tag:blogger.com,1999:blog-58841542009-12-05T10:03:55.944-06:00Bad credit credit cards. Pay off bills dispute negotiate validate and reopen old acccounts.OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.comBlogger834125tag:blogger.com,1999:blog-5884154.post-85489629793626491372009-06-15T21:47:00.000-06:002009-06-15T21:47:03.777-06:00

Google Local Business Center: "1119 N Glenwood AveDalton GA 30721United States(706) 529-5019http://www.transmastersdalton.com/Fix incorrect marker locationAlternate phone:Mobile phone:Fax:(706) 529-7922TTY:Email address:chuckmastertech@yahoo.comDescription:Trans Masters of Dalton GA. A certified transmission rebuilder and re manufacturer. We rebuild, repair and service all imports and domestic

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com4tag:blogger.com,1999:blog-5884154.post-80214353070865372192009-06-15T21:33:00.000-06:002009-06-15T21:33:05.722-06:00

Google Local Business Center: "365 Vista Plaza, Suite 5Dalton GA 30721United States(706) 529-3753Fix incorrect marker locationAlternate phone:Mobile phone:Fax:TTY:Email address:donnahilley@rocketmail.comDescription:Artistic Gifts and Framing of Dalton GA. We are a custom picture frame builder and a local artist retail store. We have stained glass, water colors, oil and acrylic art plus hand made

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com1tag:blogger.com,1999:blog-5884154.post-12802411702320333002009-01-10T22:59:00.001-06:002009-01-10T23:02:12.563-06:00

i want to think you for all the advice you gave me with my credit report. Its been little over a year and i hired lexingtonlaw to monitor and dispute the items. its a little better but i could afford to keep them. how do i handle the collections and other open accounts i have on my credit report?---------------------dispute themwww.oskie.com/credit-dispute.htmvalidate themhttp://www.oskie.com/

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com5tag:blogger.com,1999:blog-5884154.post-73360127000174098842008-12-16T12:56:00.006-06:002009-04-07T18:22:11.529-06:00

I have been reading your blog recently and wanted some (non-legal) advice on how to get my credit report better. I have some old judgements from 2002-2003 and several medical collections (some duplicates) that are showing up. I have been paying cash instead of using my credit for several years now but would like to get back in the "game" asap. I do not want to file a bk to erase all this stuff

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com5tag:blogger.com,1999:blog-5884154.post-59403501141813233912008-12-16T12:50:00.001-06:002008-12-16T12:54:25.222-06:00

i would like to start to repair my credit i would like to know if you have a list of letters and when to use them to contact the various credit agencies as well as the in debtors all you help will be most appreciatedrespectfully yours-----------------------http://www.oskie.com/free-credit-help-sample-form-letter-letters.htm

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com0tag:blogger.com,1999:blog-5884154.post-6998650180841083682008-12-16T09:21:00.004-06:002009-04-07T18:14:49.123-06:00

Experian says:"We have already investigated this information and credit grantor has verified its accuracy. Please refer to the personal credit report you received for the name, phone number, and address of the credit grantor who verified this information. If you still believe the item is inaccurate, then we can add a statement of continued dispute to your personal credit report at your request,

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com0tag:blogger.com,1999:blog-5884154.post-63818057713349095362008-12-16T09:21:00.003-06:002009-04-07T18:14:28.682-06:00

Thanks in advance.In a phone conversation with Bank of America I was shocked to learn that some collection agency has me owing someone $365.00 from 2005 that has not been paid.Otherwise I am blemish free, but this black mark has by score at 676. I know my score was 720 in Jan 08.I feel sure this is the work of my ex-wife.How do I pay the bill & get rid of black mark?----------------dispute it as

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com0tag:blogger.com,1999:blog-5884154.post-34766557919971424412008-12-14T14:05:00.003-06:002009-04-07T18:15:08.195-06:00

I have an account with Capital one I've had the account since Feburary 2, 2007 .Ive been told that the account was closed each time I try to get infomation I am put off ,because I know that it isnt been reported to your company or the other two (account number is3243008-2001) I found out that it wasnt being reported when I tried to trade the car I was told that a bank would not help me because of

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com0tag:blogger.com,1999:blog-5884154.post-10622398328169672132008-12-14T13:58:00.003-06:002009-04-07T18:15:22.956-06:00

Does my Credit Score go up after an inquiry is removed from my Credit Report after two years?P.S. I followed your advice to the letter from your website about raising my Credit Scores Fast and thanks to you my Credit Scores went up more than 100 points each! I am well on my way to purchaing my very first home!----------------------------------------after 2 years?probably nothing will change on

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com0tag:blogger.com,1999:blog-5884154.post-77999766595802457712008-11-19T20:21:00.010-06:002009-04-07T18:15:39.663-06:00

Good credit cards for bad credit help you raise your credit score faster and with less liability than any other credit option I know of. I got my bad credit jump started to good credit by opening a credit card that had been charged off for 384 dollars in 1992.The Total Visa will approve people with bad to VERY bad credit. Just pay back more than you charge each month and after 12 months your

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com0tag:blogger.com,1999:blog-5884154.post-42857406179629419102008-11-12T23:17:00.004-06:002009-04-07T18:16:02.394-06:00

When you are on the verge of filing bankruptcy and desperately want to avoid that, some other alternatives are there. In this article, you can get some tips and information with the help of which you can avoid bankruptcy.If you are able to steer clear of filing bankruptcy, you must do it. This is essential because bankruptcy can badly influence your capacity for obtaining credit and loans for the

financebloggerhttp://www.blogger.com/profile/15577029609869183616noreply@blogger.com3tag:blogger.com,1999:blog-5884154.post-88510023220353902602008-11-11T22:41:00.002-06:002009-04-07T18:17:08.042-06:00

I need some advice. I divorced almost 4 years ago. I had a home that was to be put on the market and sold. My ex and I were to split the profits. About $15,000. each. for over a year it was on the market, he rented it out. This year he let it go into foreclousres. He said I won't get a dime from him anymore. "He also owes back alimony". Anyway, This is on my credit report. According to a judge,

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com0tag:blogger.com,1999:blog-5884154.post-57962500215839821732008-11-10T23:15:00.004-06:002009-04-07T18:18:04.254-06:00

I found the home of my dreams,,,, I have a good stable job, but my credit score is 540. The few lenders and brokers I have contacted, treat me like I have a disease because I don’t have a 800 credit score! I don’t believe that every person with a home has perfect credit ( give me a break! ) There has got to be someone out there who can help me (either up my score, or work with me with the score I

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com3tag:blogger.com,1999:blog-5884154.post-329612858977775462008-11-09T14:41:00.004-06:002009-04-07T18:18:30.128-06:00

I love your blog. It is so refreshing to get down to earth credit advice. My question is - I have some unapid medical bills. One of the collections agencies recently made an inquiry to my credit report before they posted a deliquency. Why do they do that?---------------------------------That is totally illegalthreaten suit and allow no respinse other than total removal they do this normally to

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com0tag:blogger.com,1999:blog-5884154.post-3651326973841106572008-10-26T08:20:00.001-06:002008-10-26T08:22:22.514-06:00

I just got my 3-in-1 Credit Reports and Scores. I don't recognize half of the items on each one! Will it lower my Credit Score if I Dispute multiple items on my Credit Reports? Thank you,--------------------no i would dispute anything that is not familiar

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com1tag:blogger.com,1999:blog-5884154.post-3910266521978360032008-10-21T05:58:00.002-06:002009-04-07T18:19:15.495-06:00

I had a credit card back in 1992 that I stopped paying on. The credit report says: date assigned 6/7/2005 and date reported 9/19/08. How could these dates be so close to now instead of back in 1992 when I first defaulted on it? I think that this card should be removed from my credit report because it has been so long since I have had this account. Please explain.What does this mean on your

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com0tag:blogger.com,1999:blog-5884154.post-80047689691772956992008-10-21T05:55:00.000-06:002008-10-21T05:57:29.318-06:00

Hello, i have received my verification of debt from a collection agency, for a bank account that i own, what would be the next step.-------------------------negotiate

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com1tag:blogger.com,1999:blog-5884154.post-85910860447091929322008-10-15T12:02:00.005-06:002009-04-07T18:20:17.986-06:00

My credit score on TransU is 782, Experian 840, but on Equafax it's only 672. Why so much difference and how can I raise the Equifax FICO score?\-------------------I would have to see the reportsI would assume the Equifax has somthing on it the others do notproabably a brand new account, an overutilized credit card or a collection. Do you see in diferences in the reports?or did you get a 3 in 1

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com1tag:blogger.com,1999:blog-5884154.post-20585098127365901852008-10-14T19:41:00.000-06:002008-10-14T19:42:34.343-06:00

http://repairbadcreditreports.blogspot.com/2007/07/medical-bill-collection-unknown-inquiry.htmlI was doing some research on the internet and i came across this post from last year. I had a question about unknown medical bills and I dont know where to get any other information from. Basically about 5-7 years ago I went to the ER, I am pertty sure I was still in High School for the first case,

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com0tag:blogger.com,1999:blog-5884154.post-55992165154459993072008-10-05T22:02:00.003-06:002009-04-07T18:20:47.369-06:00

Im trying to get my credit report cleaned, I have 3 medical bills on there that add up to $5300. I called the collection agency and they wanted me to pay it in full at first but I told them there was noway that I could do that. They said if i paid 250bux a month for the next 2 years then I will be paid off but that is even high for me to pay. I have a family and I couldnt even do 100 bux a month

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com1tag:blogger.com,1999:blog-5884154.post-21450356506920665462008-10-05T21:35:00.002-06:002008-10-05T21:39:23.459-06:00

I had a credit card company take me to court for a credit card debt that was not mine back in May. In fact I have never even heard of this company . I actually won the case. The judge dismissed the case with prejudice. The problem is that it still shows on my credit report. I proved to the courts that this debt is not mine . So how do I now get it removed from my credit report. Thanks for you

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com0tag:blogger.com,1999:blog-5884154.post-62871894788745546902008-09-30T06:54:00.001-06:002008-09-30T06:56:48.321-06:00

Hello Bo, I have ordered all 3 bureau reports and I have TU =596, EquiF =783 Exper= 541from the credit bureaus and from Freecreditreport.comI sent out my disputes for Experian and TU so they should be taking the old accounts off and other inaccuracies. When I went to apply for a loan they said I have no credit scores? The service was Credit Link, they say I have no Beacon, Fico or Empirica scores

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com1tag:blogger.com,1999:blog-5884154.post-25394443174144909262008-09-30T06:44:00.002-06:002008-09-30T06:51:10.381-06:00

How effective is it to ask a credit card company to re-age your loan? Does it work? How fast will your credit score improve? Also I have a collection account that was paid to the original creditor but however the collection account updated and did not remove from my credit report. Although the original creditor explained to them to remove this letter. What is the next step?---------------------

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com2tag:blogger.com,1999:blog-5884154.post-3139863397761389392008-09-30T06:36:00.001-06:002008-09-30T06:41:07.092-06:00

Does your score go down when you apply for an credit card. Im trying to rebuild my credit and I have one credit card Orchard Bank the limit is 300 dollars so do I pay 290 on it and leave the 10 dollars as the remaining balance how much lower could I pay on an balance of 300 for an score increase. Also I had an credit card by first premier that was closed and I owe 470 do I write then an letter

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com0tag:blogger.com,1999:blog-5884154.post-37221594780213818282008-09-14T20:47:00.005-06:002008-09-23T19:40:13.265-06:00

Ive been offered a settlement amount for a store card that is 85 days passed due. The bal owed is 1600.00 ruffly there offering me 1100 but will show legally settled for lesser amount and this was offered in a letter that they sent to me. Should I settle or wait until I could pay the full amount which by that time could be hundreds more I have to get back to them by the 17th of this month any

OskieGuyhttp://www.blogger.com/profile/03333896561264302575noreply@blogger.com3