tag:blogger.com,1999:blog-34204504854380974922009-02-20T23:41:32.449-05:00Working Canadian Family blog follows a family of 5 making some good and not so good financial decisions.Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.comBlogger57125tag:blogger.com,1999:blog-3420450485438097492.post-8731644268642848062008-02-16T20:09:00.002-05:002008-02-16T20:33:03.734-05:00

Well let's just say it's been crazy since the last time I wrote almost 4 months ago. With the new job the holidays and my personal life everything was just basically thrown against the wall to see what would stick. Current situation not much different from before, still in debt but more than happy to report I have been out of the cash advance places for almost 3 months now, it feels like I'm

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com0tag:blogger.com,1999:blog-3420450485438097492.post-42842810822414164722007-10-14T21:13:00.000-04:002007-10-14T21:29:52.723-04:00

So here's the deal. We've had some bumps in the road but the statistics are not in our favor as most divorce's are caused by money issues no surprise to anyone reading this as it's common knowledge. We're trying to work through things and this week has been good for the most part until Saturday when she wanted to pull some money out of the account to find insufficent funds.Here we go again the

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com1tag:blogger.com,1999:blog-3420450485438097492.post-86103732548410143252007-10-09T10:13:00.000-04:002007-10-09T10:47:24.813-04:00

Wow it's been almost a month since my last post and alot has happened in that time. Almost left my wife and had several money woes that caused friction between us and a family member. It all started with the $1200 loan from a family member that I accumulated a $1000 of it and it quickly became $0 as I previous wrote about in Definitely not a good start to the Morning. Basically the family member

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com1tag:blogger.com,1999:blog-3420450485438097492.post-38802808198918036042007-09-14T08:54:00.000-04:002007-09-14T09:08:28.826-04:00

We were doing great with eliminating fast food for quite awhile there, brown bagging it to work and cooking dinners at home. Unfortuntly this has taken a turn for the worst as it's becoming quite common that were eating out at least once per day.When working with a family of 5 that can easily throw your finances out of whack as the average meal for us at any fast food place usually averages

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com0tag:blogger.com,1999:blog-3420450485438097492.post-85855652170471427982007-09-08T00:47:00.000-04:002007-09-08T01:08:50.170-04:00

Ok let's face the fact I need a software like Mint.com! We need to get our financial and family life's back together. Is it cool and refreshing like a mint always is? I've been trying to get a hold of the early beta realease from Mint.com for awhile now with no success then I notice SavingExplained is running a contest to win one of 5 invites into the refreshing world that is Mint.com.Now my

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com3tag:blogger.com,1999:blog-3420450485438097492.post-1248617935880801022007-09-06T10:37:00.000-04:002007-09-06T10:45:36.904-04:00

My step daughter's father has once again decided to quit his job, without anything else in line. This happens to us every couple of years. Which means no more child support for awhile. It's only $280 a month but it helps at least take care of some of the bills. And of course he never let's us know when he's working again so it takes time to track him down and start receiving payments once again.

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com0tag:blogger.com,1999:blog-3420450485438097492.post-6196472961536563162007-09-06T10:29:00.000-04:002007-09-06T10:36:05.878-04:00

Grrr... I received a reminder as to my owing the Canada Revenue Agengy $1700 for last years taxes in the mail today! In all honesty I completely forgot about this debt, now to add that into my total of debts. So far my debt reduction is not going so well as it keeps increasing as opposed to decreasing. I still have full intention of reducing our debt one way or another, I'm not going to let this

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com0tag:blogger.com,1999:blog-3420450485438097492.post-84174084165872434892007-09-04T21:22:00.000-04:002007-09-04T21:28:14.393-04:00

Sorry folks, between the new job and kids going back to school things have been just a little hectic, so for the next little bit you might find my postings a little more sporadic. If you haven't been a longtime reader please scroll through the archives to find more information about our financial conquest. If you have been a reader for a little bit bear with me as I'll be back on track before you

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com0tag:blogger.com,1999:blog-3420450485438097492.post-85695231820114993912007-09-01T22:44:00.000-04:002007-09-01T23:02:06.348-04:00

I decided to go through my blog and make some changes, some to increase the speed of the page and others for the looks of the site. The main thing I decided to change through was getting rid of the Blog Roll It, nothing against Blog Roll It personally but I decided it was time to implement a more personal list.What I decided upon was doing a manual add list which is on your left hand side listed

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com0tag:blogger.com,1999:blog-3420450485438097492.post-34788952232794879622007-09-01T07:38:00.000-04:002007-09-01T08:56:25.746-04:00

I am so frustrated right now, one because I was woke up at 7 a.m. by a raving lunatic by the name of my wife yelling at me where's the money! So here's the deal I get home last night from work at about 12:30 in the morning and the house was dark everyone asleep so I decide to have a bite to eat and a beer. I hear her voice come from the bedroom all sweet sounding, clearly not asleep can I have

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com0tag:blogger.com,1999:blog-3420450485438097492.post-61966987864819444332007-08-31T09:54:00.000-04:002007-08-31T10:44:46.500-04:00

Seeing how I'm trying to make some extra cash to help reduce our debt faster, I joined a program called CashCrate. Last night alone I earned $6.30 for about an hours worth of work.Basically how it works is they have a list of advertisers mostly surveys companies that will pay you so much for joining up anywhere from .40 cents up to some offering $35 dollars to join a trial membership. The higher

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com1tag:blogger.com,1999:blog-3420450485438097492.post-12588633082247453692007-08-31T09:37:00.000-04:002007-08-31T09:53:59.523-04:00

Here's something new. Seeing how there's such a wealth of information available on the internet, each Friday I'll post several other financial bloggers post that caught my attention during that week, with a link back to their page for your reading pleasure.Saving Explained 7 easy tips to keep your motivation for savings on trackNo Credit Needed Elimainate FeesCanadian Dream You are Poor from a

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com0tag:blogger.com,1999:blog-3420450485438097492.post-54114401334629162802007-08-30T10:48:00.000-04:002007-08-30T10:57:46.356-04:00

It's always a great feeling when you save some cash. I finally received my new premium on my car insurance thanks to the job change. Now that I won't be driving 40 clicks one way to work it just saved me $30.90 a month on my insurance! My renewal comes up in November so at that point I'll look at changing my policy from monthly to an annual payment to save myself the 3% financing charge as

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com0tag:blogger.com,1999:blog-3420450485438097492.post-75560306601880366422007-08-29T19:34:00.000-04:002007-08-29T20:19:28.867-04:00

As promised I would lay out three new financial goals for our family to replace the 3 goals completed as of this week. Here are the two financial goals that still need to be completed:4) Pay off another personal loan in the amount of $3060 by August 08'5) Pay back money that was withdrawn from children's account of $1000 by December 08'Which of course moves to #1 & #4 (reason follows later) here

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com0tag:blogger.com,1999:blog-3420450485438097492.post-12749436284655681682007-08-28T20:29:00.000-04:002007-08-28T20:57:21.894-04:00

So I have an exciting update to our short term goals that I listed in the post titled New goals for future. Our short term goals at that point in time was:1) Set up an emergency savings account by the end of August 07' with direct withdraw.2) Pay off a personal loan in the amount of $1200 by October 07'3) Get out of paycheck advances by October 07'4) Pay off another personal loan in the amount of

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com0tag:blogger.com,1999:blog-3420450485438097492.post-35180566341731508502007-08-27T23:54:00.000-04:002007-08-28T00:05:17.050-04:00

Pre-Warning as I am starting my new job and I have quite a bit to learn my postings might be a little irregular over the next month. Just wanted to give everyone a heads up while I continue to search for help on the debt-o-meter which I hope to feature on this blog. I have joined the NCNnetwork.com one of the grandfather and premier debt blog movement sites, as you'll be able to track my progess

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com1tag:blogger.com,1999:blog-3420450485438097492.post-15384001881853169002007-08-27T21:59:00.000-04:002007-08-27T22:07:41.162-04:00

I was watching the Millionaire Inside on CNBC tonight and some of the comments from the panel really got me thinking. The panel biggest thing tonight was surround yourself around successful people. I question that thinking I do know personally a couple of millionaires, many middle class. My thoughts is I have something to gain from everyone. Sure I love picking the minds of the millionaires and

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com0tag:blogger.com,1999:blog-3420450485438097492.post-45391587984754055082007-08-25T09:51:00.000-04:002007-08-25T10:20:29.688-04:00

Last night here I am working on my blog and I notice the sky turning green, sweet it's going to be a great summer storm! Wind starts whipping, lighting, thunder and pouring buckets of rain. Boom the power goes out no problem it will be back on in a couple of minutes right. Wrong 1 hour past and still no power.At this point I thinking a transform must of blew, or a tree must have came down on a

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com0tag:blogger.com,1999:blog-3420450485438097492.post-48678459986816160242007-08-24T15:45:00.000-04:002007-08-24T16:13:39.239-04:00

What in the world was I thinking? Let my wife go back to school shopping alone in the States! You can read about our plans for Back to School Shopping and how we planned on saving money. Low and behold my wife comes home last night starts showing me everything, this was $3 or this was $7.My only concern and question to her was did you bring back any money with you? To which she replied yes, so

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com0tag:blogger.com,1999:blog-3420450485438097492.post-92131639260904999822007-08-23T14:43:00.000-04:002007-08-23T14:57:57.170-04:00

This is the second post I have decided to feature from Savingexplained.com her blog is by far becoming one of my favorites out there. You can find the first post I decided to feature from Savingexplained.com on microsavings Post that caught my attention. This one I decided to list the full article here with her permission of course. Read and enjoy.I have to give you a preemptive warning. This is

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com0tag:blogger.com,1999:blog-3420450485438097492.post-70132825551099913252007-08-22T13:02:00.000-04:002007-08-22T14:34:27.334-04:00

We commonly have this discussion at work regarding the middle class and are we actually any better off? I remember reading a news story earlier this year where it stated that if you earned $50,000 a year take home after all payroll taxes as well as GST and PST you actual take home is more in the range of $30,000! Now how I have to ask is a family of 5 suppose to live on an income of $30,000?

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com0tag:blogger.com,1999:blog-3420450485438097492.post-88829476260847099222007-08-22T12:46:00.000-04:002007-08-22T21:51:59.628-04:00

Still looking for that debt-o-meter if anyone can tell me where to find the widget or the coding for it, it would be greatly appreciated as I would love to install it so you all can keep track of my progress.

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com0tag:blogger.com,1999:blog-3420450485438097492.post-24804890435119535882007-08-22T11:45:00.000-04:002007-08-23T11:41:27.036-04:00

Here's a dangerous game you can play, gambling and seeing how the regular season for the NFL is right around the corner I thought I would touch on the subject. Here in Canada we have this great lottery product by the name of Pro-Line I have to admit I love the game.Basically how it works is you have to make a minimum bet of anywhere between $2-$100 on a minimum of 3 games up to 6 games with your

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com0tag:blogger.com,1999:blog-3420450485438097492.post-9658858561334462912007-08-21T15:14:00.000-04:002007-08-21T15:46:41.321-04:00

As many of you are already aware of from past postings I’m a huge fan of NetworthIQ and several people have asked me to post a full review on the site. So I feel obliged to honor the request of my readers. First thing first I found out about the site due to the badge on A Canadian and Her Money you’ll see the same badge on the right hand side of my blog. I decided to click on it to find out what

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com1tag:blogger.com,1999:blog-3420450485438097492.post-56069558396476794222007-08-19T08:16:00.000-04:002007-08-19T08:46:53.505-04:00

I have to admit for the first time in a long time I feel great. I notice myself smiling more, not worrying myself to death and most of all sleeping better. I'm not sure if it's the creation of this blog or the new job on the horizon but I finally feel like everything is going to work out fine. Anyone that has been in debt knows exactly the feeling I'm talking about, where you feel like the whole

Riggingshttp://www.blogger.com/profile/08752205895486228222noreply@blogger.com0