How Tze 浩知

Business Resources at Corporate Journey Revamped Site (updates)

2009-11-15T16:10:00.000-08:00

100. Business Casual Attire

99. Business to Business Schema

98. Business Phone Etiquette

97. Nonverbal Communication in Business

96. Benefits of Intranets to Business

95. Business Ethics Necessary Benefit

94. Michigan Small Business Web Design

93. Business Slogans

92. Proper Business Letter Format

91. Retail Stores Going Out of Business Dallas Area

One Thing You Don't Need To Be An Entrepreneur: A College Degree

2009-11-14T02:41:00.000-08:00

It's a large percentage founders who did not graduate from college.

Some reasons:

- founders grew up in other parts of the world where college attendance is less common.

- founders didn't have the patience to sit through four years of education they didn't feel was relevant to them. - founders were too busy starting companies to finish college.

Entrepreneurs don't need degrees like lawyers and doctors do.

They are credentialed by virtue of their track record.

The first startup is hard but if they make that one work, they end up with something much better than a college degree. They have a notch in their belt. They've got a track record of success.

Even if the first one is a failure, I'd say that they've got something more than a degree. They've shown they can start something from nothing, build a team, a product, and maybe even a business.

We've been spending a lot of time lately thinking about, talking about, learning about, and looking at the whole education sector.

Education is critically important. But you don't have to go to school to be educated and if being an entrepreneur is your goal in life, that's even more true.

http://www.avc.com/a_vc/2009/02/one-thing-you-dont-need-to-be-an-entrepreneur-a-college-degree.html

We are living through an entrepreneurial revolution, on a global scale

2009-11-13T02:07:00.000-08:00

When you work for others, you are at their mercy.

They own your work; they own you. Your creative spirit is squashed.

What keeps you in such positions is a fear of having to sink or swim on your own.

Instead you should have a greater fear of what will happen to you if you remain dependent on others for power.

Your goal in every maneuver in life must be ownership, working the corner for yourself. When it is yours, it is yours to lose -- you are more motivated, more creative, more alive.

The ultimate power in life is to be completely self-reliant, completely yourself.

You came into this life with the only real possessions that ever matter -- your body, the time that you have to live, your energy, the thoughts and ideas unique to you, and your autonomy.

But over the years you tend to give all of this away. You spend years working for others -- they own you during that period. You get needlessly caught up in people's games and battles, wasting energy and time that you will never get back. You come to respect your own ideas less and less, listening to experts, conforming to conventional opinions. Without realizing it you squander your independence, everything that makes you a creative individual.

Before it is too late, you must reassess your entire concept of ownership. It is not about possessing things or money or titles.

You can have all of that in abundance but if you are someone who still looks to others for help and guidance, if you depend on your money or resources, then you will eventually lose what you have when people let you down, adversity strikes, or you reach for some foolish scheme out of impatience.

True ownership can only come from within. It comes from a disdain for anything or anybody that impinges upon your mobility, from a confidence in your own decisions, and from the use of your time in constant pursuit of education and improvement.

Only from this inner position of strength and self-reliance will you be able to truly work for yourself and never turn back.

Understand: We are living through an entrepreneurial revolution, on a global scale.

The old power centers are breaking up. Individuals everywhere want more control over their destiny and have much less respect for an authority that is not based on merit but on mere power.

We have all naturally come to question why someone should rule over us, why our source of information should depend on the mainstream media, and on and on. We do not accept what we accepted in the past.

Where we are naturally headed with all of this is the right and capacity to run our own enterprise, in whatever shape or form, to experience that freedom.

We are all corner hustlers in a new economic environment and to thrive in it we must cultivate the kind of self-reliance that will help push us past all of the dangerous dependencies that threaten us along the way.

Think of it this way: dependency is a habit that is so easy to acquire.

We live in a culture that offers you all kinds of crutches -- experts to turn to, drugs to cure any psychological unease, mild pleasures to help pass or kill time, jobs to keep you just above water. It is hard to resist.

But once you give in, it is a like prison you enter that you cannot ever leave. You continually look outward for help and this severely limits your options and maneuverability. When the time comes, as it inevitably does, when you must make an important decision, you have nothing inside of yourself to depend on.

Before it is too late, you must move in the opposite direction.

You cannot get this requisite inner strength from books or a guru or pills of any kind.

It can only come from you. It is a kind of exercise you must practice on a daily basis -- weaning yourself from dependencies, listening less to others' voices and more to your own, cultivating new skills.

As you progress on this path, you will find that self- reliance becomes the habit and that anything that smacks of depending on others will horrify you.

Related: Retire Young Retire Rich

One Thing You Don't Need To Be An Entrepreneur: A College Degree

Full article:

http://www.huffingtonpost.com/cent/make-everything-your-own_b_356915.html

401(k) for Dummies

2009-11-12T01:02:00.000-08:00

Your brain is your greatest asset. Protect it. It is up to you to decide what goes in it. Your brain does not belong to President Obama, the school system, Wall Street, the banks, financial planners, real estate agents, your boss, or even people like me. It is up to you to decide what is best for you, your family, and your future. ~ Robert Kiyosaki

Rather than teach students about money and investments, the schools to this day bring in the very agents of the rich, the financial planners and bankers, the very people that profit from financial ignorance, to teach our children about money.

In 1974, the 401(k) system (a kind of retirement planning, in many other names in other countries) began, forcing many people who did not trust the stock market to depend on it for their retirement.

"This is a great time to get rich."

But don't listen to insurance salespeople masquerading as financial planners, selling you the wonders of the 401(k). The 401(k) was designed for people who know nothing about investing, which is why the New York Times says, "401(k)'s might not be ideal, but they're all some investors have."

The reason the 401(k) is all most investors have is because our school system is failing us. Without an honest financial education, a 401(k) is all most people know. Even today, after the failure of the 401(k) is evident, our school system continues to invite financial planners and bankers into the classroom under the guise of financial education.

This is not honest. This is deceptive. This is self-serving. This is the conspiracy in action in our schools.

Unethical Business Practices

10 Tips to Overcoming your Personal Financial Crisis

2009-11-11T23:11:00.000-08:00

1. Know that this is about YOU. It’s not about the economy. There are many people making money when others are not.

2. Determine what you are good at and what will bring you money now. Not later – now! Don’t worry about the tasks. Some of us had to roll up our sleeves and do jobs we had paid others to do for many years.

3. Focus on income generating activities. Let go of all those things that waste your time and don’t bring in the cash flow that you need.

4. Tighten up your belt. No new clothes, cars, or any other doodas that are not going to create money for you. You now spend money only on those things that will make you more money.

5. When you’re done with your personal financial crisis, keep your agreements and pay everyone back. If you cannot do that for years, create new agreements as necessary.

6. Do a good transformational program that will “kick-start” you in making new decisions and creating new references for yourself.

7. Surround yourself with loving and supportive people – particularly a good mentor – who will tell you the truth and give you good feedback to accelerate your progress towards getting back on your feet.

8. Do something once a day and one day a week that brings you pleasure. Exercise, ride your bicycle, spend time with your loved ones, watch your favorite program, read a novel… This is crucial to keep your spirits up.

9. Don’t make yourself wrong – forgive yourself for things that you think you could have done differently.

10. Keep taking action… Your life will turn around!

http://www.facebook.com/notes/official-money-your-page/tips-to-overcoming-your-personal-financial-crisis/170859882905

Business Resources at Corporate Journey Revamped Site (81-90)

2009-11-10T01:11:00.000-08:00

10 new business articles:

90. Is Sears Going Out of Business

89. Is CompUSA Going Out of Business?

88. Crocs Going Out of Business?

87. International Business Machines Confidential

86. Business Ethics Cases

85. Business Cycle Graphs

84. Women Starting A Business Grant

83. Cape Cod Business Law

82. Grants for Starting A Business

81. Business Relocation West Fargo

Being Ethical and Sustainable

2009-11-09T10:28:00.000-08:00

By pointing to the costs that short-termism entails, Hertz answers.

She offers the auto industry as an example: In the late '60s, she says, when the Clean Air Act was being deliberated in the United States, American carmakers spent millions lobbying against it, while Honda decided to develop more energy-efficient cars.

"Honda's cost was on innovation and thinking about how the future might be, and making a product that might fit the future better," says Hertz. "The other companies were spending their money on stopping the future from happening. In that case, Honda won."

Likewise in Holland, where, Hertz says, after the financial crash, "there was a huge flight of money from all the normal banks" into Triodos and Rabobank, both known for being ethical and sustainable.

Those who resist, she says, will be left behind.

http://www.fastcompany.com/magazine/140/cassandras-revenge.html?page=0,4

Business Ethics Cases | Unethical Business Practices

How an Economist's Cry for Ethical Capitalism was Heard

2009-11-08T23:51:00.000-08:00

How an Economist's Cry for Ethical Capitalism was Heard
BY: DANIELLE SACKS

markets need to serve the interests of people as much as they serve companies or shareholders.

urging a more ethical form of capitalism.

If the surge of corporate power was going to leave governments relatively impotent, then those corporations themselves needed to fill the void.

both economics and business need to be put back into the human social context.

globalization isn't just allowing companies to trade freely all over the world. It's about what types of rights and responsibilities come with that

I have problems with this very extreme form of capitalism where the pendulum has swung so far in one direction, where the focus is completely on the short term, and no one is thinking about the consequences.~Noreena Hertz

there would be dire consequences if unregulated markets were rewarded for success but not penalized for failure.

Companies should be financially motivated to behave in ways that benefit everyone. Where government lags, corporations will put pressure on the state; government, conversely, will impose more regulation on corporations as necessary.

navigating the postcrisis world. "The last 18 months have taught us that we need new thinking," ~ Colin Byrne

"I have to decide what's the best use of my time. I like seeing the world, I like thinking about the world, but ultimately I need there to be some sort of practical outcome, which is about improving the world, making things better." ~ Noreena Hertz

History was happening and I could be part of that

how an economy functions is not just about a market anonymously distributing things but also the way people relate to each other, their beliefs, the way power is distributed.

corporations were gaining power at the expense of society and democracy.

Greenpeace activist ("A system where the corporation is king, the state its subject, its citizens consumers")

an effective instrument for change.

When the financial crisis hit in September 2008, declaring the end of the Reagan-Thatcher era in which unregulated markets had more power than governments, risk was seen as a public good, success was measured only by GDP, and the aggressive expansion of Anglo-American capitalism had left the world an "interconnected mess of a system." She wrote: "We are witnessing the death of a paradigm."

making sure that senior management in these large companies is engaged with the most important issues of the postcrisis world

the financial meltdown as not only a failure of the laissez-faire market, but also -- and more important -- a failure in thinking. "People either ignored the unknowable or purposely disregarded the facts,"

Banks were encouraged not to question models that were delivering otherworldly results, and economists were perpetuating myths -- that housing prices would continue to rise, for example -- based on patterns of the past.

things are going to happen that will have nothing to do with the past. We have to admit we cannot know everything. Otherwise you're not dealing with the real world, which is messy and complicated.

if the company maintained its CEO-centric culture, in which voices from below couldn't make themselves heard, it would continue to operate with blinders on. "Companies have a choice at this moment as to which side of the fence they're on,"

Co-op capitalism - co-ops work within a market-economy framework and are profit oriented, but because workers all own shares in the companies they work for, a long-term focus and a desire for collective success are built into the system.

even though many necessary shifts -- like caps on banker pay -- haven't happened yet, there are already indications that challenges to laissez-faire capitalism are taking shape. Anglo-American market dominance, she says, will be contested by emerging economies like those of Brazil, China, and India, whose votes are likely to be given greater weight by the World Bank and the IMF. At the same time, some countries are starting to question the notion that mere GDP defines success. France, based on recommendations from Nobel Prize economists Joseph Stiglitz and Amartya Sen, recently announced it would de-emphasize GDP in favor of other factors such as quality of life and the environment.

a country's "health" most often correlates with its levels of inequality, now at an all-time high in the United States.

Notes from:
http://www.fastcompany.com/magazine/140/cassandras-revenge.html

Making Friends in Social Media

2009-11-06T08:11:00.000-08:00

7 Powerful Principles Entrepreneurs Live By

2009-11-05T08:01:00.000-08:00

7 Powerful Principles Entrepreneurs Live By
by DC Cordova

The Universe Will Not Deny You Anything. Only You Can Do That. -G.S.

This is one of the most powerful principles I have learned and we teach. R. Buckminster Fuller referred to God as the Native Americans did – Great Spirit or G.S. For some of you this is easy – everything you have in your life right now – every relationship, money in the bank, your cars, pets, where you live, your attitude, your free time, your fulfillment – is completely what you’ve chosen! The Universe is abundant and there is only ONE PERSON who can deny you ANYTHING! YOU! Get this one and you’ll create freedom.

Thinking Is the Hardest Thing You Can Do. That’s Why So Few People Engage In It. -Henry Ford

Think about this one… When have you stopped yourself because it got “hard” to find the solution? Realize that you will be compensated in direct proportion to the size of the solution you solve.

Integrity Is The Essence Of Everything (Successful). -R. Buckminster Fuller

The human spirit has complete integrity. When you are out of touch with yourself, you may take some actions that are not congruent with what you know to be best. So, basically, integrity is something that “holds it’s own shape.” Take a look around you and see if there are things that are not working for you. And are you in complete integrity with yourself?

94% Of Problems Are System Based. Look To The System To Correct. -W. Edwards Deming

W. Edwards Deming is known as the father of Quality Control. He is the reason why Toyota is known for quality. If the results in your business continue to suffer, the systems you have aren’t producing your desired results. As they say in the computer world, “Garbage in, garbage out!” Well, with a bad system that’s not always true. You can have gold going in and garbage coming out. One of the co-creators of M&Y, Marshall Thurber, was an avid student of W. Edwards Deming. For more information on his work go to http://www.positivedeviants.com

Clarity Leads To Power.

As they used to say in the G.I. Joe cartoon, “Knowing’s half the battle!” When you are clear on your goals, your values, your mission – everything will begin to fall in place. It’s the decision in knowing what you want that sets you on the path. The “how” of making your goals come true will appear in miraculous moments.

The Most Powerful Force I Have Is What I Say To Myself AND What I Believe.

Your words create. Buckminster Fuller said, “Words are your most powerful tool.” Other teachers of ours share that we create with our words. And science is now validating that our thoughts are also physically affect the condition of our cells.

There Are No Victims. Only Volunteers.

Responsibility is removing all blame, shame and justification. When you take responsibility for the results you have, you truly learn the value in the learning experiences throughout your life. What do all those experiences have in common? You.

http://www.facebook.com/note.php?note_id=167662622905&ref=nf

日本老人vs印度窮人

2009-11-04T07:30:00.001-08:00

財經評論 2009-11-05 10:29

天下沒有相同的市場，如果可以發掘出一個市場的特質，好好經營，一家公司的發展將無可限量。

譬如說，日本的老人市場、印度的窮人市場，都讓不少公司撈得盤滿缽滿。

日本人口老化問題嚴重，最新官方數顯示，老人比例至今佔日本總人口近四分一，超過65歲的人口達2898萬人，按年增加了80萬。

如果大家都以為年輕人是消費主流，忽略樂齡人士市場，等於放棄一塊發展潛能龐大的市場，日本企業礙於老人比例增加而紛紛開發出五花八門的產品和服務，代表作是老人手機。

日本的老人手機功能完善，強化了手機鍵盤大、聲音大、字體大、圖示大等基本功能，不僅在當地掀起風潮，甚至這些手機也開始登陸台灣、香港，甚至大馬等老年人口增加的市場。

印度的窮人市場火熱，最近《華爾街日報》更以“印度企業的新市場”發表專題，指“印度企業一直依賴發達國家的二手技術，現在它們為服務窮人這一待開發市場而正成為創新尖兵”。

除了震驚世界的2200美元Nano汽車，印度企業也為窮人研發出200美元的便攜式銀行：把提款機濃縮到智能手機和指紋掃瞄儀中，讓印度存戶在任何一個角落，以指紋掃瞄儀證明身份，並通過手機進行交易。

日本老人、印度窮人的生意，一開始並沒有人當真，因為覺得利潤不高，大家只是試試看開發這些市場，可是現在現在這些物品和服務越來越受企業關注，他們也願意撥出更多的研發款項，在正面循環下，這些效應會逐步擴至其他市場。

大馬也是非常特別的市場，我們可以從中發掘哪些商機嗎？

Business Resources at Corporate Journey Revamped Site

2009-11-03T23:03:00.000-08:00

50. Achieving Financial Freedom

49. Health Wealth and Happiness

48. Earn Extra Income | Generate Extra Income

47. Earn Extra Income | Earn Extra Income At Home

46. Business Startup Capital

45. Seed Capital Funding

44. Angel Investor Capital

43. Franchisor Franchisee

42. Master Franchising

41. Owning A Franchise

40. Beauty Salon Franchise

39. International Franchising

38. Egalitarian Societies

37. Robert Kiyosaki Book

36. Retirement Asset Allocation

35. Tactical Asset Allocation

34. Dynamic Asset Allocation

33. Online Investing for Beginners

32. Adsense Cash

31. Netpreneur

30. Investments for beginners (Part 2 of 2)

29. Investments for Beginners

28. Risk Appetite

27. Cashflow Business

26. Creating Wealth from Nothing

25. Passive Business Income

24. Voodoo Economics

23. Residual Income Opportunity

22. Earn Residual Income

21. Build Residual Income

20. Self Made Millionaire

19. Purposeful Life

18. Becoming A Millionaire

17. Optimize Landing Page

16. Adsense Income

15. Promotional Effectiveness

14. Goose that Laid the Golden Egg

13. Automated Income Stream

12. Present Value of Income Stream

11. Resale Rights eBooks

10. Two Tier Affiliate Programs

9. Adsense Revenue

8. Internet Income Blueprint

7. Multiple Streams of Passive Income

6. Earning Extra Income

5. Passive Residual Income

4. Retire Young Retire Rich

3. Starting Web Based Business

2. McDonalds Corporation

1. Warren Buffet Quotes

高种，有备无患，翻身

2009-11-02T04:54:00.000-08:00

有一位秀才第三次进京赶考，住在一个经常住的店里。考试前两天他做了三个梦，第
一个梦是梦到自己在墙上种白菜；第二个梦是下雨天，他戴了斗笠还打伞；第三个梦
是梦到跟自己心爱的姑娘背靠背的躺在一起。

这三个梦似乎有些深意，秀才第二天就赶紧去找算命先生解梦。算命先生一听，连拍大腿说："你还是回家吧，你想想，高墙上种菜不是白费劲吗？戴斗笠打雨伞不是多此一举吗？与心爱的人背靠背睡在一起，不是没戏吗？"

秀才听了，心灰意冷，回店收拾包袱准备回家。

店老板非常奇怪，问："不是明天才考试吗，今天你怎么就走了？"

秀才如此这般说了一番，老板乐了，"哟，我也会解梦的。我倒觉得，你这次一定
要留下来。你想想，墙上种菜，就是'高种'呀，戴斗笠打伞说明你这次是有备无患
啊，跟心爱的人背靠背躺在一起，就是说你翻身的时候到了。"

秀才听了，觉得很有道理，于是精神振奋，留了下来，参加考试居然中了个探花。

不知道大家注意到没有，其实我们身边乌鸦挺多的，他们总会以他们的消极心态
和消极行为影响你。

你的未来其实某种程度上取决于你接触的人，积极的人，他们像太阳，照到哪里哪里亮，和他们接触，你的内心会满是阳光和希望。而消极的人，就像阴云笼罩你心头，令人压抑，令人沮丧，并且挥之不去。

Business Corporate Journey Resources

2009-11-01T10:17:00.000-08:00

Done with 30 articles which are business related:

80. Free Business Proposal Letter Sample

79. Dialysis Business Proposal

78. Restaurant Business Plan Software

77. Sample Letter of Cancellation of Business Contract

76. Unethical Business Practices

75. A Definition for Business Ethics

74. Sample Letter of Business Closure

73. How To Start A Petting Zoo Business

72. Checklist For Starting A New Business

71. Motivational Business Quotes

70. Think and Grow Rich eBook

69. Think And Grow Rich Secret

68. Anthony Robbins Quotes

67. Rich Beyond My Wildest Dreams

66. How Much Money Do I Need To Retire?

65. Retail Branding

64. Branding Strategies

63. Branding Identity

62. Branding Yourself

61. Brand Naming

60. Generate Sales Leads

59. Network Marketing Prospecting

58. Prospecting Methods

57. Prospecting Plan

56. Prospecting Ideas

55. Wallace Wattles The Science of Getting Rich

54. Forex Mentoring

53. Learn To Trade The Forex

52. Forex Made Simple

51. Prepare For Retirement

Understanding History

2009-10-25T02:38:00.000-07:00

The stock markets, as well as gold an silver prices, are rising because trillions of dollars have nowhere else to go. With bond markets paying near zero percent interest and real estate prices failing, cash needs to find a home somewhere.

If a currency stands still, as it does in a bank or retirement account, it loses purchasing power due to inflation, which generally outpaces the small returns those accounts provide.

It is financial suicide to be saving money at nearly zero percent interest when the Fed and the Treasury are printing trillions of dollars. The reason for zero percent interest rates is to force people into riskier investments such as the stock market. As the Fed prints money, gold and silver will continue to climb in price as the dollar drops in value. Poor savers. This is what happens when people have no financial education.

Understanding history allows you to see and prepare for the future. For millions, the future is very dark, and for others, this transfer of wealth is a once in a lifetime blessing.

Take action to ensure you are not trapped in part of the middle class that is sliding into poverty.

To operate by the rules of the rich, not the rules of the governments controlled by the rich.

你的決定毀了誰？

2009-10-18T09:04:00.000-07:00

你要把手中關鍵的一票投給其中一位領袖。你的選擇會是：
甲：他與一些不誠實政客來往，搞婚外情、酗酒、抽煙；
乙：他有兩次被解雇記錄，酗酒、曾吸食鴉片；
丙：他是受勳的戰爭英雄、素食主義者，不搞婚外情，不抽煙，偶爾喝一點啤酒。

--------------------------

結果如下：
領袖甲：二戰時期美國總統羅斯福；
領袖乙：二戰時期英國首相邱吉爾；
領袖丙：德國納粹領袖希特勒。

測驗結論是：勿以既定的價值觀思考事務。

的確，很多時候，我們單憑眼前所見而做出誤判。

事情，從不同角度、不同層面、不同價值觀去看，會得出不一樣的結果。但關乎對錯，往往取決於一個社會規範包含的法律及倫理道德。

在哪裡犯錯，就該在哪裡贖罪。

经济增长提高可吸收流通货币

2009-10-17T06:55:00.000-07:00

如果政府将资金用在生产领域及去除经济增长瓶颈(bottleneck)领域，就不会出现通膨压力，因此只要经济增长提高，就可吸收市场上流通的货币。

另外，在税收也会增加下，政府可以利用这些钱偿还负债，这样就无须通过“通货膨胀税”来偿还政府负债。

举例，1998 至 2002 年东亚金融危机爆发时，中国面临通缩压力，促使该国政府连续 5 年推行放松货币和财政扶持政策，不仅让政府负债从占经济成长 3% 提高到 36%，货币供给也大量增加。

不过，直到危机过去，也没有出现通货膨胀压力。这是因为这些资金被用于扩充中国经济的社会基础设施。

因此，只要对症下药，就能让整体经济维持稳定增长。

相关：1907 年银行危机

什么时候开始抽水捞鱼却只有几个最大的银行寡头知道，当一个国家建立了私有的中央银行制度以后，银行寡头对放水抽水的控制就更加得心应手，收获也就越加精确。经济发展与衰退，财富积累与蒸发都成为银行家“科学饲养”的必然结果。

Robbery and Guards; Medical Jokes

2009-10-16T06:50:00.000-07:00

Kee's World by CW Kee

Insanity Streak by Tony Lopes

OK Mr Conran, Cardiology is on Level 12, unfortunately the lift is out, so you'll have to take the stairs....

The End of An Empire

2009-10-15T06:15:00.000-07:00

The dollar is losing its power as the reserve currency of the world. In other words, the American empire of debt is coming to an end.

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Financial Times, September 22,2009 "After months of threats, President Mahmoud Ahmadinejad has decided to replace the dollar with the euro in its oil stabilization fund. He did so under recommendation by the funds directors."

Brazil recently agreed to trade with China in yuan, not dollars. This is one more nail in the coffin of the US dollar.

-------------------------

Just as a bank will ultimately cut your line of credit, the world is beginning to cut its line of credit to the US.

The world understands what President Obama means when he says, "Quantitative easing."

Quantitative easing is government jargon for printing money.

The words "quantitative easing" may fool unsophisticated people, but people with financial knowledge know what is going on. Smart people know that cash is trash.

If the US keeps printing money rather than solving our problems, the dollar "may" deteriorate as the reserve currency of the world and become laughing stock of the world. Is this the object of the conspiracy?

When the Fed was asked what it has done with over two trillion dollars, the Fed answered that US citizens have no right to question or audit the Fed.

The Roman Empire collapsed when it began shaving the edges of gold and silver coins and mixing them with cheap base metals such as copper.

In the name of power and greed, the Roman Empire cheated its own people.

All empires collapse when governments begin playing games with their money supply.

The President of Iran may not be popular, but he is not stupid when it comes to money. Like the leaders of China and Brazil, they do not want to be victims of the Conspiracy of Rich, nor should you.

Car Stolen Updates

2009-10-14T06:22:00.000-07:00

Just a log.

Car lost on 7th Oct.

Car found on 13th Oct.

Attached the newspaper cutting with photo of the car.

Just checked out the car condition at IPD PJ 14th Oct. 6 bullets eaten.. by the car... must be a heavy chasing as in the newspaper report.

Online version:

http://www.chinapress.com.my/content_new.asp?dt=2009-10-14&sec=malaysia&art=1014mb65.txt

On Thu, Oct 8, 2009 at 7:31 PM, Koh How Tze <howtze@gmail.com> wrote:

Dear friends in KL,

Just some updates, my car was stolen at The Mines.

http://howtze.blogspot.com/2009/10/crime-scene-for-stolen-car-at-heritage.html

Corporate Journey Business Resources

2009-10-11T23:12:00.000-07:00

Article 1: Regarding the WHY? Retire Young Retire Rich

Article 2: Regarding the WHAT? Passive Residual Income

Article 3: Regarding the WHERE? Earning Extra Income

Article 4: Regarding the HOW? Multiple Streams of Passive Income

Crime Scene for Stolen Car at The Heritage

2009-10-08T03:20:00.000-07:00

They left only a broken left side rear sit triangle windows.

The CCTV was blocked by a tree

黃燕燕：助鄉下人提高收入‧大馬擬推行民宿旅遊

2009-10-05T20:37:00.000-07:00

（哈薩克‧阿斯塔納）大馬旅遊部長拿督黃燕燕週一（10月5日）會見聯合國旅遊組織秘書長達立，提出在大馬推行民宿旅遊計劃的可行性。
黃燕燕週一出席第18屆聯合國旅遊組織峰會後，與達立會面15分鐘，反映了大馬民宿旅遊吸引遊客，在來大馬旅行期間住在鄉村人民的家裡，跟隨有關人民進行日常生活，包括種田、割膠以及進行同樣的飲食起居，深獲遊客喜愛，而有關旅遊收入將可協助有關鄉下人提高收入。
達立對此計劃表現出興趣，但詢問黃燕燕是否有關收入真的直接歸納鄉下人民。
黃燕燕也表達了大馬政府將配合聯合國旅遊組織，在經濟不景時開拓新的旅遊市場。
另一方面，黃燕燕也在峰會中分別和中國旅遊局副局長祝善忠、香港特別行政區政府旅遊事務專員方舜文會面，尋求在旅遊業方面的合作。
星洲日報‧《星洲日報》特派：楊微屏‧2009.10.06

Online Safety Tips

2009-10-03T22:40:00.000-07:00

* Create strong passwords and keep them secure, which means you should never share your password with anyone! No one on the BusinessClub Network Team will ever ask you for your password.

* Adjust your privacy settings so they match your level of comfort and remember to review them often.

* Be cautious about posting and sharing personal information, especially information that could be used to identify you or locate you online, such as your address or telephone number.

* Report members and content that violate our Terms of Service to the Network Creator or directly to us (webmaster@businessclub.my).

* Block anyone who sends you unwanted or inappropriate communications and report it to the Network Creator or directly to us.

* Don’t post anything that would embarrass you later. Think twice about posting a photo or other information you wouldn’t want your parents, potential employers, college or boss to see.

* Don’t say you’re older than 18 if you’re not and don’t say you’re younger than 18 if you’re not. If we determine that you’re under 13 and are pretending to be older, we’ll have to disable your account. If we determine that you’re over 18 and are pretending to be a teenager to contact underage users, we will disable your account.

http://network.businessclub.my/profiles/blogs/online-safety-tips

Income gap widens as poor take hit in recession

2009-10-02T12:04:00.000-07:00

Census: Income falls for all groups, but those at bottom feel worst effect

The recession has hit middle-income and poor families hardest, widening the economic gap between the richest and poorest Americans as rippling job layoffs ravaged household budgets.

The wealthiest 10 percent of Americans — those making more than $138,000 each year — earned 11.4 times the roughly $12,000 made by those living near or below the poverty line in 2008, according to newly released census figures.

Unemployment hurts normal workers who do not have the golden parachutes the folks at the top have.

They said while the richest Americans may be seeing reductions in executive pay, those at the bottom of the income ladder are often unemployed and struggling to get by.

Income at the top 5 percent of households — those making $180,000 or more — was 3.58 times the median income, the highest since 2006.

The 2008 figures come from the Current Population Survey and the American Community Survey, which gathers information from 3 million households. The government first began tracking household income in 1967.

http://www.msnbc.msn.com/id/33066877/ns/business-stocks_and_economy