Your Health Resource

Insurance to Ponder

2008-08-11T22:26:00.000-07:00

Organising flight insurance is a top priority now that i've made my mind up to tour by plane rather than caravan on my next journey. I could end up in an costly fix with no way of escaping if I don't arrange all my insurance plans as part of my travel preparations. As a top priority, my health insurance needs to be updated urgently. In the past, I have researched health insurance but finding the right policy is a decision I am yet to make. Health care insurance is such an important aspect of travel praparations so I must choose the right policy for my situation and appy online as soon as I can.

I have found an insurance calculator to assist with my decision, allowing me to compare policy costs for every health insurance policy available which could reduce the time spent on this decision. I will be able to estimate the premiums I will have to pay and find the most affordable policy. Once my medical insurance is up to date, I hope to start the more detailed travel preparations. Travel insurance is next on my agenda to research and I also must make certain that my life insurance covers all the aspects I require. I can't wait to finish organising the paperwork for this holiday so I can begin to plan the nitty gritty of my Australian tour.

I'm hoping to find an inexpensive policy with a recommended insurance company but as there are an endless number of health insurers and policies available, this will be a very complex decision to make. I shall also investigate whether I can find any free health insurance with my current policy providers. As I am only travelling around Australia, I just need my insurance to cover interstate travel rather than overseas travel which could reduce the costs involved. Deciding which is the best health insurance plan could take a lot more time and effort than I had once thought! I will concentrate of finding the most affordable insurance cover which still retaining all the features I need.

Ensure I'm Insured

2008-08-04T17:25:00.000-07:00

I've been searching for new car insurers to insure my new sports car. It is amazing how many insurance companies exist and is making this decision a particularly difficult one! I would prefer cheap insurances but it won't be the end of the world if I spend a little more than expected. I will need to get a car insurance quote for each company to find out which will provide me with the cheapest and most comprehensive insurance. I think there are even car insurance calculators available online to calculate you insurance premiums free of charge!

Insurance is so important that I wouldn't want to leave it up to an unknown company. It would be a disaster if my auto insurance company went bust and I lost all that money and insurance coverage. I need to find some insurance reviews and speak to an insurance broker to make sure i'm in safe hands. This now poses another question, which insurance agent to speak to? There seems to be an endless supply of decisions when choosing insurance. I'm sure my financial advisor will be able to point me in the right direction and recommend someone reputable.

I also need to learn how to claim insurance as I have no idea what procedures are involved. I could end up ruining my chances of a claim if I do the wrong thing, so this shall be my next step in the growing car insurance saga. If i'm to ensure I choose the right insurance company and policy, I need to find out the car insurance laws or I could find myself underinsured. I'm sure after a week of researching online and talking to an insurance broker, I will find the best insurance for my car and I will not need to worry any further.

Cell Phone Addict!

2008-07-16T23:15:00.000-07:00

I have found myself becoming addicted to cell phone games! I just bought a new phone with all the many features available in mobiles these days...including mobile games! The cell phone plan was too good to refuse so I jumped at the change of owning a brand new high-tech cellular phone. It wouldn't have been so bad if I didn't also take advantage of the deal on games downloads. I have about 20 cell phone games now and just can't resist playing every one of them. Hopefully I will grow weary of them soon so I can check out the other great cell phone features.

There are some great cell phone plans out there, especially as there are end of financial year sales currently on. Cell phones which would usually cost you extra to your monthly charges are now available free on low cost mobile plans. It really is worthwhile to be patient and wait for a great deal on a cellular phone plan to come along. I was an exhausting task trying to decide which phone to choose as there are so many different cell phones with so many different features and styles. I had to do a lot of cell phone research online to choose this brilliant phone I have here but it was certainly worth it.

Why That's Super!

2008-07-03T17:24:00.000-07:00

I have recently started a new job which recommends using a different personal superannuation fund to my current one. I'm not sure if I will change my fund yet as I am quite happy with my current super fund but I will definitely look in to the features and benefits of it. I need to learn how superannuation works before I can make an informed decision otherwise I will not have a clue what I am looking for to choose the best superannuation fund. I have seen a website advertised where you can move your superannuation from past funds in to your current fund so I will take advantage of that resource also.

Transfer My Balance Scotty!

2008-06-22T23:36:00.000-07:00

Credit cards, credit cards, and more credit cards. How am I supposed to choose just 1 when there are so many different choices? My finances require me to apply for a new credit card as soon as possible to prevent the hundreds of dollars in interest I will be paying. I need to move my current balance onto a new card with a balance transfers deal - prefereably a 0% interest on transfers for 9 months. I will need to find this credit card deal tonight and have discovered several websites that will help me in the process. These following links are to the sites I am most grateful for:

The many credit card companies offering all these cards regularly have different offers and promotions. It can be exhausting trying to track down a suitable deal for my financial requirements which is another reason why these websites have proven to be so convenient. They list and compare all the credit card services, interest rates, fees, and rewards programs on each card. Online applications are also available to speed up the whole process. I will apply through one of these websites tonight and hopefully will be approved within the hour!

What Does The Red Button Do?

2008-06-16T00:03:00.000-07:00

I've had my current mobile phone for the past 9 years and I think it is finally time to let go of the old feller and upgrade to the new 3G phones. It will be such a shock to have a colour screen, customisable ringtones, and the internet on a teensy little phone compared to my brick. I can't wait to discover this new technology, although I suspect it'll take me quite a while to work out how to use all the new features. My friends will surely help me with my new 3G mobile phone but I might need to take several notes to ensure I don't find myself in a pickle and unable to use the phone to call someone.

I'll choose a mobile phone plan tonight and get the ball rolling!

Computer Hand Dryer?

2008-06-04T20:39:00.000-07:00

Buying a new printer sounds easier than it is! I've managed to exhaust myself running around trying to find a cartridge printer with all the features I require and have ended up empty handed. I should have just found one online like my friend told me to but have always enjoyed shopping in store...until now. I visited at least 20 computer shops and 10 department store computer sections but they all had the same few uninspiring printers. All I want are CD printers, is that so much to ask??

I am planning to release my own interactive DVD or CD of children's music so was intending to print the CD labels and booklets myself to save money. I might just have to go to a commercial printer and fork out the extra money. I might be able to get a discount if I put in a bulk order and it could end up saving me money in the long run. I've heard that consumer computer ink can be very expensive as it is used up so quickly.

I have only just learnt how to use computers and their music recording software so this is going to be quite an achievement when the DVD ROM sells like hot cakes. I'm hoping I manage to sell enough CDs to at least pay for all the expenses involved as I did have to spend a lot of money on computer lessons as well as the actual product. Then there were all the computer upgrades to be able to record in the first place, this has proven to be an expensive venture, I just hope it becomes a profitable investment!

The first thing I plan to purchase with the money I intend to make is brand new computer desks. I've wanted a new one for years but didn't actually need one so this would be a reward for my achievements. My computer keyboard is looking a little worse for wear and has lost its left control key so computer keyboards are second on my list of purchases. I'll buy one of those fancy ergonomic bluetooth ones to prevent future muscle aches since I can already feel the strain on my arms.

To get the most out of my well used computer, i'll need to take it to a computer service and repair shop for regular maintenance. One day I will find out how to complete this myself but for now I shall leave it up to the professionals. I did however, manage to setup the computer networks with only a little bit of help and lots of online tutorials. It does have the occasional connection issues which I am completely useless at fixing but i'm sure they would even stump a computer whiz!

My first instinct when faced with my new discount computer was to hide in a dark corner fearing this super technology, but once I was shown the basics, I immediately fell in love with it. It arrived at my house in pieces which was rather daunting so I called upon my friendly and knowledgeable neighbour to help me put each computer part in place. The relief I felt when it didn't explode after I turned it on was palpable! I needed a very strong shot of hot chocolate to soothe my nerves I can tell you!

The particularly tricky part was installing the cooling fan. I had never seen one of these before so thought it was some sort of hand dryer attachment. The laughter could be heard from many suburbs away! The tomfoolery continued as I came across the DSL modem. I'm sure many people have thought it was a computer mouse trap, I couldn't be the only one...or could I?? Fortunately I managed to bribe any witnesses with a promise of homemade dinner and a night of Xbox games.

Just this very moment I have received an email informing me of a brilliant deal for cordless keyboards! I think I might take advantage of this rather than waiting for my profits to start rolling in. This deal will save me over $300! It would be crazy not to take advantage of this! I better order it immediately before the online shop runs out of keyboards completely! I can't believe what a great deal it is as i've been drooling over this keyboard for a few weeks now. I shall put my order in straight away!

Oh my heavens! It comes with a cordless mouse too! This is a dream come true, i'll have to tell all my friends once i've ordered mine so they can take advantage of it too. I can't wait to bask in cordless freedom. I always find myself tangled up in all the cords floating around my desk, it's an occupational health and safety violation of the first degree! My new cordless keyboard and I shall have such fun frolicking on the internet and googling this and that. I can't wait!

Bend and Stretch and Loan and Flex

2008-05-13T17:33:00.000-07:00

For the past few years I have been renewing my gym membership but have never actually used it. It costs a lot of money and is tugging at my finances but I just don't have the time to drive out to the gym after work. I'm determined to improve my health and reduce my insurance costs by exercising, so I think i'll just take out a personal loan and invest in a home gym. It will save me a lot of money in the long run especially if my lack of exercise results in some future health expenses leaving me in debt!

The vast amount of personal loans available and loan companies offering each loan means I will need to do some research to avoid high risk loans. I do have some savings but not quite enough for the equipment I hope to buy. I intended to use my credit card for the purchase but I have recently used up all my credit paying off some urgent debts.

This gym investment should last for years and years and will hopefully help me to last for years and years too!

Spending Up Big!

2008-04-29T23:41:00.000-07:00

Since applying for my credit card online, I have found myself spending increasing amounts of money. There are always such great sales and deals throughout the year that I have been unable to resist. My credit card company must be overjoyed considering the current high interest rates!

I've gone so far as to look into secured loans to complement all my credit payments. I must make sure I only make purchases with my visa card on necessities rather than the luxury items I have been getting into of late. The secured loan will be worthwhile though as it is going towards some computer equipment to set up a home office.

Speaking of home office, I also need to do some minor renovations to create this dream office of mine and have already applied for home improvement loans. My bank must be sick of my name as I am always contacting them with further queries and applications for loans, credit cards, other bank cards, and mortgage information.

Health Improvements

2008-04-22T22:43:00.000-07:00

Since receiving the results of various blood tests, I discovered I have high cholesterol and my blood contains large quantities of lollies. This was a disturbing realisation and has really made me consider how to improve my diet and exercise routine!

For starters, instead of banking online this week, I shall actually walk to the bank to conduct all my transactions. It will only be a 10 minute walk each way so that, by itself, isn't nearly enough. I have an exercise bike at home so I could exercise while watching my usual television shows to make up an hour.

You can buy home cholesterol kits online so i'll stock up to regularly check my progress. I don't have a credit card yet so I hope to deposit the money from my savings account if any websites allow this. If all else fails, I could walk to the pharmacy as part of my 1 hour of exercise!

I have found all this health and nutrition information so interesting that i've found myself researching dietician jobs in hope that I could undertake some sort of traineeship. It is most likely one of my many whims which fade in time but this time could be different! I'll give it a month or so and see how I feel.

Welcome!

2008-04-20T22:24:00.000-07:00

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