tag:blogger.com,1999:blog-235555352009-02-20T23:09:56.718-05:00Unfortunately credit has become such a major part in almost everyone's lives. Whether you are applying for a job, renting an apartment, buying a home, obtaining homeowner's and/or auto insurance, applying for a loan or credit card or doing just about anything else credit plays a major role. How can you protect yourself and your credit and maximize your credit rating? Read on!!!Davedzwreck@gmail.comBlogger7125tag:blogger.com,1999:blog-23555535.post-49941370933513943792007-07-26T21:16:00.000-04:002007-07-26T21:20:37.599-04:00

Is Bankruptcy really the "peaches and cream" that some have made it out to be, or is there much more to it than what we know? Bankruptcy is a somewhat complex procedure, and even more now so with the new Bankruptcy laws in effect, making it harder for people to abuse filing for Bankruptcy. Many people look at Bankruptcy as a "get out of jail free" card. That could not be any farther from the

Davedzwreck@gmail.com0tag:blogger.com,1999:blog-23555535.post-68144596178739470552007-07-24T12:16:00.000-04:002007-07-24T12:19:34.071-04:00

Whether you are buying or selling your home fees are an inevitable part of the closing process. What do they all mean though and are they all really necessary?Unfortunately when you are dealing with real estate there are always going to be fees and closing costs involved in the process. Even if you are not obtaining a mortgage on the property, there will still be fees associated with the real

Davedzwreck@gmail.com0tag:blogger.com,1999:blog-23555535.post-39235037466181333702007-06-05T11:44:00.000-04:002007-06-25T20:54:47.724-04:00

Credit Problems? What can be done?Do you have credit problems? Are you looking for help with repairing your credit? Do you want to know what your options are? Are you trying to buy a home with bad credit? Do you need 100% financing but your credit score is too low? If any of the above questions describes your situation or you currently have some issues with your credit score(s) being low then

Davedzwreck@gmail.com0tag:blogger.com,1999:blog-23555535.post-82332346054856036612007-05-26T10:14:00.001-04:002007-05-26T10:46:47.891-04:00

So what is currently going on in the mortgage market? Are interest rates up, down, all over the place or what? Where are rates going? How are housing prices doing? Is this a good time to sell your home? If you are considering selling should you sell now or should you try and hold out for awhile longer? These questions and many more are very common questions right now with a very topsy-turvy

Davedzwreck@gmail.com0tag:blogger.com,1999:blog-23555535.post-1141704586458319142007-01-17T12:30:00.000-05:002007-01-17T12:30:02.899-05:00

Whether you are a first time homebuyer or you are a seasoned homeowner looking to upgrade and buy a new home there are mortgage programs available for you. There are 100%, no money down mortgage programs that are available for many people. There are even some 100% financing (0 money down) home loan programs available for people with credit scores as low as 500. While the financing terms will not

Davedzwreck@gmail.com0tag:blogger.com,1999:blog-23555535.post-1143058069619437882006-03-22T15:00:00.000-05:002007-01-17T10:01:59.973-05:00

Credit scores have become more of a factor in people’s lives than ever could have been imagined. Your credit and credit scores can affect your ability to buy a home, get a car, get a credit card, take out a personal loan, obtain homeowner’s insurance, obtain auto insurance, get overdraft protection at your bank, rent a home, sign up for home utilities (such as gas, cable, phone, etc…) apply for a

Davedzwreck@gmail.com0tag:blogger.com,1999:blog-23555535.post-1143057493781339512006-03-22T14:41:00.000-05:002006-03-22T14:58:34.696-05:00

Here are some good links and/or phone numbers to call to make sure the Loan Officer or Mortgage Broker that you are working with has the proper credentials. These sites will verify licensing, good standing, amount of complaints against, etc… These places are a good place to start when you are a first time homebuyer looking to find a reputable mortgage professional and should be a helpful as well

Davedzwreck@gmail.com0