington D.C. for a day and then some. Three days is a minimum to breathe in what DC has to offer. A day only gives a sniff and needless to say, ours was a whirl-wind tour of the major sites.Finding parking is a trick in itself and is strictly enforced – if the cars being towed from the curbside are any indication. For

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com0tag:blogger.com,1999:blog-7676671104432060215.post-37511516182494401902009-10-12T05:57:00.000-07:002009-11-12T05:17:21.518-08:00

We published a set of articles listing elementary and middle school online media (CD/DVD) versions of textbooks & other books followed in US public schools. This is a follow-up that lists High School online (CD/DVD) versions of textbooks & other resources listed by subject. Here is our list:High school (9-12) Math:.nobrtable br { display: none }ISBN-10, ISBN-13List PriceBest Online PriceGlencoe –

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com0tag:blogger.com,1999:blog-7676671104432060215.post-35809939908192852932009-10-10T06:24:00.000-07:002009-11-08T06:43:40.897-08:00

We published a set of articles listing elementary and middle school textbooks followed in US public schools. This is a follow-up that lists High School Public School Teacher's Edition Textbooks & Resources listed by subject. Here is our list:High school (9-12) Math:.nobrtable br { display: none }ISBN-10, ISBN-13List PriceBest Online PriceGlencoe – Geometry: Concepts and Applications Teacher’s

kshttp://www.blogger.com/profile/07090821297789081559noreply@blogger.com0