tag:blogger.com,1999:blog-46304120101926118182009-02-21T03:03:13.508-05:00Live The Real Estate LifestyleThe Official Blog of Jim Canale - America's Real Estate Cashflow ExpertJim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.comBlogger23125tag:blogger.com,1999:blog-4630412010192611818.post-92047437735660946112008-10-31T14:56:00.007-04:002008-10-31T15:03:33.790-04:00We may be the “worst ever” Phans but…<span xmlns=''><p>Welcome to Philadelphia! Home of the worst sports fans ever, right? As a native Philadelphian, I can tell you that I've done my fair share of griping, booing, and screaming at hundreds of home games…Phillies, Flyers, Sixers, Eagles (we call them the Iggles here..), Phantoms, Soul…<br /></p><p>I've also done my fair share of hoping, wishing, gnashing my teeth…and being the eternal optimist (of course the Flyers can score two goals in a minute and forty-five seconds!) but we <span style='text-decoration:underline'><strong>ALL</strong></span> do this for our favorite sports teams, don't we?<br /></p><p>Watch this video of South Philly's own Monty-Gee on our local news to get an idea of just how excitable we get when it comes to our sports teams here:<br /></p><p><a href='http://abclocal.go.com/wpvi/video?id=6466836' target='_blank'>http://abclocal.go.com/wpvi/video?id=6466836</a><br /> </p><p>We Philadelphians are dedicated and loyal fans, no matter what the rest of the country thinks about us! We love our Phils, our Flyboys, our Birds!<br /></p><p>Now the business lesson…<br /></p><p>In Philly we *expect* production out of our highly paid sports stars! In fact, they get paid <strong>whether they perform or not</strong> and that just pisses us off! <br /></p><p>We fans pay top dollar for tickets. We fight the traffic, we sit stuck in the parking lot for an hour after the game, we pay $7.50 for a beer…When we don't get the performance we're paying for, we complain loudly about it! We expect "those in charge" to listen to us, too! And when they don't listen we call sports radio stations, newscasters, go to games and complain loudly! We boo, we jeer, we hiss! We hold up homemade signs that say <strong>"You Suck <span style='text-decoration:underline'>Insert Sucking Hero's Name Here</span>!" </strong><br /> </p><p>Eventually, "management" starts making different decisions – it may take a few years, but eventually things change…and we get closer to a Cup, a Ring, a Bowl… If management doesn't change, the owners eventually change the management (hear that Andy Reid?) and a new era rushes in!<br /></p><br /><p align="center"><img src="http://media.realestatelifestyle.com.s3.amazonaws.com/images/phils-phans.jpg" align="center"></p><br /><p style='text-align: center'><strong><em>Phils Win! 1Million Fans Gather!<br /></em></strong></p><p>By the way, this behavior is not just relegated to sports! In the next handful of days, many of you will be getting your brokerage statement by email, or by regular mail. You know…the performance of your retirement fund, your 401(k), your IRA, your Mutual Funds…Heck, even your savings account! This month, have the nerve to open your statements – study them, do an honest assessment of what's working and what's not - don't just throw it in the mail pile and hope it gets better! It's <span style='text-decoration:underline'><strong>your</strong></span> retirement that you're ignoring! It's <span style='text-decoration:underline'><strong>your</strong></span> family legacy, and it's <span style='text-decoration:underline'><strong><em>your</em></strong></span> quality of life! And remember, just like the Sucking Sports Star gets paid whether he performs or not…your Sucking Fund Manager gets paid, too! Let him know about it immediately! You expect and deserve more, and you should have it!<br /></p><p>You should <strong>also</strong> have the skills that are required to take matters into your own hands! You just need the financial education – I know you value your education…after all you've pursued your academic education, and you've pursued your professional education. And it's paid off for you in spades probably, too! <br /></p><p>Now it's time for you to prepare yourself for these "troubled" economic times. Many people will offer you some "hope" during these times, while they try to pick the last few bucks from your pocket (a well diversified portfolio of mutual funds). Well, I say that it's high time you knew what questions to ask them, what steps to take, what models to follow, what vehicles to use, what pitfalls and mistakes to avoid.<br /></p><p>On Tuesday November 4<sup>th</sup> (Election Day) at 7 PM I'll be live at the Crowne Plaza Hotel in King of Prussia teaching my <strong>7 Step Wealth Building System</strong> that can get you out of the Rat Race and onto the Fast Track of Wealth <em>QUICKLY!</em> No matter what direction the economy and the market is headed in! You'll leave with the knowledge, information and confidence that you need to easily navigate these turbulent economic times. Plus you'll also have the tools to dramatically increase your income (by $1,000, $2,000, $5,000, or even $10,000) every single month!<br /></p><p><strong>Register FREE right here: <a href='http://www.realestatelifestyle.com/liveevents.aspx'>http://www.realestatelifestyle.com/liveevents.aspx</a></strong> You can also register with Danyhel in my office by calling 866-522-2621.<br /></p><p>I'll be doing a repeat performance of this life-changing training on November 5<sup>th</sup> at the Crowne Plaza Hotel in Cherry Hill New Jersey. <br /></p><p>Each night, immediately after the training session, I'll be personalizing <strong>YOUR FREE COPY</strong> of my book, <span style='text-decoration:underline'><strong>Live The Real Estate Lifestyle:</strong> Seven Steps You Can Take Today To Leave The Rat Race And Start Living The Lifestyle You've Always Wanted!</span> Everyone in attendance will leave with what's been called "the last book you'll need on Real Estate Investing". I personally call it the Owner's Manual to Cashflow Now! And it's yours free, as my personal encouragement and as a reward for you taking an interest in your financial education!<br /></p><p>Don't be a victim of the financial tsunami that's on its way! Get the information that will make you the captain of your economic battleship!<br /></p><p><strong>Register for FREE Right Now: <a href='http://www.realestatelifestyle.com/liveevents.aspx'>http://www.realestatelifestyle.com/liveevents.aspx</a><br /> </strong>You can also register with Danyhel in my office by calling 866-522-2621.<br /></p><p>Congratulations, 2008 Phillies! You showed up! You stepped up! You delivered the goods! Now, you've won our hearts! It's not too much to ask for a repeat in 2009, is it?<br /></p><p>Your Real Estate Success Coach,<br /></p><p>Jim Canale<br /></p><p><a href='http://www.livetherealestatelifestyle.com'>www.livetherealestatelifestyle.com</a><br /> </p><p><strong>P.S.</strong> Don't forget to register for your FREE Live 2 Hour Training with me right now at <a href='http://www.realestatelifestyle.com/liveevents.aspx'>http://www.realestatelifestyle.com/liveevents.aspx</a>. The dates are November 4<sup>th</sup> and 5<sup>th</sup> at 7PM. I'll be giving you a ton of usable action steps that you can take right away to increase your Cashflow for today, while setting up a retirement plan that won't let you down! <br /></p><p><strong>P.S.S. </strong> I'll also be giving you your own personal copy of my new book (rated 5 Stars on Amazon.com) Live The Real Estate Lifestyle. You'll have a step by step system for getting your own Real Estate investments up and running in no time – without ever becoming a landlord!<br /></p><p><strong>P.S.S.S.</strong> In case you think I forgot…Happy Halloween!</p></span><div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-9204743773566094611?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com0tag:blogger.com,1999:blog-4630412010192611818.post-23846578030913853282008-10-29T08:17:00.005-04:002008-10-29T08:21:20.893-04:00White House Tells Banks To Stop Hoarding Money...NOW!The article below is just one more reason why you should be at my FREE Two Hour Real Estate Lifestyle Training Event at 7:00 PM on Tuesday, November 4th at the Crowne Plaza Hotel in King of Prussia, PA or on Wednesday, November 5th at the Crowne Plaza Hotel in Cherry Hill, NJ.<br /><br />While you’re there, I’ll give you an action plan that will get you plenty of money in your bank account in 30 days or less!<br /><br />Drive, fly, take a train or swim if you have to! I’ll also have my banker, Mike Basjek there to explain how to use today’s banking environment to your advantage. You don’t want to miss this! Read this AP Wire news article to understand why *NOW* is the best time to get some Real Estate in your portfolio ASAP!<br /><br />Register online right now at <a href="http://www.realestatelifestyle.com/liveevents?source=blog">http://www.realestatelifestyle.com/liveevents</a> or call us now at 866-522-2621. Let me personally teach you how to prosper, while everyone else suffers, in today’s so-called economic crisis.<br /><br />I’ll see you there!<br /><br />Your Real Estate Success Coach,<br /><br />Jim Canale<br /><br />www.livetherealestatelifestyle.com<br /><br /><span style="font-weight:bold;">P.S.</span> I’ll also be giving you a free copy of my new book, Live The Real Estate Lifestyle: Seven Steps You Can Take Today To Leave The Rat Race and Start Living The Lifestyle You’ve Always Wanted! just for attending this free training. It retails on Amazon.com for 21.95 plus shipping, but you can get yours for free!<br /><br /><span style="font-weight:bold;">P.S.S.</span> People have joined us from as far away as Arizona, San Francisco, Wisconsin and Rhode Island! No distance should stand in the way of you getting the financial education that you need! Now read on!<br /><br /> <br /><br /><span style="font-weight:bold;">White House tells banks getting federal aid to quit hoarding money and start lending it </span><br />Tuesday October 28, 4:11 pm ET <br /><br />WASHINGTON (AP) -- An impatient White House served notice Tuesday on banks and other financial companies receiving billions of dollars in federal help to quit hoarding the money and start making more loans.<br /><br />"What we're trying to do is get banks to do what they are supposed to do, which is support the system that we have in America. And banks exist to lend money," White House press secretary Dana Perino said.<br /><br />Though there are limits on how much Washington can pressure banks, she noted that banks are regulated by the federal government.<br /><br />"They will be watching very closely, and they're working with the banks," she said.<br /><br />Anthony Ryan, Treasury's acting undersecretary for domestic finance, made the same point in a speech in New York before financial executives.<br /><br />"As these banks and institutions are reinforced and supported with taxpayer funds, they must meet their responsibility to lend, and support the American people and the U.S. economy," Ryan told the annual meeting of the Securities Industry and Financial Markets Association. "It is in a strengthened institution's best financial interest to increase lending once it has received government funding."<br /><br />Said Perino: "The way that banks make money is by lending money. And so, they have every incentive to move forward and start using this money."<br /><br />There has been some evidence of easier lending, Perino said. But it's not enough to calm stock markets or help small businesses that depend on a free flow of credit, not just to expand but to maintain operations through making payroll or financing inventories.<br /><br />The government is making efforts on several fronts to thaw the frozen credit markets and combat the worst financial crisis to hit the country since the 1930s. But so far, the efforts have shown little in the way of results. Libor, the London Interbank Offered Rate, a key goalpost for international lending, edged down only marginally on Monday and still remains at elevated levels.<br /><br />The Federal Reserve began a program Monday to purchase the short-term debt of businesses, known as commercial paper. This market has been frozen since the collapse of Lehman Brothers spooked credit markets last month.<br /><br />Under the authority of the $700 billion financial bailout plan approved by Congress and signed by President Bush earlier this month, the administration also plans to dole out $250 billion to banks in return for partial ownership. The Treasury Department, which is overseeing the massive capital injection program along with the rest of the bailout, will pour $125 billion into nine of the country's largest banks this week. Another $125 billion will go to other banks.<br /><br />Treasury Secretary Henry Paulson has said the money was aimed at rebuilding banks' reserves so that they would resume more normal lending practices. But reports then surfaced that bankers might instead use the money to buy other banks. Indeed, the government approved PNC Financial Services Group Inc. to receive $7.7 billion in return for company stock and, at the same time, PNC said it was acquiring National City Corp. for $5.58 billion.<br /><br />Officials have said that there are few strings attached to the capital-infusion program because too many rules would discourage financial institutions from participating.<div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-2384657803091385328?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com0tag:blogger.com,1999:blog-4630412010192611818.post-51295762428797339372008-10-09T18:14:00.006-04:002008-10-09T18:21:46.585-04:00Is YOUR 401(k) Getting KO’d?<span xmlns=''><p><span style='font-size:12pt'>The Dow Jones Industrial Average finished the day at 8,579! This is what's known as Time Travel for Investors…Unfortunately, your time machine is going in the wrong direction! Close to 5 and a half years of the blood, sweat and tears that you put into your 401(k) have disappeared! <strong>The DOW last finished this low on April 28, 2003 when it closed at 8,582!</strong> So what can you do when over five years of your retirement savings disappear?</span></p><p><span style='font-size:12pt'>We're told to keep putting that money away while the stock market tanks (On October 12, 2007 the DOW closed at 14,093 – Just a year later it's lost close to 40% of its value AND <span style='text-decoration:underline'>your</span> money! <br /></span></p><p><span style='font-size:12pt'><strong>General Motors is trading at its 1958 stock price! Are $3,000 Chevy's next? I think not!!!<br /></strong></span></p><p style='text-align: center'><a href='http://www.realestatelifestyle.com/myfuture'><span style='font-size:12pt'>www.realestatelifestyle.com/myfuture</span></a><span style='font-size:12pt'></span></p><p><span style='font-size:12pt'>The great "financial guru's" out there are saying that you should keep on saving your money! Keep working hard…this will all blow over! Someday! In the meantime, banks are literally dropping like flies! <strong>(IndyMac, Washington Mutual, soon Wachovia, and 27 other banks in 2008 alone!)</strong> To put this in perspective only 10 banks had failed in the US between 2002 and 2007! Can the FDIC possibly handle all of this stress? Should you really keep your money there? I'm not!</span></p><p><span style='font-size:12pt'>Still the government says "trust me" we'll give you Social Security and Medicare…Seems that ain't happening either, since all the privatization plans were counting on the big Financial houses to invest the money for us! Well we all know how that story is going…</span></p><p><span style='font-size:12pt'>So what should you do? Will you ever be able to retire? The truth is that *everyone* is confused! That's why *everyone* is running scared! But you don't *have* to be like everyone else! Not if YOU learn some strategies that will allow you to control your financial future!<br /></span></p><p><span style='font-size:12pt'>Head on over to <a href='http://www.realestatelifestyle.com/myfuture'>www.realestatelifestyle.com/myfuture</a> and find out how you can join Robert Kiyosaki, the author of the NY Times Bestselling Book, Rich Dad, Poor Dad for a weekend of strategy and skills that will allow you to change your personal financial destiny. I'll be there, too and I hope you'll join me! <br /></span></p><p><span style='font-size:12pt'>Don't stick your head in the sand…take action before it's too late!<br /></span></p><p><span style='font-size:12pt'>Best,<br /></span></p><p><img border='0' alt='' src='http://media.realestatelifestyle.com/images/jac_sig.gif'/><span style='font-size:12pt'><br /></span></p><p><span style='font-size:12pt'>Jim Canale</span></p><p><span style='font-size:12pt'></span></p></span><div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-5129576242879733937?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com0tag:blogger.com,1999:blog-4630412010192611818.post-49812538665088629262008-07-03T14:06:00.002-04:002008-07-03T14:08:13.044-04:00Too much of a good thingIt's a good thing "No one can do what Countrywide can" or they'd be getting sued by California and Illinois, too!<br /><br />Turns out they were deceptive to borrowers (allegedly, of course) about the risks of getting a subprime loan. That they encouraged "serial refinancing" (sounds like a horrific crime, not a lending practice!) and that they didn't tell their borrowers that their subprime payments would "explode" (their words, not mine...and they don't sound too ‘non-biased' to me)! <br /><br />Apparently, they weren't just ‘misleading' the crappy credit borrowers, either! Turns out Countrywide is turning into the scapegoat for all things lending. <br /><br />Certain states are even getting upset (read: pissed) with the option ARMS as well. You know these – the borrower has "such good credit" that the options exist each month on whether they want to pay interest only, principal only, P&I, or PITI (principal, interest, taxes, and insurance).<br /><br />Just when I thought those two Bear Stearns employees were gonna have to take the rap for the Subprime meltown (they were indicted last week)...Countrywide steps in.<br /><br />But at least there was a little planning on Countrywide's part! They've ok'd the takeover of their company by Bank of America (you know, the one that advertises "Higher Standards"). Turns out it was B of A that gave the founder of Countrywide the first $75k he needed to start the company back in 1969!<br /><br />So now Congress has a new head to mount on their wall. Countrywide CEO Angelo Mozilo. <br /><br />And the Attorney General for the state of California will ensure that "No one can do what Countrywide can".<br /><br />Wonder who's next...<br /><br /><br />Your Real Estate Success Coach,<br /><br />Jim Canale<br /><br />Learn how you can use these stupid corporate events for your own family's good at one of my upcoming FREE Real Estate Lifestyle Training Events – <a href="http://www.realestatelifestyle.com/liveevents">Click Here</a> <br /><br />to register<div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-4981253866508862926?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com0tag:blogger.com,1999:blog-4630412010192611818.post-41000064647749934492008-06-30T09:55:00.004-04:002008-06-30T10:56:55.515-04:00Is it Armageddon already?Why the dramatic subject line? Is the world really coming to an end? Let's review some 'current events' and you can be the judge:<br /><br />First up for review is the fact that commercials are being run on television in Stockton, CA by lenders in the area stating that if a homeowner is in foreclosure, the lender will pay the homeowner up to $1,000 NOT to destroy the home before the sheriff comes to kick them out.<br /><br />The lender's paying the homeowner not to tear up the joint. Savages!<br /><br />Next up? The Rock, Paper, Scissors Champion of the World was declared this week. THAT made headlines? We're facing the largest credit crisis in history and we're forced to read about someone's ability to stick up their fingers and win a trophy???<br /><br />The real reason Armageddon is nigh? Tyra Banks won an Emmy for "Most Informative Talk Show". 'Nuff said.<br /><br />There's a point to these events, however. <br /><br />Your focus dictates your direction in life. If you go through looking at trivial matters, at comments people make about how you can't succeed in real estate, at things which won't generate leads or get you closer to the closing table...you'll never truly become the Real Estate mogul we talk about each week!<br /><br />Eliminate distractions in your office, your home, your life...and begin today focusing on what truly matters most – living the Real Estate Lifestyle you deserve!<br /><br /><br />To Your Real Estate Success,<br /><br />Jim Canale<br /><br />PS – To hammer the point home, Tyra once said, "I close my eyes while driving and just sing along. I always open them again in time." And she's got an Emmy sitting on her mantel. Makes you wonder what constitutes "Most Informative", huh?<br /><br />If you'd like to hear something truly informative, listen to the #1 rated radio show in its timeslot for time spent listening (a full 47 minutes) online and on demand at <a href="http://www.realestatelifestyle.com/podcasts.aspx">www.realestatelifestyle.com/podcasts.aspx</a>.<div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-4100006464774993449?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com0tag:blogger.com,1999:blog-4630412010192611818.post-62760783555129353192008-06-26T13:35:00.002-04:002008-06-26T13:41:40.625-04:00The chickens have come home to roost!<span xmlns=''><p>Ever heard of "Operation Malicious Mortgage"? If so, you're either 'up' on your current events, or you're one of the 400+ people in the real estate industry who've been indicted by the Justice Department for mortgage fraud.<br /></p><p>How so, you ask?<br /></p><p>These folks lied (let's be honest) about their income or assets, forged documents, inflated appraisals, or lied about the property being purchased for "Owner Occupant" use.<br /></p><p>Wait – you mean all those people who bought 5 properties in a month as investments and then told the mortgage lender that they intended to live in each one of them and then the appraiser all said they were worth WAAAAAY more than the HUD-1 said at closing and when the lender gave them a 90/10 no doc ARM...<br /></p><p>...you mean all that was against the law???<br /></p><p>But, isn't that what most "gurus" said from stage was OK to do because they were doing it to???<br /></p><p>And now the chickens have come home to roost.<br /></p><p>The good news to all of this? That you don't have to worry about the FBI knocking on your door because you listened to me when I told you that this stuff would come back and bite them in the ass, right?<br /></p><p>I guess some times it pays to listen to the folks who are actively buying property with integrity instead of those who just pay lip service to it all (and judging from how hungry the FBI is to get these guys...sounds like they're going to pay more than lip service!)<br /></p><p>About time...<br /></p><p><br /> </p><p>Your Real Estate Success Coach,<br /></p><p>Jim Canale<br /></p><p><br /> </p></span><div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-6276078355512935319?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com0tag:blogger.com,1999:blog-4630412010192611818.post-52032240118426936682008-06-14T18:31:00.004-04:002008-06-16T07:29:54.630-04:00Keep Score!<span xmlns=''><p>I expect a certain amount of mindless drivel when I read newspaper articles. I've even posted recently about how the media claims the world is coming to an end, that we're running out of everything, and how the filthy rich are to blame for most of it!<br /></p><p>It's the alarming new stories I read each day about how children are not allowed to play sports which "keep score" or "have winners and losers" that really makes my blood boil, though. How does this apply to you, my friend? Lemme 'splain it to ya…<br /></p><p>Kids who are taught <span style='text-decoration:underline'><strong><em>NOT</em></strong></span> to keep score will assume that's real life and grow up thinking that way:<br /></p><ul style='margin-left: 54pt'><li>That their check ledgers for their checking accounts don't need to be kept up to date. (Isn't that just another way to keep score?)<br /></li><li>That the lender won't do anything more than tell them to "do better next time" when they're late with their mortgage payments.<br /></li><li>That profit in any form is a bad thing and that for one person to succeed, someone else had to fail.<br /></li></ul><p>The fact of the matter is that no one has put a fence around the moolah you can make in today's Real Estate market! No one has staked their claim saying, "This is all mine and you can't have any of it!"<br /></p><p>The cashola you receive from properly buying and selling a property in pre-foreclosure (for example) is the direct result of the attention to detail, discipline, and know-how that you put into getting the deal in the first place!<br /></p><ul><li>The seller didn't have to lose anything (in fact, you probably kept them from losing their home AND losing sleep over it, right?)<br /></li><li>The lender didn't lose anything except a non-performing asset. <br /></li><li>The closing attorney, title company, etc didn't lose anything (rather, they <em>gained</em> more business by handling the paperwork).<br /></li></ul><p>And of course YOU didn't lose anything either – <em>you gained in experience, profit, and helping your fellow man all at the same time!<br /></em></p><p>(And as an aside – that whole "everyone should be equal and share everything?...Yeah, that's Communism in case you didn't recognize it – and it's been proven not to work.)<br /></p><p>So I urge you, dear reader to keep score! Make sure you come out on the <em>winning</em> team, that your business is a <em>winning</em> investment of your time and energy, and that you create <em>winning</em> situations whenever you can! (With the exception of your competition, but we'll talk about that next time.)<br /></p><p><br /> </p><p>To your unbridled success,<br /></p><p>Jim Canale<br /></p></span><div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-5203224011842693668?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com0tag:blogger.com,1999:blog-4630412010192611818.post-63536481537628293352008-06-11T16:10:00.006-04:002008-06-12T11:13:47.900-04:00Light Bulbs and Starvation<span xmlns=""><p>Recently, I decided to watch local television (what I refer to as the "peasant channels") in order to make sure I was talking about the subjects most needed by a lot of investors. Here's what I discovered, according to my local news:<br /></p><ol><li>We're running out of food.<br /></li><li>We're running out of energy.<br /></li><li><div>Gas prices are unaffordable by anyone's standards.<br /></div></li></ol><p>In short, the world is coming to an end!<br /></p><p>Gimme a second to wipe the tears out of my eyes from laughing so hard to explain something to you about the 3 points mentioned above:<br /></p><ol><li><div><strong>Food:</strong> When you go to the grocery store, what do you see on every single shelf? FOOD – in mass quantities. In his book called "The Science of Getting Rich", Wallace Wattles talks about the fact that when you run out of something or use up all you have of something, <em>more will be provided...</em>And it always is. We grow more, we import/export more, and we go right on eating and living. It's only those who can't concentrate on creating excess in their own lives that create false worry in others by painting a picture of famine. What do you think that says about their bank accounts as well? Poverty in the mind breeds poverty in the bank!</div></li><li><strong>Energy:</strong> There's a commercial out right now by BP (British Petroleum, the gas/oil company). You know the one where they're "interviewing" people on the street and they give some BS answers about energy like:<br /></li></ol><ul style="margin-left: 72pt;"><li>"These oil companies should be finding new sources of energy instead of just oil."<br /></li><li>"The oil companies should diversify."<br /></li><li>"What will we do when the oil runs out???"<br /></li></ul><p>This is a problem! It was people like that who waited for Henry Ford to create a car <em>for them</em> instead of inventing one themselves! Or those who waited for Edison to craft the light bulb instead of making one and selling it to the world! Or who sat around while Ben Franklin made the lightening rod that you see on buildings everywhere instead of inventing their own. Too many people wanna wait for someone else to fix their problems rather than owning up to them and getting out of the mess themselves. Why do you think our current foreclosure rate is through the roof?<br /></p><ol><li><div><strong>Gas prices:</strong> How much do you hear about Warren Buffet complaining about the price of gas? Or Bill Gates? Or Donald Trump? Or Robert Kiyosaki? Or me? Betcha most wealthy business owners don't even know how much gas even costs right now! Not because they don't care (well, partly…) but because they're concerned with making more money rather than worrying about how/where they spend it.<br /></div><p>Your thoughts betray what you keep at your core. If you worry about losing money, you will. If you concentrate on creating more, you will.<br /></p></li></ol><p>Next time you hear someone talking about us running out of food, picture any US citizen on one of those "Feed the Children" commercials. It's foolish to even think of because we're all getting so fat, overweight, and obese, right?<br /></p><p>Our nation's main concern right now is running out of financially conscious individuals who can create profit where there appears to be none and teaching others how to do the same!</p><p>That's what my personal mission is, and that's why I love to teach people how to become wealthy using Cashflow Real Estate as a vehicle. I'll teach you how to do it too at my FREE Real Estate Lifestyle Training Events. <A href="http://www.realestatelifestyle.com/liveevents.aspx">Click here to find out when the next one's are.</a></p><p>In the meantime, the next time someone complains about how much a gallon of gas is worth, tell them go find someone else to complain to!<br /></p><p>Your Real Estate Success Coach,<br /></p><p>Jim Canale<br /></p></span><div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-6353648153762829335?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com1tag:blogger.com,1999:blog-4630412010192611818.post-50189367869388848592008-05-18T16:09:00.001-04:002008-06-12T11:14:23.455-04:00Investing in the State of Maryland<span xmlns=''><p>In the past, investing in pre-foreclosures in Maryland was virtually impossible. Having the shortest window in the nation between the time a homeowner missed a payment and the time the lender could file made it extremely difficult! (Incidentally, that's 15 days!)<br /></p><p>And if you were trying to do a short sale, fuggedaboudit! Getting a loss mitigator to even respond to you within 15 days is a miracle with some lenders! Imagine getting the sale stalled while you negotiate!<br /></p><br /><p>So Maryland's governor, Martin O'Malley stepped in and said (I'm paraphrasing, of course), "I think 15 days is too short. Let's add a zero to the end of it. I think the homeowners should have ONE HUNDRED AND FIFTY DAYS before the lender can foreclose."<br /></p><br /><p>And at first, I'll admit, I thought it was a good thing…and then I got to thinking about it.<br /></p><br /><p>At 15 days, the lender's costs are very low. There are no arrearages. The late fees are at a minimum. The lender can quickly get the occupant out and put it back on the market and be willing to negotiate.<br /></p><br /><p>At 150 days, the occupant (aka homeowner) can stay in and live comfortably for 5 months. That's 5 months of arrearages. Five months of legal fees for the lender. And any profit the house may have had in it due to the potential ARM or subprime loan which may have financed the original purchase? Gone!<br /></p><br /><p>Not to mention the fact that you know as well as I do that any potential sellers are still going to wait until the last possible second before they contact anyone of us to sell quickly and move on!<br /></p><br /><p>So what have we learned here, kids?<br /></p><br /><p>First of all, the government stepping in solves nothing. If anything, it makes matters worse. Look at it this way, if your hair was on fire, would you rather:<br /></p><br /><ol><li>Have someone come ask how you happened to set your hair on fire in the first place, look around to see if anyone else's hair is on fire, come up with a solution to keep anyone else from setting their hair on fire, and then fan the flames on your burning head to see if it gets worse? <br /></li></ol><br /><p>OR </p><br /><ol><li>Put out the fire?<br /></li></ol><br /><p>The answer of course – put out the fire!<br /></p><br /><p>The government's solution (in Maryland and nationwide) is to try and find out WHY people are in the mess they're in to begin with, rather than letting the people themselves find water to put out the fire <strong>THEY THEMSELVES STARTED!</strong><br /></p><br /><p>Oh, don't start sending me hate mail just yet! You've heard me talk before about the lack of accountability nowadays. <br /></p><br /><p>So what did the Martin O'Malleys of the world do? Instead of making the homeowners step up, face their mistakes, and move on…they are making it worse by giving these folks even more rope to hang themselves with!<br /></p><br /><p>When are we gonna stop handling these foreclosures with kid gloves? Better yet, when are we gonna START making the moolah we deserve off the government's obvious 'eff-up'?<br /></p><br /><p>Wanna know how to do it? Make sure you join me this Tuesday or Wednesday night at 7:00 pm sharp for my next <a href='http://www.realestatelifestyle.com/liveevents.aspx'><strong>FREE Real Estate Lifestyle Training Events</strong></a> where you'll learn how to buy properties (even those financed with subprime loans) and turn overfinanced homes into cashflow castles!<br /></p><br /><p>Together we'll take the nation by storm and put more in your bank account than you even knew you could!<br /></p><br /><p>To your success,<br><br><br />Jim Canale<br /></p></span><div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-5018936786938884859?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com0tag:blogger.com,1999:blog-4630412010192611818.post-58987341890521402222008-05-15T08:49:00.003-04:002008-06-12T11:14:53.773-04:00Don’t do me any favors!<span xmlns=''><p>Turns out good ol' MSNBC is at it again. But this time their "Sky-is-falling" attitude plays in our favor!<br /></p><p>They ran an article recently suggesting that the "growing majority" (of who, they didn't say) are hesitant to buy a home because of the economy. Hell yeah!<br /></p><p>Why is this a good thing? For starters, that means more for those of us who know how to buy, sell, and get richer in any market (aka you guys – the smart ones!)<br /></p><p>Second, most of the folks they talked to were too concerned about the rising prices of gasoline. Here's the thing I've been hammering home to you – if you have created the wealth that only buying in a market like ours today can supply to you…the price of gasoline can go to $10 a gallon and the only concern you'll have is what to do with all that room you've got on the highway!<br /></p><p>Third, I gotta tell you who they talked to in order to get this information. Sixty percent of the people interviewed said they definitely won't buy a home in the next two years. HAHAHAHA! This was done by a poll from AP-AOL where they COLD CALLED people in the middle of the day to ask them about it.<br /></p><p>Just out of curiosity…who is at home in the middle of the day, most of the time? The unemployed or stay-at-home parents (majority, that is). What do MOST unemployed or stay-at-home folks WATCH during the day? Local news.<br /></p><p>What does local news say is happening? THE SKY IS FALLING! THE ECONOMY IS IN THE TOILET! WE'RE IN A RECESSION!<br /></p><p>So not only are their numbers horribly skewed, but it turns out that very little of what they're saying is true!<br /></p><p>The sky is NOT falling, the economy is NOT in the toilet (ask me at one of my Training Events to talk about the guy who spent 5-figures on a doggie kennel in Cleveland Ohio recently! Oh, and we're NOT in a recession!<br /></p><p>Watching what goes into your mind, who you hang out with, and defining your ideas about success, wealth, and money are some of the greatest steps you can take in order to propel your business to the next level.<br /></p><p>Come join us on May 20<sup>th</sup> and 21<sup>st</sup> at one of my <a href='http://www.realestatelifestyle.com/liveevents.aspx'><strong>FREE Real Estate Lifestyle Training Events</strong></a> to rub elbows with like-minded investors (both new and seasoned) and learn just how to make fat, sweaty wads of cash in ANY market!<br /></p><p><br /> </p></span><div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-5898734189052140222?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com1tag:blogger.com,1999:blog-4630412010192611818.post-73521571924509928862008-05-12T07:09:00.003-04:002008-06-12T11:16:27.732-04:00Wait…WHAT?<span xmlns=""><p>Today I read an interesting article on "The 8 Tips for Pricing Your Home in a Buyer's Market". I personally think TIPS in this case stands for s<strong>T</strong>ockpiling <strong>I</strong>nventory from <strong>P</strong>iss-poor <strong>S</strong>ales, but that's just me.<br /></p><p>Now I want you to remember the typical suggestions for selling your property when the housing market was hot:<br />1. Reduce the price for a quick sale.<br />2. Know the prices in your area. (Comps)<br />3. Ask the professionals.<br />4. Check out the market you plan to buy in.<br /></p><p>And what did the article suggest for 4 of the 8 "tips" when selling your house in a DOWN market?<br />1. Reduce the price for a quick sale.<br />2. Know the prices in your area.<br />3. Ask the professionals.<br />4. Check out the market you plan to buy in.<br /></p><p>It's amazing! They're exactly the same! Turns out the diatribe spewed by those pretending to be 'in the know' about real estate applies regardless of market conditions!<br /></p><p>So armed with this information, I turned to my friend, client, and real estate marketing expert, Rachel Young of Big Cheese Marketing to see what her suggestions were for selling a house in a down market (I mean hey, it's what she does). Rachel says,<br /> </p><ol><li><p>Find your ideal buyer. Contrary to popular belief, not everyone wants to buy your house. My mentor says, "If everyone's your customer, no one's your customer" and in this case, customer = buyer. Know exactly what they look like, their income level, job status, everything you can and bombard them with marketing pieces until they tell you to go to hell or that they're interested.<br /></p></li><li><p>Don't become a 'mailbox'. You know how when you drive through a neighborhood that you don't really notice the mailboxes? It's because they're so common. Once you put your "For Sale" sign up, regardless of whether it's a realtor sign (which are handy to have in your arsenal) or a FSBO, move it each week so that your sign doesn't become just another 'mailbox' to the casual eye. Often times your buyer will come from a referral in the neighborhood and if they stop 'seeing' your sign, the chances of them telling someone about you become slim.<br /> </p></li><li><p>Don't be afraid to spend money. A lot of online marketing is worth exactly what you pay for it nowadays (Craigslist, Myspace, Facebook, eBay) and you'll wind up on page 10 within 5 minutes of posting your ad! Get in front of that buyer you described in my first point and hammer them from all sides. They shouldn't be able to close their eyes at night without thinking about your property.<br /></p></li><li><p>WIIFM. It's said that our nation listens to the most popular radio station in the country (no, not your show, Jim. That comes second.) It's WIIFM – What's In It For Me. Give the buyer an experience they can't just walk away from. Sell them on the bathrooms and kitchens (ladies make most of the buying decisions and those are the two main rooms that affect those decisions!) and paint a picture of the property with your words. Describe how the carpet feels on their bare feet in the morning when they wake up in the new Master Suite. How does the resurfaced dining room hardwood reflect the kitchen table that holds their entire family for the first meal you've had together in ages?<br /></p></li></ol><p>Thanks to these tips from Rachel, in conjunction with the training you're getting next week at my <a href="http://www.realestatelifestyle.com/liveevents.aspx"><strong>FREE Real Estate Lifestyle Training Events</strong></a> (be there or don't blame me!) you'll find yourself selling property faster than you can buy it…and in this market, that's BIG money in the bank!<br /></p></span><div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-7352157192450992886?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com1tag:blogger.com,1999:blog-4630412010192611818.post-83658674517296858902008-05-07T08:15:00.002-04:002008-05-07T08:17:14.078-04:00I actually lost sleep!<span xmlns=""><p><span style="font-size:100%;">I spend time each day going through real estate articles, news publications, and online media to find the newest or late-breaking market news to bring to you.<br /></span></p><p><span style="font-size:100%;">A few days ago, I found a discussion board question that kept me up all night – reading the responses. I'll get to the question in a sec. It was the fact that, on a printed page…there were SIXTY EIGHT pages of responses to this question:<br /></span></p><p><span style="font-size:100%;"><strong>Would you consider it a help to the community or would you avoid purchasing a foreclosed home for fear of taking advantage of someone else's misfortune?<br /></strong></span></p><p><span style="font-size:100%;">…like I was gonna pass up an opportunity to see those replies… Here are a few of my favorites:<br /></span></p><p><span style="font-family:Times New Roman;font-size:100%;"><em>"The whole real estate market is a sick game where regular people of the same economic class are trying to get rich off each other. I don't have any money to buy your place and you don't have any money to keep it but I try to buy low and you try to sell high. All the while banks, real estate agents, and brokers cheer us on to fight each other."<br /></em></span></p><p><span style="font-size:100%;">Editors note: First of all – we're NOT in the same economic class. As an investor, you've got to know beyond a shadow of a doubt that you're successful <em>(even if it hasn't come to fruition yet)</em>. You as an employee and me as a business owner are apples and oranges.<br /></span></p><p><span style="font-size:100%;">Second, if you're one of my readers, you know that one house does not a fortune make! The perception of many people (from watching those shows about investors who make the bank as a first-time flipper, no doubt) of investing as a cross-your-fingers-and-see strategy to gain economic independence is what helped the housing market get into its current state!<br /></span></p><p><span style="font-size:100%;">But I digress…Next!<br /></span></p><p><span style="font-family:Times New Roman;font-size:100%;"><em>"George Bush's TV appearance, when he exclaimed: "A new ownership society" says it all, and how callous he appeared as he does now. This whole scenario was rigged! People have lost their jobs with this economy getting worse by the week! So please, all you out there, don't blame your fellow human beings who have run into personal financial downturn. It just isn't civilized!"<br /></em></span></p><p><span style="font-size:100%;">Editors note 2: Yes, and I suppose our president can also be blamed for burst levees in New Orleans, too. C'mon! Sure, he's our Commander-in-Chief – and who doesn't want to blame someone! But to blame the entire subprime crisis on someone who's whole job description is doing what's best for the country and the economy…that's just dumb.<br /></span></p><p><span style="font-family:Times New Roman;font-size:100%;"><em>"If you're in the right position (right position = no debt, savings, nice job, good health, and no house to sell) it's a good time to buy."<br /></em></span></p><p><span style="font-size:100%;">Yeah, and getting a college education and a good job when you get out will keep you set for life. What total BS!<br /></span></p><p><span style="font-size:100%;">And the grand prize winner?<br /></span></p><p><span style="font-family:Times New Roman;font-size:100%;"><em>"The thought that families are losing the house they work hard for is sad. To think that people are taking advantage of that is even worse. Close your eyes for a moment and picture the children that lived there crying, packing their things in boxes and bags. The parents feeling even worse. How would you tell your children? Sad, right? Now tell me, would you still buy that house after picturing that? Nope, I don't think so…"<br /></em></span></p><p><span style="font-size:100%;">Editors note 3: Why am I so pissed by the above statement? Sure, others said worse. It's the fact that this person feels that someone going through a bad situation means that no one else should profit. It's the fact that the Negative Nancy above (it was a dude, don't get offended) would rather see a house go back to the bank, stand vacant, and then wait for some magic moment to occur before anyone profited from its purchase.<br /></span></p><p><span style="font-size:100%;">There are always going to be people who try to make you feel bad for being, or becoming wealthy, for blazing your own trail and making the money you truly DESERVE (not just what the boss-man says you're worth an hour…)<br /></span></p><p><span style="font-size:100%;">The fact is that who you surround yourself with, the people, the wealth, the positive mental reinforcements…that's what's going to propel you farther and faster than someone always making you feel as though making money from someone else's misfortune.<br /></span></p><p><span style="font-size:100%;">Think about it, do you get angry at the doctor for charging you to see him when you're sick? NO! Because his time and knowledge is valuable.<br /></span></p><p><span style="font-size:100%;">The same goes for you. And if you want to increase the value of your time and knowledge, be sure to join me next week as we explore how even the idiot in the post above can make money in today's Real Estate market – </span><em><span style="font-size:100%;">and sleep comfortably at night doing it!</span><br /></em></p></span><div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-8365867451729685890?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com1tag:blogger.com,1999:blog-4630412010192611818.post-88950261197924851562008-04-15T16:57:00.003-04:002008-04-15T16:58:50.950-04:00Those Aren’t Sleigh Bells!<span xmlns=""><p>I'd like to think that there's nothing I could read or hear on stations like CNBC or print media anymore that would shock me. Of course, today was an exception.<br /></p><p>I read an article from MSN (also known as TSIF – The Sky Is Falling) regarding homeowners who'd had enough of their payments, dealing with the bank, and fear of foreclosure so they left the keys on the kitchen counter or in the front door and walked away from the property.<br /></p><p>Apparently the mortgage industry calls this "Jingle Mail" (the keys arrive in an envelope via mail most of the time).<br /></p><p>There were three homeowners spotlighted in this article, but there's one gem that really blew me away.<br /></p><p>Here's the facts first:<br /></p><p>30+ mother of 3<br /></p><p>$50,000/yr income<br /></p><p>Married<br /></p><p>Living in California<br /></p><p>Purchase price on her home: $585,000<br /></p><p>Down payment: $16,000<br /></p><p>Lesson learned: Priceless<br /></p><p><br /> </p><p>The article chose to focus on the fact that within 8 months of buying the house, the woman in question's marriage fell apart.<br /></p><p>No one wanted to talk about the fact that she made FIFTY THOUSAND DOLLARS A YEAR AND PURCHASED A HOME WORTH OVER HALF A MILLION!!!<br /></p><p>My favorite??? Her mortgage payment was $4,500 a month…Adjustable Rate…No taxes or insurance included.<br /></p><p>…because we all know someone with an extra five grand laying around to burn each month with a 5-figure income!<br /></p><p>It absolutely sickens me that the media has chosen to focus on the poor, pitiful homeowner in trouble rather than the joker who was sitting at the closing table, signing the paperwork, fully disclosed (in most instances) that their payments would adjust, the rates would go up, and that eventually…eventually…the great housing boom would come to an end.<br /></p><p>And yet, in the microwave society we live in today, too many are focused more on getting what they want right now rather than waiting for the <span style="TEXT-DECORATION: underline"><em>right time</em></span>.<br /></p><p>Speaking of the 'right time', <strong>next week</strong> I'll be teaching you how to make lots of money during this groundbreaking time in the real estate market! Register now for a FREE Training that teaches you how…<a href="http://www.realestatelifestyle.com/liveevents.aspx">Click here to register right now!</a></p></span><div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-8895026119792485156?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com0tag:blogger.com,1999:blog-4630412010192611818.post-70192973205329195732008-03-03T13:09:00.003-05:002008-03-03T13:11:30.362-05:00And Now a Message from the MIM…(the Mentally Ill Media)<span xmlns=""><p>Today, I received an important FAX message from one of my personal Coaches Dan Kennedy about the state of the news media and how they "report" on the economic factors that effect us all. Normally, Dan's commentary is "client-priveleged information" and not allowed to be shared with anyone outside of our circle…<br /></p><p>I thought that today's communication was especially appropriate for our Real Estate Lifestyle Membership so I called Dan and asked (begged, pleaded) for special permission to share it with you. Surprisingly, (and only after a half hour of begging) he agreed! So here it is verbatim:<br /></p><p style="TEXT-ALIGN: center"><span style="font-family:Courier New;font-size:20;">Media Mental Illness<br /></span></p><p style="TEXT-ALIGN: center"><span style="font-family:Courier New;font-size:16;">Can Be Contagious<br /></span></p><p> </p><p style="TEXT-ALIGN: justify"><span style="font-family:Arial;font-size:12;">When someone compulsively, constantly cuts themselves or obsessively starves themselves, we have clinical names for their condition and consider them mentally ill. So should we for our poor media, which compulsively, constantly reports good news as bad. Here, a TYPICAL example, the boldface type mine; from Crain's Cleveland Business – a city that does not need a mentally ill business editor but nonetheless has one, in fact, one of the sickest of any I read anywhere in the country. But he has no exclusive. Everywhere, local media mimics its idols at the Communist News Network (CNN) and elsewhere, contorting even the cheeriest news item into a dire threat of impending disaster, gleefully exaggerating and sensationalizing every legitimately negative report. The local reporters, columnists and editors – like this pathetic creature given his own weekly forum here in Cleveland – relentlessly denigrate their own cities as well as the state of the union. They have created a unique math: present good news can only be followed by future bad news, thus good news <em>equals</em> bad news. Here's an example:<br /></span></p><p style="TEXT-ALIGN: justify"> </p><p style="TEXT-ALIGN: justify"><span style="font-family:Arial;font-size:12;">Commercial site sales hit $1.7-Billion high – <strong><span style="TEXT-DECORATION: underline">but credit woes likely to damp investor appetite for income producing properties going forward</span><br /></strong></span></p><p style="TEXT-ALIGN: justify"> </p><p style="TEXT-ALIGN: justify"><span style="font-family:Arial;font-size:12;">The <span style="TEXT-DECORATION: underline">news</span> here is that the dollar volume of apartment buildings AND industrial real estate AND office buildings AND retail space sold in northeastern Ohio in 07 hit ALL-TIME records, up from 06 to 07 by 34%, 15%, 115% and 35% respectively – and a lot of these sales happened, quote, "after the credit market imploded." But rather than reporting all that phenomenal, FACTUAL news, the reporter felt compelled to add OPINION psychically predicting that this boom won't continue. Pay attention and you'll see this <span style="TEXT-DECORATION: underline">sick formula</span> used pervasively, in print, on the nightly TV news, radio.<br /></span></p><p style="TEXT-ALIGN: justify"> </p><p style="TEXT-ALIGN: justify"><span style="font-family:Arial;font-size:12;"> <strong>Once, the news media was about facts. Now it is about <span style="TEXT-DECORATION: underline">story-lines</span>, facts selectively chosen, emphasized and bent to support the story lines.</strong> For example, Barack The Boy Wonder, as John F. Kennedy reincarnated, <em>never mind that</em> JFK was a fiscal <span style="TEXT-DECORATION: underline">conservative</span> and <span style="TEXT-DECORATION: underline">a foreign policy hawk/neo-con</span>. The Foreclosure Crisis – <em>never mind</em> that it is not a zero sum rise, that there are <span style="TEXT-DECORATION: underline">always</span> large numbers of foreclosures, that there is a well-established industry built around their existence, that it plus sub-prime problems represent a token percentage of the real estate and mortgage markets, that there are – this minute – more thriving local markets than there are those in crisis, that new factors like bankruptcy reform contributed to the problem, that federal government interference that forcibly doubled minimum payments on credit cards contributed, and that people <span style="TEXT-DECORATION: underline">knowingly</span> gambling on ever-multiplying real estate values lost their wagers and now must pay up by handing their property over to winners ought be discussed. The Economy Is Awful And Depression Certain Without Massive Government Interference And Giveaways – <em>never mind</em> the 52 consecutive months' net job growth, <em>never mind</em> that more Americans own homes and are <span style="TEXT-DECORATION: underline">investors</span> than ever before, <em>never mind</em> that businesses are investing here, in the U.S., at a greater rate proportionate to their earnings than anytime in the past 20 years. To hear the Dems and complicit, ignorant and mentally ill media the night of the President's late January State of the Union speech, you would believe all of America – save a tiny number of us rich bastards in castles – were huddled together under blankets, shivering and starving in their one-step-from-foreclosure homes, absent heat or bread crusts, all lights dimmed, cars on blocks in garages for want of gasoline, staring dejectedly at the tiny flickering TV screen, desperate for a politician to tell them, as Barack so alarmingly put it, "how government will solve their problems." <em>Never mind</em> that this picture is made silly by the full to the edges mall, shopping center and restaurant parking lots on <span style="TEXT-DECORATION: underline">every</span> night of the week, <em>never mind</em> the mile long lines at Starbucks or – where I just visited – the teeming hordes at Disney, where 1-day park admission is now $71, and, as near as I can tell, over a half-billion dollars in time shares per year are being bought mostly by the "downtrodden" middle class. <em>Never mind</em> any reality. <em>Never mind</em> any balanced view. (And God-of-liberals forbid any suggestion that people ought to accept personal responsibility for solving their own problems.)<br /></span></p><p style="TEXT-ALIGN: justify"> </p><p style="TEXT-ALIGN: justify"><span style="font-family:Arial;font-size:12;"> A human has a vested, overriding self-interest in not cutting its own arms with razor blades hundreds of times or so starving itself its internal organs collapse, so <span style="TEXT-DECORATION: underline">when a human engages in such extreme self-destruction, we judge it mental illness.</span> Members of the news media get their own paychecks from businesses (advertisers) who require a healthy, thriving economy and optimistic population in order to function, so when the media conspires and contorts to discount or conceal <span style="TEXT-DECORATION: underline">all</span> good news in favor of presenting a picture not in keeping with its own self-interest, its own local city's interests or its nation's interests, let alone facts, we must judge them mentally ill. Those in the <em>business</em> media indulging in such demented self-sabotage can only be <em>extremely</em> mentally ill. Seems we need a new federal program to gently round them up and commit them to psychiatric wards somewhere.<br /></span></p><p style="TEXT-ALIGN: justify"> </p><p style="TEXT-ALIGN: justify"><span style="font-family:Arial;font-size:12;"> <strong>Try not to put too much stock in the rantings of crazy people</strong>. Play your own game, play to win, play aggressively, creatively, optimistically. Find opportunities to associate with sane people who do not echo the delusional negativity of the mentally ill media.<br /></span></p><p style="TEXT-ALIGN: justify"> </p><p><span style="font-family:Courier New;font-size:12;"><strong>~Dan S. Kennedy<br /></strong></span></p><p>I'm an avid student of Dan Kennedy's materials. Here's a rare opportunity for you to find out more about what I'm reading, what I'm listening to, and what I'm studying for FREE to you at <a href="http://www.freegiftfrom.com/jimcanale">www.freegiftfrom.com/jimcanale</a>. There's lots of money-making information available for just a small shipping fee. You should take advantage of this opportunity RIGHT NOW!<br /></p><p>To Your GREAT Success,<br /></p><p>Jim Canale<br /></p><p><br /> </p></span><div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-7019297320532919573?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com0tag:blogger.com,1999:blog-4630412010192611818.post-81481199361618302992008-02-28T09:04:00.005-05:002008-02-28T09:52:12.002-05:00What about help?<span xmlns=""><p><br />In the last 2 posts, we’ve been talking about how your language affects your interaction with buyers and sellers, as well as wealth attraction. Now I want to talk about the dirtiest 4 letter word in real estate – HELP.<br /><br />When sending direct response letters to sellers, the most commonly used word is ‘help’:<br /><br />-I can help you with your problem.<br />-We specialize in helping people get out from under their debt.<br />-Do you need help dealing with your mortgage company?<br /><br />Think about the connotation ‘help’ has on someone in a truly desperate situation…<br /><br />They’ve gotten in over their head. They are taking it out on their family and friends. They’re embarrassed and ashamed.<br /><br />And (for guys anyway), we don’t want to be reminded that we need ‘help’. We don’t want to acknowledge that there’s a problem that we can’t fix. (If we could, there wouldn’t be a desperate situation to write to, would there?)<br /><br />So instead of: “I can help” or “We specialize in helping sellers just like you”<br /><br />Say: “We offer assistance to good families like yours who may have gotten in over their heads.” Or “Allow me to assist you in working through your current situation.”<br /><br />It changes the way the seller perceives themselves and in turn, the way they look at you.<br /><br />So watch your mouth from now on! Your portfolio is depending on it!<br /><br />Now that we’ve talked about your mouth, next time we’ll get into the seller’s heads even more…</p></span><div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-8148119936161830299?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com0tag:blogger.com,1999:blog-4630412010192611818.post-50447222907539560592008-02-07T08:15:00.001-05:002008-02-07T08:15:00.991-05:00“What’d He Just Say?”<span xmlns=''><p><strong>The Power of Vocabulary (Part 2)<br /></strong></p><p>We've already talked about how the words you use can influence your bank account (Friday, January 25<sup>th</sup>). Well, today we're going to discuss how <strong>these same words</strong> can influence your home-buying prospects as well as your motivated sellers!<br /></p><p>Remember our word list from last time? Three of the words in the "Instead of" column were 'budget', 'afford' and 'help'.<br /></p><p>These are three of the most powerful words you <span style='text-decoration:underline'><strong><em>NEVER</em></strong></span> want to say to a buyer or seller! Why? Let's look at the first two as they apply to buyers – <em>budget</em> and <em>afford</em>.<br /></p><p>Home buyers for the most part are getting hammered each day by people telling them they aren't qualified for a loan. The Federal Reserve is making it harder to get loans and the criteria used for approval is changing almost daily!<br /></p><p>Now, a buyer comes to see one of your properties...Think about the connotation that the word 'budget' has. After being told 'no' forever, don't you think that your buyer has their defenses up, are squeamish about even looking for a home to live in? But they need to live SOMEWHERE, and now you ask them about their budget? It's almost a dirty word!<br /></p><p>So instead of: What's your <strong>budget</strong> for the monthly payment?" or "How much can you <strong>afford</strong> each month?"<br /></p><p>Say: "What dollar amount are you looking to stay within for your monthly payment?"<br /></p><p>See how it gives the buyer a different feeling? You want to work WITH them, and you want to be on THEIR SIDE. A simple statement that creates a common ground.<br /></p><p>Next time we'll talk about the dirtiest 4 letter word in real estate – <span style='text-decoration:underline'><strong>help</strong></span>.<br /></p></span><div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-5044722290753956059?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com1tag:blogger.com,1999:blog-4630412010192611818.post-6720743709300246942008-01-30T20:58:00.001-05:002008-01-30T21:03:53.466-05:00Good News, More Good News!<span xmlns=""><p><strong>Today the Fed cuts interest rates ANOTHER 1/2%!<br /></strong></p><p>That's a full 1.25% in just the last 9 days! We're seeing mortgage rates drop like a stone right now...There's something to be said for market timing and that's what today's post is all about. What should you know about this unprecedented rate cut? Well...<br /></p><p><a href="http://www.cnbc.com/id/22914447" target="_blank">Today's interest rate cut</a> has many surprising ramifications on the Real Estate investing business that <span style="TEXT-DECORATION: underline">MOST</span> people are completely unaware of! In fact, there's one statistic that I want to tell you about, that darn near no one else is talking about!<br /><br />Vince Farrell, Managing Director of Scotsman Capital, says <span style="font-family:Times New Roman;"><em>"I think that with the 30-year fixed mortgage where it is right now, 50% of all conventional mortgages are resettable or refinanceable, and I think that's a big deal. " </em>This comment is encouraging if you have decent credit and an Adjustable Rate Mortgage (ARM) that will be resetting in the next 6 months! This move will certainly reduce the rate of Foreclosures.<br /></span><span style="font-family:Times New Roman;"></span></p><p><span style="font-family:Times New Roman;">But there's more:</span><br /><br /><em><span style="font-family:Times New Roman;">"As recently as last summer, rates on <strong>30-year fixed loans were about 6.5 percent</strong><br /></span>(they are 5.47% today – see table below), <span style="font-family:Times New Roman;">and once the Fed actually settles out at the end of the week, <span style="TEXT-DECORATION: underline"><strong>we'll probably only be in the low fives, which will be a two to three year low</strong></span>,"</span></em> according to Spencer Rascoff, Chief Financial Officer of Zillow.com, the nation's leading website for property valuations and other Real Estate services.<br /></p><p>Today's mortgage Rates (as supplied by BankRate.com):<br /></p><div><table style="BORDER-COLLAPSE: collapse" border="0"><colgroup><col style="WIDTH: 142px"><col style="WIDTH: 80px"></colgroup><tbody valign="top"><tr style="BACKGROUND: #4f81bd; HEIGHT: 23px"><td style="BORDER-RIGHT: 0.5pt solid; PADDING-RIGHT: 7px; BORDER-TOP: 0.5pt solid; PADDING-LEFT: 7px; BORDER-LEFT: 0.5pt solid; BORDER-BOTTOM: 0.5pt solid" colspan="2"><p style="TEXT-ALIGN: center"><span style="color:white;"><strong>National Overnight Averages</strong></span></p></td></tr><tr style="HEIGHT: 13px"><td style="BORDER-RIGHT: 0.5pt solid; PADDING-RIGHT: 7px; BORDER-TOP: medium none; PADDING-LEFT: 7px; BORDER-LEFT: 0.5pt solid; BORDER-BOTTOM: 0.5pt solid"><p>30 Year Fixed</p></td><td style="BORDER-RIGHT: 0.5pt solid; PADDING-RIGHT: 7px; BORDER-TOP: medium none; PADDING-LEFT: 7px; BORDER-LEFT: medium none; BORDER-BOTTOM: 0.5pt solid"><p>5.47%</p></td></tr><tr style="HEIGHT: 16px"><td style="BORDER-RIGHT: 0.5pt solid; PADDING-RIGHT: 7px; BORDER-TOP: medium none; PADDING-LEFT: 7px; BORDER-LEFT: 0.5pt solid; BORDER-BOTTOM: 0.5pt solid"><p>15 Year Fixed</p></td><td style="BORDER-RIGHT: 0.5pt solid; PADDING-RIGHT: 7px; BORDER-TOP: medium none; PADDING-LEFT: 7px; BORDER-LEFT: medium none; BORDER-BOTTOM: 0.5pt solid"><p>4.96%</p></td></tr><tr style="HEIGHT: 21px"><td style="BORDER-RIGHT: 0.5pt solid; PADDING-RIGHT: 7px; BORDER-TOP: medium none; PADDING-LEFT: 7px; BORDER-LEFT: 0.5pt solid; BORDER-BOTTOM: 0.5pt solid"><p>5/1 ARM</p></td><td style="BORDER-RIGHT: 0.5pt solid; PADDING-RIGHT: 7px; BORDER-TOP: medium none; PADDING-LEFT: 7px; BORDER-LEFT: medium none; BORDER-BOTTOM: 0.5pt solid"><p>5.10%</p></td></tr><tr style="HEIGHT: 18px"><td style="BORDER-RIGHT: 0.5pt solid; PADDING-RIGHT: 7px; BORDER-TOP: medium none; PADDING-LEFT: 7px; BORDER-LEFT: 0.5pt solid; BORDER-BOTTOM: 0.5pt solid"><p>30 Year Jumbo Fixed</p></td><td style="BORDER-RIGHT: 0.5pt solid; PADDING-RIGHT: 7px; BORDER-TOP: medium none; PADDING-LEFT: 7px; BORDER-LEFT: medium none; BORDER-BOTTOM: 0.5pt solid"><p>6.59%</p></td></tr><tr style="HEIGHT: 10px"><td style="BORDER-RIGHT: 0.5pt solid; PADDING-RIGHT: 7px; BORDER-TOP: medium none; PADDING-LEFT: 7px; BORDER-LEFT: 0.5pt solid; BORDER-BOTTOM: 0.5pt solid"><p>30 Year Jumbo ARM</p></td><td style="BORDER-RIGHT: 0.5pt solid; PADDING-RIGHT: 7px; BORDER-TOP: medium none; PADDING-LEFT: 7px; BORDER-LEFT: medium none; BORDER-BOTTOM: 0.5pt solid"><p>5.66%</p></td></tr></tbody></table></div><p>This is why I think that investing in Cashflow Real Estate is a very, very intelligent move! Especially RIGHT NOW! So how do you learn to do that?<br /></p><p>Easy! Join me for my FREE Real Estate Lifestyle Training Event on February 12<sup>th</sup> in Langhorne, PA or on February 13<sup>th</sup> in King of Prussia. I'll teach you everything that the Guru's are afraid to teach you! (They're afraid you'll figure it out and stop buying their courses!)<br /></p><p>Here's what J. Gross had to say about the last live training session I held:<br /></p><p><span style="font-family:Courier New;font-size:10;"><span style="font-size:100%;">"Wow! I have to say, this is the first Real Estate Lifestyle seminar I've gone to since Jim's been on his own, and I must say, it's much, <span style="TEXT-DECORATION: underline"><em>much</em></span> better. It had a great flow, lots of good info, and a great presentation. It held my interest much better than the last one from the other place. My wife, who is a big skeptic, is even gung-ho about doing some deals right away!<br /><br />I think if you are reading this, and you've never been to one of Jim's free seminars, you'd be a fool not to go take advantage of it.<br /><br />When you do go, bring a good notepad and be prepared to write a lot. Consider Jim's advice and listen to him. Sit in the front row and pay close attention. It's worth it!<br /><br />Well Done Jim! Bravo!!!"<br /></span></span></p><p>If you'd care to find out what J. Gross is raving about, then join us for the next live event, just click the link below and register.<br /></p><p align="center"><a href="http://www.realestatelifestyle.com/liveevents"><img alt="" src="http://www.askjimcanale.com/blogimages/013108_0158_GoodNewsMor1.gif" border="0" /></a></p><p></p><p>Do it now before all the seats are gone!<br /></p><p>Your Real Estate Success Coach,<br /></p><p><img height="60" border=0 alt="" src="http://www.askjimcanale.com/blogimages/013108_0158_GoodNewsMor2.jpg" width="142" /><span style="color:#0070c0;"><br /></span></p><p>Jim Canale<br /></p><p><br />P.S. I'm always interested in hearing your comments! Don't forget to click on "comments" below!</p></span><div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-672074370930024694?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com1tag:blogger.com,1999:blog-4630412010192611818.post-27363088877056696342008-01-25T08:29:00.001-05:002008-01-25T08:51:34.405-05:00Can Your Vocabulary Really Make You Money?<p>As often as possible, I try to translate everything I do into wealth attraction and creation. Now I've broken the code on making it happen through my verbiage and thought you'd be interested to hear how I did it.<br /></p><p>It's true, your vocabulary can make you money!<br /></p><p>I'm not talking about using long words with lots of vowels and consonants. I mean the language you use every day.</p><p>If you talk about something being "too expensive" or say "I can't afford it" – wealth is surely going to take a wide detour to keep from coming to you.</p><p>However, when you figure out '<em>how</em> to afford it' and opening your mind to the wealth that you <em>want</em> to receive you make a better financial path for yourself.</p><p>Take time this very day to list the words you use during conversation (or even in your head) that could be detrimental to wealth attraction. Next to those words, list what you can say instead to start changing your vocabulary in a positive way. Print them out where you can see them and concentrate on them once every day.</p><p>Here's what I've got so far:</p><br /><div><table width="250" border=1 bordercolor="#000000" cellpadding="6" cellspacing="0"><tr><td>Instead of:</td><td>Say:</td></tr><tr><td>Can’t</td><td>Will</td></tr><tr><td>Afford</td><td>Attract</td></tr><tr><td>But</td><td>However</td></tr><tr><td>Budget/afford</td><td>Dollar Figure</td></tr><tr><td>Help</td><td>Assistance</td></tr></table></div><br /><p>Sure, some of these words might not make sense right now. Next time we're going to discuss how these same words can be used with your motivated sellers to change the way they interact with you, so take note and be back next time!</p><p>Your Real Estate Success Coach,</p><p>Jim Canale</p><div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-2736308887705669634?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com0tag:blogger.com,1999:blog-4630412010192611818.post-83195336016918625012008-01-22T14:58:00.001-05:002008-01-22T15:12:51.430-05:00Beating up on Bernanke<span xmlns=''><p>So I'm watching TV last week and see that Jim Cramer (of CNBC's Mad Money) is interviewing <strong>Donald Trump</strong>! I've gotta be honest, I was looking forward to the interview since both men think like me: don't give a rat's *ss what others think about them, tell it like it is, and aren't going to tip-toe around the important subjects. <em>And yet, I was still amazed at what The Donald said!<br /></em></p><p>Trump pointed out that Ben Bernanke (the US Federal Reserve Chief) is more <strong>reactive</strong> than <strong>proactive</strong> and I have to agree with him. It seems that the Federal Reserve chairman waits until things get really bad, then steps in and points out to us just how bad they are. And with 50-100bp (basis points) waiting in the wings, I agree that things are going to get worse before they get better.<br /></p><p>But that wasn't what made me smile. It was when <span style='text-decoration:underline'><strong><em>Trump said that now more than ever is the best time to get into the real estate market – as long as you know where and when to buy.</em></strong></span><br /> </p><p>It's like he read my mind!<br /></p><p>The Fed keeps stepping in, trying to make things better – and it's not their place to! Give the market time to sort itself out without constantly trying to "fix it". <br /></p><p>Sure, there are certain sections that are either appreciating (Manhattan, NY) and depreciating (Pick-a-city, USA). But there's incredible wealth to be made e-v-e-r-y-w-h-e-r-e!<br /></p><p>In fact, my good friend Dan Kennedy says that there will always be a great time to buy real estate…because people will always need a place to live. That's why my real estate business continues to flourish while other speculators who only got in while the market <strong>was hot</strong> are scratching their heads.<br /></p><p>Wanna find out what those speculators don't know? If you're a Silver Member, my Cashflow Now! Real Estate Success Newsletter for January covers this in depth! Including… a unique way to turn a decent deal into an <strong>OUTSTANDING</strong> deal using an under-rated and often ignored exit strategy! <span style='background-color:yellow'>There's still time to get the January issue AND A WHOLE LOT MORE for <span style='text-decoration:underline'><strong>FREE</strong></span></span><span style='text-decoration:underline'><strong>!</strong></span><br /> </p><p>If you aren't a member yet but would like to be one, sign up right now while there's still time!<br /></p><p><a href='http://www.livetherealestatelifestyle.com/cashflownow'>www.livetherealestatelifestyle.com/cashflownow</a><br /> </p><p>Not because I want you to. Not because Donald Trump, Robert Kiyosaki, and even Dan Kennedy (3 extremely wealthy men who know how to make money) recognize just how good of a time this is to get hot and heavy into investing.<br /></p><p>Do it because you're sick and tired of hearing about it and not making anything off it all! Go to the window, stick your head out and yell, "I'm sick of being financially dependent on someone else's job, and I'm not going to take it anymore!"<br /></p></span><div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-8319533601691862501?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com0tag:blogger.com,1999:blog-4630412010192611818.post-56581145019304731072007-10-19T18:39:00.001-04:002007-10-19T18:47:47.819-04:00Your Chance to Experience The PHENOMENON Is Finally Here!<p><span style="font-size:12;"><strong><span style="color: rgb(63, 63, 63);font-family:Arial;" >What goals would you set, what accomplishments would you seek, what income and status would you want – <span style="text-decoration: underline;"><em>if you KNEW it could be yours in just 12 months?</em></span></span><br /> </strong></span></p><p><strong>Well, NOW It Can ALL BE YOURS!</strong> That's Right! <em><strong>It's your chance to experience The Phenomenon</strong> because as of today…</em>the movie that I made with Millionaire Maker Dan Kennedy and 23 other amazing Phenomenon Practitioners is available! Get your personal copy at <a href="http://canale.in12months.com/"><strong>http://canale.in12months.com</strong></a>. Many of you already know that Dan Kennedy is one of my personal Coaches in business and entrepreneurship. <img alt="" src="http://www.askjimcanale.com/blogimages/101907_2239_YourChancet1.jpg" align="left" />Now you have an opportunity to learn from us directly how you too can experience more wealth, more opportunity, more ease in business and investing in 12 months than you have in the past 12 years.<br /></p><p> Yes, this IS <span style="text-decoration: underline;">THE</span> new DVD sensation that everybody is talking about! Within minutes of its release, hundreds of thousands of entrepreneurs worldwide were "buzzing" about The PHENOMENON. If you aren't already being asked "What do YOU think about The PHENOMENON"... you will be very soon! Join in! <strong>Here's what you'll learn:<br /></strong></p><ul><li><strong>How to remove the normal speed-limits of "dollars for hours"</strong>... <em>reinvent</em> your business or embrace new opportunities, radically change the way you work and are paid, <em>liberate</em> your most valuable talents and abilities!<br /></li><li><strong>What paralyzes and holds most people back</strong> from pursuing whatever goals they'd really like to achieve? - how one single, simple change in the way you approach business and life can <em>flip-the-switch</em> from slow to fast overnight!<br /></li><li><div><strong>THE little-understood, "odd" fact about 'failure'</strong> that allows people to trigger The Phenomenon™ and accomplish amazing things even at the worst of times, even when facing great adversity.<br /></div><p style="text-align: center;"><a href="http://canale.in12months.com/"><strong>http://canale.in12months.com</strong></a><br /> </p></li><li><strong>Why even highly successful people live lives of secret frustration</strong> - and how you can break free to enjoy great career or business success without trading away your life, family or peace of mind.<br /></li><li><strong>How to escape boredom and burn-out...</strong> STOP just 'going through the motions.' It's one thing to make a lot of money. It's a much greater achievement to be in love with the way you make a lot of money<br /></li><li><strong>How to uncover Hidden Opportunities in ANY business:</strong> the power to see what others cannot....to see your own business and your talents, abilities and worth differently than you ever have before.<br /></li><li><div><strong>THE shocking way just about everybody cheats themselves</strong> out of much greater income from their present business, from the same amount of work. There is <strong>ONE "MIS-CALCULATION"</strong> that can rob you of rewards easily and readily available. <span style="text-decoration: underline;"><em>(Personally, I have caused more people to experience explosively multiplied income, freedom, personal satisfaction and prominence by "fixing" this "mis-calculation" than with all other strategies I provide combined!) </em></span><br /> </div><p style="text-align: center;"><a href="http://canale.in12months.com/"><strong>http://canale.in12months.com</strong></a><br /> </p></li><li><strong>THE power and profit "element" MISSING from most businesses</strong> - people who own businesses or who intend to go into business for themselves <em>need this more than any other</em> asset, tool or advantage. THE MYTH that causes so much frustration is that having the best or unique products or providing exceptional service or having a great location or new idea is "key." No - it is THIS one "element" that trumps all those things.<br /></li><li>MYOPIA is a physical condition that blocks and distorts vision. There is also <strong>"myopia of thought"</strong> that prevents people from triggering The Phenomenon™. <em>You need only change one thing</em> about your response and reaction to new opportunities to experience incredible and exciting changes - overnight!<br /></li><li><strong>How to give yourself the "permission" you need - to succeed, fast.</strong> You may be surprised to hear how so many people are waiting when they could be achieving, delayed by conditioned beliefs about needs that do not exist in reality.<br /></li><li><strong>You are only one <span style=";color:black;" >xxxxxxxxxxx</span> away</strong> from your own amazing "in the next 12 months" experience full of rapid, dramatic breakthroughs! And you already possess this one thing! <strong><em>Sorry you'll have to discover the above blacked out one thing when you experience The Phenomenon™ DVD Adventure.</em></strong><br /> </li></ul><p> Get your own copy now at <a href="http://canale.in12months.com/"><strong>http://canale.in12months.com</strong></a><strong>.<br /></strong></p><p><br /></p><p>To Your SPEEDY Success,<br /></p><p>Jim Canale<br /></p><p>America's Real Estate Cashflow Expert<br /></p><div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-5658114501930473107?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com0tag:blogger.com,1999:blog-4630412010192611818.post-37521376744680341052007-10-17T17:54:00.001-04:002007-10-17T18:10:18.474-04:00Congratulations To All…We Raised over $4,600 for Twilight Wish!<p><strong>Congratulations To All…We Raised over $4,600 for Twilight Wish!<br /></strong></p><p>On Monday night, October 15<sup>th</sup> over 75 of us gathered together to play the Cashflow 101 board game to raise money to donate to The Twilight Wish Foundation (<a href='http://www.twilightwish.org' target='new'>www.twilightwish.org</a>) a fantastic charity that grants wishes to deserving seniors! Proceeds from the event are being donated and I'm personally matching the <strong>$1800</strong> that was donated <strong>PLUS</strong> the 8 tickets for Twilight Wish's <strong>Night of 111 Stars</strong> Annual Fundraiser at <strong>$125</strong> a piece that we gave away during the night. <strong>Grand Total…$4,600.00!</strong> Your ongoing support is greatly appreciated! <br /></p><p>A fantastic time was had by all with over half of the room getting out of the Rat Race before the night was over<img alt='' src='http://www.askjimcanale.com/blogimages/101707_2154_Congratulat1.jpg' align='left'/>! A lot happened that night and I'll do my best to recount some of it here. First, we had a video lesson from Robert Kiyosaki, and while it was basic for many of us there was still something important to learn…The night's lesson was about the value of an <strong>Auditor</strong> – someone that you can rely on to double-check your numbers for you, someone to look over your shoulder and make sure that your interests are being taken care of. That's a very important part of being a good "fiduciary" or a good <span style='text-decoration:underline'><em>steward of money</em></span>.</p><p><img alt='' src='http://www.askjimcanale.com/blogimages/101707_2154_Congratulat2.jpg' align='left'/>We also had friends <strong>Dr. Susan Cortesi</strong> from Arizona and <strong>Fear Removal Expert, Dan Tuey</strong> from San Francisco join us – and they both presented! <strong>Dr. Cortesi</strong> spoke to us about the trend-history of the Baby Boomers - from baby food and disposable diapers through their current trend of "wellness". She also explained what investors can do today to profit from the Baby Boomer's <strong>MASSIVE</strong> population footprint in the rapidly growing Health and Fitness field. It's important to follow the money, and right now 75 million plus Baby Boomer's are spending money on their health. Ask Dr. Cortesi about how you can capitalize on the BIGGEST opportunity ever at <a href='mailto:stesi@cox.net'>stesi@cox-dot-net</a>. Be sure to let her know I sent you.<br /></p><p>Dan Tuey, also known as North America's Fear Removal Expert – he talked us about how Real Estate investors can reduce and eliminate the fear of pulling the trigger on their next Real Estate deal. He also played a video of him training both Robert and Kim Kiyosaki in the field with hand guns and bare hand combat. You can watch this exciting video at <a href='http://www.youtube.com/watch?v=dAHsQye9WP8' target='new'>http://www.youtube.com/watch?v=dAHsQye9WP8</a>. We also announced that we are writing a new book for Real Estate entrepreneurs on how to manage the fear that holds us back from getting everything that we want. More info on that project will be coming soon! <br /></p><p><img alt='' src='http://www.askjimcanale.com/blogimages/101707_2154_Congratulat3.jpg' align='left'/>REL Member <strong>Dean Leader</strong> was the first out of the Rat Race this session! His record…5 rolls of the dice! He was also the first one off the Fast Track and the overall Winner of the night! He won a pair of FREE tickets worth $250 to the Twilight Wish Foundations annual fundraiser called Night of 111 Stars! Every year this exciting event inspires and entertains! Live music, open bar, dancing into the wee hours and celebrities and luminaries always join us. I gave away 4 pairs of tickets during the evening to other winners…<strong>Deane Leader – First Out of the Rat Race, Dan Leader – Highest Positive Cashflow, Peter Hackett – Best Lesson, and Joe Knapp – Most Motivated to Make Money NOW!<br /></strong></p><p>To be informed of upcoming <strong>Real Estate Lifestyle Community Events</strong> just register for my Free EZine by <a href='http://www.realestatelifestyle.com/newsletter.aspx' target='new'>clicking here</a>!<br /></p><p>Thanks to everyone that participated and made this an <span style='text-decoration:underline'>amazing event</span>!<br /></p> <p>Jim Canale<br> America's Real Estate Cashflow Expert</p><br /><p><strong>P.S. <em>To register for the next Cashflow Night Event - <a href='http://www.realestatelifestyle.com/cashflow' target='new'>click here</a>!</em></strong></p><div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-3752137674468034105?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com0tag:blogger.com,1999:blog-4630412010192611818.post-19648257645221957212007-09-16T13:41:00.000-04:002007-09-17T09:42:22.661-04:00Shooting the Phenomenon!<a align="left" href="http://www.askjimcanale.com/blog/uploaded_images/JC-PHENSHOOTSET-748805.JPG"><img style="margin: 0px 10px 10px 0px; float: left;" alt="Jim Canale On The Set" src="http://www.askjimcanale.com/blog/uploaded_images/JC-PHENSHOOTSET-748801.JPG" border="0" /></a><br /><p>&nbsp;</p><br /><p>&nbsp;</p><br /><p>&nbsp;</p><br /><p>&nbsp;</p><br /><p>&nbsp;</p><br /><div><span style="font-size:180%;"><em><strong>Let me tell you...I was pretty nervous!</strong></em> </span><br /><br />I'm participating in a National infomercial for one of my Coaches who happens to be one of the premiere <em>thought leaders</em> in business and wealth creation today. He's one of those in-your-face-tell-it-like-it-is guys. We lovingly call him "The Professor of Harsh Reality", but his real name is Dan Kennedy.<br /><br />Well, a few weeks ago I went to LA and then to Baltimore for my parts of the shoots. The picture on this page is me on the set of The Phenomenon. Not quite as sexy as one would think...but an amazing experience!<br /><br />Now, the infomercial is in support of a new film (which I also appear in) called <em><strong>The Phenomenon</strong> - How To Accomplish MORE in the Next 12 Months Than You Have In the Last 12 Years!</em> It's a very exciting project because it picks up where the movie <em>The Secret</em> left off. <em>The Secret</em> was a great movie - featured on Oprah and everywhere else - <em><u>except it has one Major Flaw.</u></em> Telling you <em>The Secret</em> <u><strong>but not teaching you how to implement and apply The Secret</strong></u> is no different than me telling you to buy real estate, but never showing you how! You'll know what you "should" do, but you won't be able to do it, no matter what! This is the difference between <em>The Secret</em> and <em>The Phenomenon</em>.<br /><br />While we're on the topic anyway, let me tell you why I'm so interested in teaching you how to do Real Estate...My financial situation was very frustrating until I read <strong>Robert Kiyosaki's</strong> life-changing book called <em><u>Rich Dad, Poor Dad</u></em>. In that book Robert refers to Real Estate as the best method to acquire great wealth <em>(his Real Estate holdings are substantial)</em> and to build passive income to get out of the Rat Race. In my opinion, this is great advice! However, Robert is interested in changing your context - <em>your paradigm and how you see the world</em> - he is <strong>not</strong> interested in teaching you how to apply business and Real Estate principles!<br /><br />Well that's where my book, <strong><u><em>Live The Real Estate Lifestyle</em></u></strong> picks up! It's a book and program that augments what Robert teaches, by giving you a <strong>Tactical Implementation Program </strong>that anyone can follow to become successful in Real Estate and achieve the freedom from the Rat Race that Robert so eloquently discusses in his books.<br /><br />The book's not out yet, but you can get started right now, anyway! You can get a <u><strong>FREE Sample Chapter</strong></u> of my book right here at <a href="http://www.livetherealestatelifestyle.com/FreeChapter">www.livetherealestatelifestyle.com/FreeChapter</a>.<br /><br />I hope you enjoy it!<br /><br /><span style=";font-family:times new roman;font-size:130%;" ><em>Jim Canale</em></span></div><div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-1964825764522195721?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com1tag:blogger.com,1999:blog-4630412010192611818.post-56356286947629801132007-09-07T20:11:00.000-04:002007-09-25T13:44:58.717-04:00We're Back On The Air!<span style="font-family:verdana;font-size:130%;"><strong>It's official! We're back!</strong></span><br /><span style="font-family:verdana;"></span><br /><span style="font-family:verdana;">Starting Saturday September 8th the Real Estate Lifestyle show is back on the air! I'm very excited to be doing DV Radio once again. Make sure you tune in to find out how to take advantage of this changing real estate market. Lots of us are making a ton of money - but you can't take that "same old" approach unless, of course, you don't mind making pathetic money :-) </span><br /><span style="font-family:verdana;"></span><br /><span style="font-family:verdana;">Here's the new radio schedule:</span><br /><br /><strong>WPEN 950 AM – Philly’s Sports Radio<br /></strong>Saturday's at 8 a.m. (*)<br />Sunday's at 8 a.m. (*)<br /><br /><strong>WWDB 860 AM – The Delaware Valley’s Only Money Talk Radio: </strong><br />Monday’s at 10 a.m. (*)<br />Wednesday's at 10 a.m. (*)<br />Thursday's at 3 p.m. (*)<br />Saturday's at 11 a.m.<br />Sunday's at 4 p.m.<br /><br />(*) Denotes a live show. Please feel free to call in during these programs to get your questions answered live and on the air!<br />Tune in and catch us live!<br /><br />Best,<br /><br />Jim Canale<br />America's Real Estate Cashflow Expert<div class="blogger-post-footer">Visit RealEstateLifestyle.Com for the latest news, programs of offerings by Jim Canale, The America's Real Estate Cashflow Expert!<img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4630412010192611818-5635628694762980113?l=relifestyle.blogspot.com'/></div>Jim Canalehttp://www.blogger.com/profile/00772418665042480871noreply@blogger.com2