Arena of Hyip

Rematch of the Year

2007-12-21T14:00:00.000+08:00

Oh, this rematch would easily pass for THE REMATCH OF THE YEAR. The most awaited one, especially for boxing fans.

Pacquiao and Marquez first met in a historical, not to mention highly controversial match in May 2004 in which Pacquiao knocked Marquez down three times in the first round before having Juan Manuel Marquez rising back. They later end up with a split draw!!

Anyway, They are coming back! Yess! A rematch. The rematch is being scheduled to be held on March 15, 2008 at Mandalay Bay in Las Vegas, Nevada.

I am not a big fan of boxing. But this particular match is surely an interesting watch because of its controversial history. I am some sort of Pacquiao “Pacman” fan. I used to follow his matches and keep track of his scores. I think his current boxing record is 45 wins and 3 losses, with 35 of those wins coming on knockouts. I do not know much about Marquez so I will be rooting for Pacquiao for this match.

If you are interested in watching it live, Manny Pacquiao vs Juan Manuel Marquez tickets can be secured for as low as $325. If you are a boxing fan, you do not want to miss this! So, head to TeamOneTickets.Com and grab a ticket to watch the history in making. There are various sitting arrangements around the ring with varying prices so if you hurry you might be lucky to find a seat where you can watch the game comfortably while not burning a hole in your pockets at the same times. A ticket for this hot match goes as high as $5000! Hurry now!!

**This post is SPONSORED by TeamOneTickets.Com

The end of IceGold?

2007-12-21T13:31:00.000+08:00

Being an Estonian Company, ICEGOLD is affected by Estonia's New Anti Money-laundering Law which will take effect in the first half of January 2008. The new law, among others states that exchangers of alternative payment systems such as IceGold has to identify all customers face to face. Which needless to say, is an impossible task!

So they have already stopped allowing new transactions to be registered since December 14th for fear of wires arriving too late for them to complete the exchanges.

That's a shame since Icegold is one of the best exchanger, providing competetive exchang rates with excellent and fast service. Not that I need to deal with any exchangers for that matter. I have a few hundred bucks in my e-Gold to cater to my HYIP gambling addictions. I will not do any in or out exchange. The day my e-Gold reaches zero, I will be done with HYIP.

Hotel Stay - Where to find Good Deals

2007-12-20T22:44:00.000+08:00

It’s December again. It still amazes me how fast time travels. I mean I feel like its only yesterday I celebrated New Year and made a list of ’07 New Year Resolution. Now I need to make a new list!!

Anyway, I still have some unused leaves which will become invalid if I don’t use them up before New Year. I do not like taking leaves because I do not know what to do at home. I like being in my office, doing my job. But still, these past few days, I have been dreaming of chalets and beaches and pina coladas. So I thought to myself why not go for a vacation.

So, the first thing to do is of course figure out where to go and where to stay. I log into the internet and began searching for resorts and hotels, comparing rates and services and what not. It was a frustratingly tiring task. All the hotels and rates jumbles up and I do not know which offer is better than which and I have to jump from one website to another to find different rates and services for different destination. Frustrating is a major understatement.

Until I came across HotelReservations.Com
Now, this website is a whole lot of different story.

First of all, they’ve been in business for about 6 years so if there is anything one has to know about hotel reservations, they would know.

Then they provide extensive and comprehensive list of all available hotels and resort all over the world. You can compare rates of different hotels all in one site. Its that much easier to find the best deal that suits our need.

I like their Vacation Package feature where you can sort of mix and match their services according to your need. You van opt for one or two destination and then you can choose if you want the package to include flight, hotel and or car.

They also provide round-the-clock help, call with a toll free number1-(866) 270-5932.

So if you are planning for a vacation, use HotelReservations.Com for all your accommodation needs. Did I mention that they are giving up to 70% discount for online bookings? Oh, now I did!

**This post is SPONSORED by HotelReservations.Com

Off to a good start :)

2007-12-20T20:28:00.000+08:00

I was rereading all my previous posts in this blog when I came across the long forgotten site. It was one of my favorite game. You put whatever amount you want and take a guess. If you are lucky, you double your e-gold in a second. Else you loose your bet money.

I half expected the site to still be online although I am pretty sure it must have ceased its existence. Anyway, I was pleaseantly surprised to see it be still up online.

I made a dollar bet and get two back!!

I am happy!

IT’S THAT TIME OF THE YEAR- Stay off HYIP

2007-12-12T15:41:00.000+08:00

It’s December. Christmas, New Year, Holidays. Vacation. A lot of parties. A lot of gifts exchanging. People need a lot of money to spend. And no one will quite think of investing.

So HYIP Admin will come up with more vigorous tricks to attract investors and if you fall prey, you will most certainly not see your investment money again

So stay away from HYIP, at least do not invest huge amount of your money in them anyway. If you cannot resist the temptation of HYIP (like any other compulsive gambler would feel) make small test spends of a dollar or two in new HYIPs and pray to GOD that you will profit

Guard your money closely until at least February. And then, you may be daring and gamble at higher stakes

Pay Day Loans

2007-12-11T10:05:00.000+08:00

A lot of us live our day to day life from one Pay Day to another. But sometimes, due to some unforeseen circumstances, perhaps an unexpected visit to the doctor, or an accident, you will face emergency situation where you will have to fork out extra money that is not included in your monthly budget. How do you react if such situation arises?

Some people do allocate some savings as emergency fund. But what about those who don’t? Well, you apply for Pay Day Loans. BestLeadingLenders.Com provide instant loan of up to $1500. You only need to have a steady job that pays steadily and valid checking account. You can apply online 24hrs a day and the approval is lightning fast!!

Besides that, you can also check BestLeadingLenders.Com for Unsecured Personal Loans. It doesn’t matter if you have bad credit history, you loan may still get approved.

This post is SPONSORED by BestLeadingLenders.Com

Sleazy HYIP Monitors

2007-12-09T11:39:00.000+08:00

I am ready to get my hands dirty in the HYIP industry again. I have a few hundred dollars still sitting idly in my e-gold account and a few hours of spare time everyday, which I can use to scan HYIP forums and Monitors and maybe even new HYIP programs. I will even spend if program looks good enough.

Anyway, I think HYIP Monitors are overrated. Looks like everybody and their dogs are maintaining HYIP Monitors nowadays. This kind of gives the HYIP Admin another way to fool “investors”.

Take for example, a new HYIP which at this moment has already fold (So don’t make any spend), True-Hyip.com/ True-Hyip.net. If you check its TalkGold Thread you will find that this HYIP pays only the Monitors. And some cheap sleazy Monitors get into the HYIP thread everyday without fail and trumpet the 0.25 and 0.30cents they got paid while other investors loose hundreds of dollars.

It is certainly not wrong that Monitors publish in forum threads when a particular HYIP pays them. In fact it is only right. But when you see a certain number of people are not getting paid, you should understand that you are being used as smoke screen. At that point, you should stop singing praises to that HYIP. You should report in your Monitor that although you are getting paid, there are cases where investors are not. This will at least raise a warning flag. And, in my eyes at least (and I believe in the eyes of many other HYIP players too), this type of honesty will raise your monitor’s credibility that much.

If you keep praising the HYIP for 20 and 15 cents while all other investors are losing their money, you will only look like a sleazy, cheap pig. And soon, nobody will read what you write and your monitors will be as good as gone. And at that point, the HYIP will stop paying you too :). Its how the world works.

Looking For a Loan?

2007-12-08T10:56:00.000+08:00

We all had days, a point in our life when we could not get by without financial support, yes? If you haven’t reach that day yet, well, just wait because you will.

To buy car, a dream house, to further studies, credit cards. The list is endless. Unless you are blessed with a Hilton or a Trump as dad, you will have to at some point or another, apply for loans either from friends and family members (again, for the lucky few who are blessed to be in such social circle) or, like everybody else from financial institutions.

Anyway, there used to be a time when to apply loans, be it unsecured personal loans or homeowner secured loans, one needs to go to physical financial institutions (banks, credit centers, etc). Not anymore, these days you can apply for cheap loans online, in the comfort of your own home.

Interesting times we are living in, yes?

***This post is SPONSORED by Nations Finance

I am Back!!!

2007-12-05T15:11:00.000+08:00

After about two months of hiatus from the Internet World gererally and the HYIP Industry specifically, I am back to the game again.

I was devastated when a few of HYIP I "invested" in folded up simultunously. So I took a break. I am ready to rumble again. I need to catch up so much on the laest happenings around, so I guess I will start frequenting all those forums and blogs again.

It's good to be back ;)

No more E-Gold in AdWords.

2007-09-07T10:07:00.000+08:00

Google has decided to ban all adwords advertising that has any mention of “e-Gold” not only in the ad text but in the websites as well

Ok. This is really the beginning of an end to HYIPs. Which probably is a good thing too. I am getting more and more frustrated with HYIP each day. O yes, an end to HYIP is a good thing.

But, to ban all e-Gold related sites? I will agree that most e-Gold users might be PONZI scammers but e-Gold is still a legitimate online currency. Perhaps if we can weed out all HYIP programs we might at last be able to use E-Gold for other online transaction

If you ask me, instead of banning all e-Gold related sites from using Adwords, Google should focus on eradicating the HYIP advertisements alone by filtering out keywords like HYIP, e-Gold investment etc

And E-Gold also needs to do some spring cleaning and deploy some method to ban preserve their integrity

source: Digital Money World

HYIP UPDATE – Major Disappointments

2007-09-01T14:33:00.000+08:00

This past week proved to be a major disappointment for me where Hyip investments are considered. Almost all HYIP programs I invested in collapsed before I had chance to break even.

Here are some updates

1. Is2Gain – Promised return 5.1% for 30 days. I invested $10. I managed to withdraw $10.70 before the program starts ignoring withdrawal requests. After deducting E-Gold transaction Fee and offsetting Gold Value, I made I total profit of 0.35 cents in about 2 weeks. Oh, at least I am in profit in this one.

2. MaximInvest – Promised return was 55% for 2 days for a total 10% profit. The site was relatively new so I thought of getting in early and out with a profit. I managed to get $5.50 only. So I am in loss at the amount of $5.65.

3. GoldHYIPInvest – 40% daily for 5 days. I invested $10 and lost exactly that much. Whatta Bugger.

I am much too disappointed. I guess I will stay out of any investment for a few days and see what happens next. I might ditch HYIP altogether sooner than I thought.

MERDEKA!!

2007-08-31T14:52:00.001+08:00

Happy 50th Birthday, Malaysia!

FOREX, Anyone?

2007-08-28T16:14:00.000+08:00

Since HYIP industry is spiraling down the drain, I guess it is almost time for me to take a left (or right) turn and find other way to make money online.

The prospect of high return is very tempting. And the whole process of trading also does not look too complicated to grasp. I know I’ve just stretched the surface of it, that there is probably more to FOREX trading than choosing a currency pair and buy/sell them. But I am prepared to learn.

For some times now, I have been trying to learn a few basic things about FOREX trading. There are some very good sites offering extensive tutorials on FOREX such as babypips.com.

I have opened a couple of Demo Accounts and been practicing for a while. It’s been fun. Maybe I’ll even start writing about FOREX more often.

Coincidently, John Chow is giving away a FREE COPY of Grace Cheng’s new book: 7 Winning Strategies for Trading Forex.

What better way to learn Forex than reading a list of Winning Strategies?

Count me in!!!

HYIP Industry in Trouble

2007-08-28T09:43:00.000+08:00

HYIP Blogs like NobsHYIP went down (for days now) because of Ddos attack. Earn By Loaning has been taken down for almost a week now. MMG Forum just recovered from massive attack.

To top that up E-Gold is blocking e-Gold accounts (seemingly in random order). A lot of HYIP programs are affected by it. Payments pending for days and some HYIP just sink that way.

What worries me most is that some scammers can use this “loop hole” to steal money from investors. They can just stop paying and say “hey, E-Gold blocked our account”.

This is very bad time for HYIPs. I might not make any investment until things goes back to normal. (as normal as HYIP can be, that is)

Options Trading

2007-08-28T00:31:00.000+08:00

Apart from FOREX trading, I see that most investors are choosing options trading as one of their favorite passive income source.

Now, I do not know much about options trading. But I know this, like all other trading and investments, you cannot just buy and sell calls and puts and expect to make millions overnight.

You will definitely need to learn the essence of the trading, the strategies, the dos and don’ts and many other things before putting your money in options trading. This is very crucial in determining whether you will make decent profit out of options trading or not.

At OEX options, you can learn many useful strategies of options trading. By subscribing to them, you will be eligible for trading mentoring. They will also teach you and answer all your questions individually via email.

They are offering a 15-day FREE TRIAL for their Level 2 monthly subscription. So if you are interested in learning more about options trading, you can try out OEX Options subscription for FREE.

iBackup Online, Do You?

2007-08-27T12:47:00.000+08:00

I hate carrying external storage devices (thumb drives, external harddisk and CDs) around because I tend to misplace them. I think this year alone, I have already lost about 3 thumb drives that costs me a fortune. The lost of my thumb drives does not bother me as much as the lost of all important (and not so important) data and files in those drives.

Frustrating.

The idea of having an online storage where you can back up and store your files and (most importantly) be able to retrieve them anytime any where is quite very tempting. Especially when it is secure, easy to use, fast and cheap.

iBackup has all these features. All file transfers and sharing uses the highly secure 128-bit SSL encryption by default.

You can also have the iBackup mapped as a local drive on your PC. This way you can drag-n-drop, open, edit and save files directly from other applications in your computer.

Plus, you can access your files from any computer anywhere at all. Well, any computer that has internet access that is. :)

You can try iBackup for 30 days for FREE before you decide to pay for it. So, try it!

***This post is SPONSORED by IBackup - Online Storage

Scam – Real-MoneyMaking.Com

2007-08-26T12:18:00.000+08:00

I was again checking out the “spam box” of my email. I found another referral of HYIP program. The sender claims that this particular HYIP is “BEST HYIP PAYING IN HYIP MONITORING”. This I have to check out further, yes?

The HYIP in question is Real-MoneyMaking.Com. The site use the usual cookie cutter Gold Coder Script.

The return promised is incredibly insane. There is no way a program with that kind of return could last as long as they claim to be. (the stat shows running days as 90).

Whoring in Forums
TalkGold already moved the program’s thread to “Scam Folder”, rightly so too. But if you check the thread, you will see a few members still claiming utter satisfaction of the program. They are being paid day after day, without fail. Some like money57 are getting paid more than once in a day too!

The funniest part of it all is that if you check out the profiles of these “lucky investors”, you will find that 100% of theirs posts are in that thread alone. I would guest the Admin paid a few whores to pay lip service in HYIP forums (I found the same pattern with almost the same names at other forums like RolClub). But then, the Admin looks cheap enough to have to resort to creating multiple ids in multiple forums and post multiple “I GET PAID” every day, by himself.

Whoring in Monitors
The Site shows that it is being monitored by an obscure Monitor called RichDB. If you see the votes, you will find out that almost the same person is voting every day. Unsurprisingly the monitor shows “GREEN SIGNAL” for this HYIP

E-mail Whoring
What made me look deeper into this HYIP is the blatant lie the sender put in e-mail. He doctored e-Gold transaction screenshot and urges people to invest “quickly”. I am sure upon seeing the scree shot many people will fall prey and click on the referral link.

I checked their Paid Out stat. Nobody got paid 830.50 on 25th August. So, it is a complete lie.

The site itself is showing extravagant profit on really short time.

The 220% return in one day will surely be a great temptation to try. Add the $30 bucks bonus for every Hot Plan investment. Irresistible. He even put a time limit (until 28th August) so people will not have time to think!

Anyway, this is really one of the very poorly run HYIP. I have hard time believing that anybody at all will even invest in this one. And I really hope there isn’t

I mean the proram has 120 days lifetime return. So what is the duration again? Life Time? 120days? Whatta Joke!

Drive Away your File Sharing Nightmare

2007-08-24T12:17:00.000+08:00

….with Driveway-File Sharing 2.0

It is one of the most flexible, easy to use, and most importantly powerful online file sharing system on the net. Best of all, it’s free. You are not even required to register.

All you have to do is upload the file(s) you want to share, or what they call as “Park the file”. You can upload multiple files, up to a maximum of 500MB per file. Note that the 500MB limit is per file, not the total amount. There is no limit to the total size of your upload and they offer unlimited downloads too.

You will receive a Parkit link to access your file(s) in the confirmation page after you uploaded them. You can then e-mail this link or publish it in your blogs and websites to share the file(s) with everybody else.

If you enter recipient e-mail addresses in the upload page, Driveway will automatically send the Parkit link to their mailboxes. Even better, yes?

***This post is SPONSORED by Driveway - a web based online file sharing service

E-Gold Phishing Expedition

2007-08-24T11:12:00.000+08:00

They never give up, do they? I receive another e-Gold phishing e-mail.

From : e-gold <account@-e-gold.com>.

Looks authentic. Well, not quite. Check out the tiny dash (-) just after (@).

This email is to inform you, that we had to deactivate your e-gold account access because we have been notified that your account may have been compromised by outside parties.

Yeah, right

Our terms and conditions you agreed to state that your account must always be under your control or those you designate at all times. We have noticed some unusual activity related to your account that indicates that other parties may have access and or control of your information in your account.

I hope every person receiving this email could see the glaring grammatical mistakes in the above paragraph. At least that way they can understand what a thieving scammer these people are.

These parties have in the past been involved with money laundering, illegal drugs, terrorism and various Federal Title 18 violations.

Throw in the threat of money laundering and terrorism (I wonder why they did not add child porno and the good ol’ mail fraud), and you expect me to fall for your prey. Oh, you wish

Now, the bait

Account access will remain disabled until this issue will be solved. If you are the rightful holder of the account, please click on the link bellow and log in to your e-gold account.
https://www.e-gold.com/acct/login.html

If you hover your mouse over the login link, you will notice that the actual address of the site is

http://ww-e-gold.com/acct/login.html

You probably won’t notice the difference at a glance. Look carefully. The address is ww-e-gold.

So, there.

Scammers will not stop. Not for as long as there are gullible people in this world. What we can do is defend ourselves by taking precautionary steps like

1. NEVER Click any link from your e-mail. E-Gold and most other online payment gateways will NEVER ask you to login from your e-Mail. If they ask you to login from your e-Mail link, rest assured, it’s a phishing mail.

2. For E-Gold, use a unique e-Mail address for your e-Gold account. NEVER use that e-Mail address anywhere else. NEVER reveal that e-Mail address to anybody else. If they can’t find your e-Mail address, you won’t receive their phishing mail. It's that simple.

Then if you receive e-Gold phishing mail in your other e-mail addresses, you can just laugh at those idiots.

Mint Credit Card

2007-08-23T22:13:00.000+08:00

With MINT Credit Card, you can expect up to £7,500 credit limit. MINT also charges card holders absolutely NO annual fee. You also get to enjoy an attractive array of ZERO PERCENT benefits ;

• 0% on balance transfers until 1 October 2008 (2.5% balance transfer fee)

• 0% on purchases until 1 March 2008

• 0% bonus offer until 1 June 2009 on balances transferred during December 2008 (2.5% fee)

They also offer FREE online account management where you get to download statements. You can also receive emails and text alerts.

You can use the card to make purchases from any location around the globe. Well, any location where MasterCard is accepted.

The card also comes with a 24 hour customer service.

With MINT Credit Card, you can also enjoy offers on wine, prize draws, travel and leisure services via Mint+

So, are you looking for a UK credit card? Look no further.

***This post is SPONSORED by MINT Credit Card

HYIP Strategy-What you can learn from Spam Mails

2007-08-23T08:16:00.000+08:00

I keep a few e-mail addresses, which I use solely for my HYIP “adventures”. And, as you might have already guess this e-mail boxes are usually filled with spam mails on numerous new “guaranteed” and “paying” and “hot” HYIPS. I usually just ignore them.

But sometimes, I take time checking out a few of these mails and I will learn new things about HYIP.

For instance, which HYIP Monitor is totally “unworthy” of your trust?

You see, when a HYIP Monitor is willing to resort to spamming your inbox in order to solicit “investment” for a measly few percent referral commission, you can rest assured that any two-bit Ponzi Admin can pay a few dollars to keep their HYIP status as “PAYING” in the said HYIP Monitor.

The E-Mail

The Monitor is Hyip-Catalog.com. Truth be told, this is the first time I’ve ever heard about this Monitor.

Well, now, I’ve heard about them and I know I should not trust them. Spammers are never to be trusted anyway.

Blogger Blackout

2007-08-23T02:48:00.000+08:00

At about 10pm (GMT +8), Blogger and all Bogspot blogs become inaccessible.

I tried refreshing my site every 30 seconds or so until I become so frustrated. Then I tried refreshing it about every minute or so for about 20 minutes. Still down. I went to sleep.

I woke up at about 2.30am and tried again, and what can I say.

Blogger came back!

Anyway, looks like some had to suffer deep cuts in their pockets as PayPerPost temporarily blocked all Blogspot Posties from taking any opp. Ouch, that hurts.

So, for the time being if you are using a BlogSpot.com blog we can't accept your posts. As soon as BlogSpot.com gets back online we'll be fine to keep working with Google Blogspot.com hosted blogs.

Automobile Insurance - Compare, Compare, Compare

2007-08-21T13:04:00.000+08:00

Looking for a good automobile insurance policy can be a very tedious job. There are a lot of things to take into account before choosing a suitable plan for your vehicle.

You need an insurance plan that charges low while give wide protection. Now, that would be an ideal plan, yes?

Anyway, with hundreds of insurance company chasing you, promoting their plans, you will rightfully get more and more confused and overwhelmed, not to mention that you might waste a lot of times going through these companies, requesting quotes. This is where Advantage Auto Quotes comes into picture. They can guide you through the process, helping you to select the type of coverage you need and point you to suitable insurance companies that will give you the most competitive rates available.

All you have to do is fill out a simple form and they will send you a few quotes on all type of automobile insurance policies. You can get great rates for any type of vehicle; be it foreign or domestic, new or used, classic or modern, for teens or senior or even if you need extra coverage for theft, collision, etc.

They work closely with big companies like AIG, Allstate, Kaiser Permanente, and Liberty Mutual together with smaller companies like Response Insurance, The Hartford, and Nationwide. So, you can be sure of getting a wide range of competetive price and coverage plans for you to compare and decide on.

Like they say, when insurers compete for your business, you save! The trick is to look for them at the right places. So, if you are looking for better car insurance rates, let Advantage Auto Quotes find it for you.

Hyip Update – Raking Profit.

2007-08-19T20:11:00.000+08:00

Two of my recent HYIP investment just "matured". So I guess I’ll give some updates.

1. HYIP-Project
The return rate is 30% daily for 4 Days. Total profit would be like 20%. The return is quite high and its one of the high risk type gambling. Usually this type of hyips won’t last long. Not more than 3 weeks I would say. So, I guess, I got lucky entering it at the right time. With $10 I get a a total return of $12. E-Gold fees was $0.48. So my nett profit is $1.52 in 4 days.

2. GoldBless.Us
I usually make HYIP spend with total acknowledgment that there is a big possibilities of losing the money forever. However, there still will be some lingering hope that I will make some profit from it. There always will. But not with GoldBless.Us. I totally assume that I will not get back my money. I gave them a dollar simply for their creativity. The alternative profit in “hereafter” was simply amusing.

But, I was wrong. Again, in HYIP, no matter how much you’ve seen, there always will be something that you haven’t. I actually made profit from this amusing little plan. My initial investment was a dollar (yeah, I cannot stomach the thought of wasting my e-Gold more than that). I got a total return of $2.40, minus $0.16 e-Gold fees, my total nett profit is $1.24 in 15 days. Not bad.

Anyway as you can see, I am playing with pennies and nickels only. Yeah. That’s right. I am a small time gambler. Plus I want to last as long as I can, in HYIP industry, playing HYIP games every now and than, with my measly e-Gold balance.

Enough of raking profits, I would like to also write on how I lost a dollar.

Pay300.com
300% after a day. That’s the promise. The highest risk of all gambling. Trying to double / triple your money in a day or less. Anyway, I wanted to try my luck, and the HYIP plan was relatively new too. The stat looked good at that time with a couple of monitors showing “PAYING” sign. I joined with a dollar and requested withdrawal the next day. Two days passed and the request is still pending.

That is how I lost a dollar.

“…The safest way to double your money is to fold it over once and put it in your pocket…”

Who was it that said this? How true!

Ah, Well.

No frills Pepaid Card

2007-08-17T08:00:00.000+08:00

Tune Money Sdn Bhd, a company founded by Air Liner, Tony Fernandes will launch a debit card (or what most Malaysian likes to call “prepaid credit card”). The company has already become a member of the global payment card company –Visa. So, their prepaid cards can be used at any and all locations that accept Visa.

They will issue standard Tune Money Prepaid Visa as well as Co-Branded Cards with selected partners.

As a Malaysian myself, I would say that this is definitely a great move as a great majority of Malaysian consumer is a non-card holder. This causes them to miss huge opportunities of amazing deals online.

Well, I guess, not anymore :)